Amending Directive 2014/49/EU as regards the scope of deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency

adoptedEuropean Union· European Parliament· EN

Introduced

10 July 2023

Last action

20 April 2026 · publication official journal

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PLENARY_ADOPT_POSITION

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23 official languages

Bulgarian
Изменение на Директива 2014/49/ЕС по отношение на обхвата на защитата на депозитите, използването на средствата на схемите за гарантиране на депозити, трансграничното сътрудничество и прозрачността
Czech
Změna směrnice 2014/49/EU, pokud jde o rozsah ochrany vkladů, využívání fondů pro systémy pojištění vkladů, přeshraniční spolupráci a transparentnost
Danish
Ændring af direktiv 2014/49/EU for så vidt angår omfanget af indskudsbeskyttelse, brug af indskudsgarantiordningers midler, grænseoverskridende samarbejde og gennemsigtighed
German
Änderung der Richtlinie 2014/49/EU im Hinblick auf den Anwendungsbereich der Einlagensicherung, die Verwendung der Mittel aus Einlagensicherungssystemen, die grenzüberschreitende Zusammenarbeit und die Transparenz
Greek
Τροποποίηση της οδηγίας 2014/49/ΕΕ όσον αφορά το πεδίο εφαρμογής της προστασίας των καταθέσεων, τη χρήση των κεφαλαίων των συστημάτων εγγύησης των καταθέσεων, τη διασυνοριακή συνεργασία και τη διαφάνεια
Spanish
Modificación de la Directiva 2014/49/UE en lo que respecta al alcance de la protección de los depósitos, la utilización de los fondos de los sistemas de garantía de depósitos, la cooperación transfronteriza y la transparencia
Estonian
Direktiivi 2014/49/EL muutmine seoses hoiuste kaitse ulatuse, hoiuste tagamise skeemide rahaliste vahendite kasutamise, piiriülese koostöö ja läbipaistvusega
Finnish
Direktiivin 2014/49/EU muuttaminen talletussuojan soveltamisalan, talletusten vakuusjärjestelmien varojen käytön, rajatylittävän yhteistyön ja avoimuuden osalta
French
Modification de la directive 2014/49/UE concernant le champ d'application de la garantie des dépôts, l'utilisation des fonds des systèmes de garantie des dépôts, la coopération transfrontière et la transparence
Irish
Treoir 2014/49/AE a leasú a mhéid a bhaineann leis an raon feidhme maidir le taiscí a chosaint, an úsáid a bhaintear as cistí scéimeanna ráthaithe taiscí, comhar trasteorann, agus trédhearcacht
Croatian
Izmjena Direktive 2014/49/EU u pogledu opsega zaštite depozita, korištenja sredstava sustava osiguranja depozita, prekogranične suradnje i transparentnosti
Hungarian
A 2014/49/EU irányelvnek a betétvédelem hatóköre, a betétbiztosítási rendszerek pénzeszközeinek felhasználása, a határokon átnyúló együttműködés és az átláthatóság tekintetében történő módosítása
Italian
Modifica della direttiva 2014/49/UE per quanto riguarda l'ambito di applicazione della protezione dei depositi, l'uso dei fondi dei sistemi di garanzia dei depositi, la cooperazione transfrontaliera e la trasparenza
Lithuanian
Direktyvos 2014/49/ES dalinis keitimas dėl indėlių apsaugos taikymo srities, indėlių garantijų sistemų lėšų naudojimo, tarpvalstybinio bendradarbiavimo ir skaidrumo
Latvian
Direktīvas 2014/49/ES grozīšana attiecībā uz noguldījumu aizsardzības tvērumu, noguldījumu garantiju sistēmas līdzekļu izmantošanu, pārrobežu sadarbību un pārredzamību
Maltese
Emenda tad-Direttiva 2014/49/UE fir-rigward tal-ambitu tal-protezzjoni tad-depożiti, tal-użu tal-fondi ta' skemi ta' garanzija tad-depożiti, tal-kooperazzjoni transfruntiera, u tat-trasparenza
Dutch
Wijziging van Richtlijn 2014/49/EU betreffende de omvang van depositobescherming, het gebruik van de middelen van depositogarantiestelsels, grensoverschrijdende samenwerking en transparantie
Polish
Zmiana dyrektywy 2014/49/UE w odniesieniu do zakresu gwarantowania depozytów, wykorzystywania funduszy systemów gwarancji depozytów, współpracy transgranicznej oraz przejrzystości
Portuguese
Alteração da Diretiva 2014/49/EU no respeitante ao âmbito da proteção dos depósitos, à utilização dos fundos dos sistemas de garantia de depósitos, à cooperação transfronteiriça e à transparência
Romanian
Modificarea Directivei 2014/49/UE în ceea ce privește domeniul de aplicare al protecției depozitelor, utilizarea fondurilor schemelor de garantare a depozitelor, cooperarea transfrontalieră și transparența
Slovak
Zmena smernice 2014/49/EÚ, pokiaľ ide o rozsah ochrany vkladov, využívanie finančných prostriedkov systémov ochrany vkladov, cezhraničnú spoluprácu a transparentnosť
Slovenian
Sprememba Direktive 2014/49/EU glede obsega zaščite vlog, uporabe sredstev sistemov jamstva za vloge, čezmejnega sodelovanja in preglednosti
Swedish
Ändring av direktiv 2014/49/EU vad gäller insättningsgarantins omfattning, användning av medel från insättningsgarantisystem, gränsöverskridande samarbete och transparens

Records

Official bill 2023/0115(COD) from European Union at European Parliament. Dated 10 July 2023. Status: PLENARY_ADOPT_POSITION.

Timeline

10 July 2023
referral
Source: REFERRAL
10 July 2023
Introduced
Amending Directive 2014/49/EU as regards the scope of deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency
Source: COD
3 October 2023
committee tabling report
Source: COMMITTEE_TABLING_REPORT
6 November 2023
committee tabling amendment
Source: COMMITTEE_TABLING_AMENDMENT
20 March 2024
committee adopting report
Source: COMMITTEE_ADOPTING_REPORT
25 March 2024
tabling plenary
Source: TABLING_PLENARY
24 April 2024
Position adopted
Source: PLENARY_ADOPT_POSITION
24 April 2024
Vote results
Source: PLENARY_VOTE_RESULTS
24 April 2024
Plenary vote
Source: PLENARY_VOTE
24 April 2024
Plenary vote
Source: PLENARY_VOTE
17 December 2024
interinstitutional negotiation
Source: INTERINSTITUTIONAL_NEGOTIATION
14 January 2025
interinstitutional negotiation
Source: INTERINSTITUTIONAL_NEGOTIATION
4 February 2025
interinstitutional negotiation
Source: INTERINSTITUTIONAL_NEGOTIATION
12 March 2025
interinstitutional negotiation
Source: INTERINSTITUTIONAL_NEGOTIATION
25 March 2025
interinstitutional negotiation
Source: INTERINSTITUTIONAL_NEGOTIATION
28 April 2025
interinstitutional negotiation
Source: INTERINSTITUTIONAL_NEGOTIATION
22 May 2025
interinstitutional negotiation
Source: INTERINSTITUTIONAL_NEGOTIATION
5 June 2025
interinstitutional negotiation
Source: INTERINSTITUTIONAL_NEGOTIATION
25 June 2025
interinstitutional negotiation
Source: INTERINSTITUTIONAL_NEGOTIATION
5 November 2025
committee approve provisional agreement
Source: COMMITTEE_APPROVE_PROVISIONAL_AGREEMENT
10 March 2026
committee tabling report
Source: COMMITTEE_TABLING_REPORT
12 March 2026
referral
Source: REFERRAL
18 March 2026
committee adopting report
Source: COMMITTEE_ADOPTING_REPORT
19 March 2026
tabling plenary
Source: TABLING_PLENARY
25 March 2026
Plenary debate
Source: PLENARY_DEBATE
25 March 2026
Plenary debate
Source: PLENARY_DEBATE
26 March 2026
Plenary vote
Source: PLENARY_VOTE
26 March 2026
Vote results
Source: PLENARY_VOTE_RESULTS
26 March 2026
plenary approve council position
Source: PLENARY_APPROVE_COUNCIL_POSITION
26 March 2026
Plenary vote
Source: PLENARY_VOTE
30 March 2026
signature
Source: SIGNATURE
20 April 2026
publication official journal
Source: PUBLICATION_OFFICIAL_JOURNAL

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Documents

310 official files

Rozsah ochrany vkladov, využívanie finančných prostriedkov systémov ochrany vkladov, cezhraničná spolupráca a transparentnosť (DGSD 2)

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Rozsah ochrany vkladov, využívanie finančných prostriedkov systémov ochrany vkladov, cezhraničná spolupráca a transparentnosť (DGSD 2)
TEXT_ADOPTED · SK · 9 June 2026
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Insättningsgarantins omfattning, användning av medel från insättningsgarantisystem, gränsöverskridande samarbete och transparens (DGSD2)
TEXT_ADOPTED · SV · 9 June 2026
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Obseg zaščite vlog, uporaba sredstev sistemov jamstva za vloge, čezmejno sodelovanje in preglednost
TEXT_ADOPTED · SL · 9 June 2026
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Âmbito da proteção dos depósitos, utilização dos fundos dos sistemas de garantia de depósitos, cooperação transfronteiriça e transparência (DSGD 2)
TEXT_ADOPTED · PT · 9 June 2026
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Domeniul de aplicare al protecției depozitelor, utilizarea fondurilor schemelor de garantare a depozitelor, cooperarea transfrontalieră și transparența (DGSD2)
TEXT_ADOPTED · RO · 9 June 2026
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Zakres gwarantowania depozytów, wykorzystywanie funduszy systemów gwarancji depozytów, współpraca transgraniczna oraz przejrzystość
TEXT_ADOPTED · PL · 9 June 2026
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Noguldījumu aizsardzības tvērums, noguldījumu garantiju sistēmas līdzekļu izmantošana, pārrobežu sadarbība un pārredzamība (NGSD2)
TEXT_ADOPTED · LV · 9 June 2026
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Ambitu tal-protezzjoni tad-depożiti, tal-użu tal-fondi ta' skemi ta' garanzija tad-depożiti, tal-kooperazzjoni transfruntiera, u tat-trasparenza
TEXT_ADOPTED · MT · 9 June 2026
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Omvang van depositobescherming, gebruik van de middelen van depositogarantiestelsels, grensoverschrijdende samenwerking en transparantie (DGSD2)
TEXT_ADOPTED · NL · 9 June 2026
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Ambito di applicazione della protezione dei depositi, uso dei fondi dei sistemi di garanzia dei depositi, cooperazione transfrontaliera e trasparenza (DGSD2)
TEXT_ADOPTED · IT · 9 June 2026
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Indėlių apsaugos taikymo sritis, indėlių garantijų sistemų lėšų naudojimas, tarpvalstybinis bendradarbiavimas ir skaidrumas (DIGS2)
TEXT_ADOPTED · LT · 9 June 2026
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A betétvédelem hatóköre, a betétbiztosítási rendszerek pénzeszközeinek felhasználása, a határokon átnyúló együttműködés és az átláthatóság (DGSD2)
TEXT_ADOPTED · HU · 9 June 2026
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Opseg zaštite depozita, korištenje sredstava sustava osiguranja depozita, prekogranična suradnja i transparentnost (DGSD2)
TEXT_ADOPTED · HR · 9 June 2026
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Raon feidhme árachais taiscí, úsáid cistí scéimeanna ráthaithe taiscí, comhar trasteorann, agus trédhearcacht (DGSD2)
TEXT_ADOPTED · GA · 9 June 2026
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Champ de protection des dépôts, utilisation des fonds des systèmes de garantie des dépôts, coopération transfrontalière et transparence
TEXT_ADOPTED · FR · 9 June 2026
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Alcance de la protección de los depósitos, utilización de los fondos de los sistemas de garantía de depósitos, cooperación transfronteriza y transparencia (Directiva relativa a los sistemas de garantía de depósitos 2)
TEXT_ADOPTED · ES · 9 June 2026
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Talletussuojan soveltamisala, talletusten vakuusjärjestelmien varojen käyttö, rajatylittävä yhteistyö ja avoimuus
TEXT_ADOPTED · FI · 9 June 2026
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Πεδίο εφαρμογής της προστασίας των καταθέσεων, χρήση των κεφαλαίων των συστημάτων εγγύησης των καταθέσεων, διασυνοριακή συνεργασία και διαφάνεια (DGSD2)
TEXT_ADOPTED · EL · 9 June 2026
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Anwendungsbereich der Einlagensicherung, Verwendung der Mittel aus Einlagensicherungssystemen, grenzüberschreitende Zusammenarbeit und Transparenz (DGSD2)
TEXT_ADOPTED · DE · 9 June 2026
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Hoiuste kaitse ulatus, hoiuste tagamise skeemide rahaliste vahendite kasutamine, piiriülene koostöö ja läbipaistvus
TEXT_ADOPTED · ET · 9 June 2026
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Rozsah ochrany vkladů, použití finančních prostředků systémů pojištění vkladů, přeshraniční spolupráce a transparentnost (DGSD2)
TEXT_ADOPTED · CS · 9 June 2026
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Omfanget af indskudsbeskyttelse, brug af indskudsgarantiordningers midler, grænseoverskridende samarbejde og gennemsigtighed (DGSD2)
TEXT_ADOPTED · DA · 9 June 2026
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Scope of deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency (DGSD2)
TEXT_ADOPTED · EN · 9 June 2026
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Обхват на защитата на депозитите, използване на средствата на схемите за гарантиране на депозитите, трансгранично сътрудничество и прозрачност (DGSD2)
TEXT_ADOPTED · BG · 9 June 2026
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Champ de protection des dépôts, utilisation des fonds des systèmes de garantie des dépôts, coopération transfrontalière et transparence
TEXT_ADOPTED · FR · 26 May 2026
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Champ de protection des dépôts, utilisation des fonds des systèmes de garantie des dépôts, coopération transfrontalière et transparence
TEXT_ADOPTED · FR · 26 May 2026
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Âmbito da proteção dos depósitos, utilização dos fundos dos sistemas de garantia de depósitos, cooperação transfronteiriça e transparência (DSGD 2)
TEXT_ADOPTED · PT · 22 May 2026
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Âmbito da proteção dos depósitos, utilização dos fundos dos sistemas de garantia de depósitos, cooperação transfronteiriça e transparência (DSGD 2)
TEXT_ADOPTED · PT · 22 May 2026
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Raon feidhme árachais taiscí, úsáid cistí scéimeanna ráthaithe taiscí, comhar trasteorann, agus trédhearcacht (DGSD2)
TEXT_ADOPTED · GA · 22 May 2026
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Raon feidhme árachais taiscí, úsáid cistí scéimeanna ráthaithe taiscí, comhar trasteorann, agus trédhearcacht (DGSD2)
TEXT_ADOPTED · GA · 22 May 2026
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Zakres gwarantowania depozytów, wykorzystywanie funduszy systemów gwarancji depozytów, współpraca transgraniczna oraz przejrzystość
TEXT_ADOPTED · PL · 22 May 2026
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Zakres gwarantowania depozytów, wykorzystywanie funduszy systemów gwarancji depozytów, współpraca transgraniczna oraz przejrzystość
TEXT_ADOPTED · PL · 22 May 2026
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Domeniul de aplicare al protecției depozitelor, utilizarea fondurilor schemelor de garantare a depozitelor, cooperarea transfrontalieră și transparența (DGSD2)
TEXT_ADOPTED · RO · 21 May 2026
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Domeniul de aplicare al protecției depozitelor, utilizarea fondurilor schemelor de garantare a depozitelor, cooperarea transfrontalieră și transparența (DGSD2)
TEXT_ADOPTED · RO · 21 May 2026
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Обхват на защитата на депозитите, използване на средствата на схемите за гарантиране на депозитите, трансгранично сътрудничество и прозрачност (DGSD2)
TEXT_ADOPTED · BG · 21 May 2026
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Обхват на защитата на депозитите, използване на средствата на схемите за гарантиране на депозитите, трансгранично сътрудничество и прозрачност (DGSD2)
TEXT_ADOPTED · BG · 21 May 2026
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Noguldījumu aizsardzības tvērums, noguldījumu garantiju sistēmas līdzekļu izmantošana, pārrobežu sadarbība un pārredzamība (NGSD2)
TEXT_ADOPTED · LV · 20 May 2026
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Noguldījumu aizsardzības tvērums, noguldījumu garantiju sistēmas līdzekļu izmantošana, pārrobežu sadarbība un pārredzamība (NGSD2)
TEXT_ADOPTED · LV · 20 May 2026
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Opseg zaštite depozita, korištenje sredstava sustava osiguranja depozita, prekogranična suradnja i transparentnost (DGSD2)
TEXT_ADOPTED · HR · 19 May 2026
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Opseg zaštite depozita, korištenje sredstava sustava osiguranja depozita, prekogranična suradnja i transparentnost (DGSD2)
TEXT_ADOPTED · HR · 19 May 2026
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Ambito di applicazione della protezione dei depositi, uso dei fondi dei sistemi di garanzia dei depositi, cooperazione transfrontaliera e trasparenza (DGSD2)
TEXT_ADOPTED · IT · 19 May 2026
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Ambito di applicazione della protezione dei depositi, uso dei fondi dei sistemi di garanzia dei depositi, cooperazione transfrontaliera e trasparenza (DGSD2)
TEXT_ADOPTED · IT · 19 May 2026
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Anwendungsbereich der Einlagensicherung, Verwendung der Mittel aus Einlagensicherungssystemen, grenzüberschreitende Zusammenarbeit und Transparenz (DGSD2)
TEXT_ADOPTED · DE · 18 May 2026
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Anwendungsbereich der Einlagensicherung, Verwendung der Mittel aus Einlagensicherungssystemen, grenzüberschreitende Zusammenarbeit und Transparenz (DGSD2)
TEXT_ADOPTED · DE · 18 May 2026
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Scope of deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency (DGSD2)
TEXT_ADOPTED · EN · 18 May 2026
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Scope of deposit protection, use of deposit guarantee schemes funds, cross-border cooperation, and transparency (DGSD2)
TEXT_ADOPTED · EN · 18 May 2026
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Insättningsgarantins omfattning, användning av medel från insättningsgarantisystem, gränsöverskridande samarbete och transparens (DGSD2)
TEXT_ADOPTED · SV · 18 May 2026
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Insättningsgarantins omfattning, användning av medel från insättningsgarantisystem, gränsöverskridande samarbete och transparens (DGSD2)
TEXT_ADOPTED · SV · 18 May 2026
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Alcance de la protección de los depósitos, utilización de los fondos de los sistemas de garantía de depósitos, cooperación transfronteriza y transparencia (Directiva relativa a los sistemas de garantía de depósitos 2)
TEXT_ADOPTED · ES · 18 May 2026
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Alcance de la protección de los depósitos, utilización de los fondos de los sistemas de garantía de depósitos, cooperación transfronteriza y transparencia (Directiva relativa a los sistemas de garantía de depósitos 2)
TEXT_ADOPTED · ES · 18 May 2026
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Official source: https://oeil.secure.europarl.europa.eu/oeil/popups/ficheprocedure.do?lang=en&reference=2023%2F0115(COD)
Open data entity: https://data.europarl.europa.eu/api/v2/procedures/2023-0115
eu · 2023-0115 · source updated 20 April 2026