Opinion of Advocate General Szpunar delivered on 5 June 2025.#NOVIS Insurance Company, NOVIS Versicherungsgesellschaft, NOVIS Compagnia di Assicurazioni, NOVIS Poisťovňa a.s. v Česká národní banka.#Request for a preliminary ruling from the Nejvyšší správní soud.#Reference for a preliminary ruling – Freedom of establishment and freedom to provide services – Single insurance market – Directive 2009/138/EC – Principle of supervision by the home Member State – Article 155 – Competencies of the supervisory authorities of the host Member State – Cooperation with the authorities of the home Member State – Insurance undertaking not complying with the legal provisions applicable in the host Member State – Provisions concerned – Regulation (EU) No 1286/2014 – Packaged retail and insurance-based investment products (PRIIPs) – Directive (EU) 2016/97 – Insurance distribution – Powers of the supervisory authorities of the host Member State to penalise the undertaking concerned – Scope.#Case C-18/24.

Record

Official report CELEX 62024CC0018 from European Union at Court of Justice of the European Union. Dated 5 June 2025. Status: decided.

Timeline

1. 5 June 2025

   Decided

   Source: work_date_document

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Documents

23 official files

• Opinion of Advocate General Szpunar delivered on 5 June 2025.#NOVIS Insurance Company, NOVIS Versicherungsgesellschaft, NOVIS Compagnia di Assicurazioni, NOVIS Poisťovňa a.s. v Česká národní banka.#Request for a preliminary ruling from the Nejvyšší správní soud.#Reference for a preliminary ruling – Freedom of establishment and freedom to provide services – Single insurance market – Directive 2009/138/EC – Principle of supervision by the home Member State – Article 155 – Competencies of the supervisory authorities of the host Member State – Cooperation with the authorities of the home Member State – Insurance undertaking not complying with the legal provisions applicable in the host Member State – Provisions concerned – Regulation (EU) No 1286/2014 – Packaged retail and insurance-based investment products (PRIIPs) – Directive (EU) 2016/97 – Insurance distribution – Powers of the supervisory authorities of the host Member State to penalise the undertaking concerned – Scope.#Case C-18/24.

  judgment · EN · 5 June 2025

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• Konklużjonijiet tal-Avukat Ġenerali M. Szpunar, ippreżentati l-5 ta’ Ġunju 2025.###

  judgment · MT · 5 June 2025

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• Förslag till avgörande av generaladvokat M. Szpunar föredraget den 5 juni 2025.###

  judgment · SV · 5 June 2025

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• Stanovisko generálního advokáta M. Szpunara přednesené dne 5. června 2025.###

  judgment · CS · 5 June 2025

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• Opinia rzecznika generalnego M. Szpunara przedstawiona w dniu 5 czerwca 2025 r.###

  judgment · PL · 5 June 2025

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• Conclusioni dell’avvocato generale M. Szpunar, presentate il 5 giugno 2025.###

  judgment · IT · 5 June 2025

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• Julkisasiamies M. Szpunarin ratkaisuehdotus 5.6.2025.#NOVIS Insurance Company, NOVIS Versicherungsgesellschaft, NOVIS Compagnia di Assicurazioni, NOVIS Poisťovňa a.s. vastaan Česká národní banka.#Nejvyšší správní soudin esittämä ennakkoratkaisupyyntö.#Ennakkoratkaisupyyntö – Sijoittautumisvapaus ja palvelujen tarjoamisen vapaus – Vakuutusalan yhtenäismarkkinat – Direktiivi 2009/138/EY – Kotijäsenvaltion suorittaman valvonnan periaate – 155 artikla – Vastaanottavan jäsenvaltion valvontaviranomaisten toimivalta – Yhteistyö kotijäsenvaltion viranomaisten kanssa – Vastaanottavassa jäsenvaltiossa sovellettavien säännösten vastaisesti toimiva vakuutusyritys – Asianomaiset säännökset – Asetus (EU) N:o 1286/2014 – Vähittäismarkkinoille tarkoitetut paketoidut ja vakuutusmuotoiset sijoitustuotteet – Direktiivi (EU) 2016/97 – Vakuutusten tarjoaminen – Vastaanottavan jäsenvaltion valvontaviranomaisten toimivalta määrätä seuraamuksia asianomaiselle yritykselle – Ulottuvuus.#Asia C-18/24.

  judgment · FI · 5 June 2025

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• Заключение на генералния адвокат M. Szpunar, представено на 5 юни 2025 г.#NOVIS Insurance Company, NOVIS Versicherungsgesellschaft, NOVIS Compagnia di Assicurazioni, NOVIS Poisťovňa a.s. срещу Česká národní banka.#Преюдициално запитване, отправено от Nejvyšší správní soud.#Преюдициално запитване — Свобода на установяване и свободно предоставяне на услуги — Единен застрахователен пазар — Директива 2009/138/ЕО — Принцип на надзор от страна на държавата членка по произход — Член 155 — Компетенции на надзорните органи на приемащата държава членка — Сътрудничество с органите на държавата членка по произход — Застрахователно предприятие, което не спазва правните разпоредби, приложими в приемащата държава членка — Засегнати разпоредби — Регламент (EС) № 1286/2014 — Пакети с инвестиционни продукти на дребно и основаващи се на застраховане инвестиционни продукти — Директива (ЕС) 2016/97 — Разпространение на застрахователни продукти — Правомощия на надзорните органи на приемащата държава членка да налагат санкции на съответното предприятие — Обхват.#Дело C-18/24.

  judgment · BG · 5 June 2025

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• Forslag til afgørelse fra generaladvokat M. Szpunar fremsat den 5. juni 2025.###

  judgment · DA · 5 June 2025

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• Návrhy prednesené 5. júna 2025 – generálny advokát M. Szpunar.###

  judgment · SK · 5 June 2025

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• Concluziile avocatului general M. Szpunar prezentate la 5 iunie 2025.###

  judgment · RO · 5 June 2025

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• Conclusões do advogado-geral M. Szpunar apresentadas em 5 de junho de 2025.###

  judgment · PT · 5 June 2025

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• Conclusie van advocaat-generaal M. Szpunar van 5 juni 2025.###

  judgment · NL · 5 June 2025

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• Ģenerāladvokāta M. Špunara [M. Szpunar] secinājumi, 2025. gada 5. jūnijs.###

  judgment · LV · 5 June 2025

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• Generalinio advokato M. Szpunar išvada, pateikta 2025 m. birželio 5 d.###

  judgment · LT · 5 June 2025

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• M. Szpunar főtanácsnok indítványa, az ismertetés napja: 2025. június 5.###

  judgment · HU · 5 June 2025

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• Mišljenje nezavisnog odvjetnika M. Szpunara od 5. lipnja 2025.#NOVIS Insurance Company, NOVIS Versicherungsgesellschaft, NOVIS Compagnia di Assicurazioni, NOVIS Poisťovňa a.s. protiv Česká národní banka.#Zahtjev za prethodnu odluku koji je uputio Nejvyšší správní soud.#Zahtjev za prethodnu odluku – Sloboda poslovnog nastana i slobodno pružanje usluga – Jedinstveno tržište osiguranja – Direktiva 2009/138/EZ – Načelo nadzora koji provodi matična država članica – Članak 155. – Nadležnosti nadzornih tijela države članice domaćina – Suradnja s tijelima matične države članice – Društvo za osiguranje koje ne poštuje primjenjive zakonske odredbe u državi članici domaćinu – Predmetne odredbe – Uredba (EU) br. 1286/2014 – Upakirani investicijski proizvodi za male ulagatelje i investicijski osigurateljni proizvodi – Direktiva (EU) 2016/97 – Distribucija osiguranja – Ovlasti nadzornih tijela države domaćina da sankcioniraju predmetno društvo – Doseg.#Predmet C-18/24.

  judgment · HR · 5 June 2025

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• Conclusions de l'avocat général M. M. Szpunar, présentées le 5 juin 2025.###

  judgment · FR · 5 June 2025

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• Kohtujurist Szpunari, 5.6.2025 ettepanek.###

  judgment · ET · 5 June 2025

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• Conclusiones del Abogado General Sr. M. Szpunar, presentadas el 5 de junio de 2025.###

  judgment · ES · 5 June 2025

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• Προτάσεις του γενικού εισαγγελέα M. Szpunar της 5ης Ιουνίου 2025.###

  judgment · EL · 5 June 2025

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• Schlussanträge des Generalanwalts M. Szpunar vom 5. Juni 2025.###

  judgment · DE · 5 June 2025

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• Sklepni predlogi generalnega pravobranilca M. Szpunarja, predstavljeni 5. junija 2025.###

  judgment · SL · 5 June 2025

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