292. Deputy Cian O'Callaghan asked the Minister for Finance the timeline for the implementation of Recommendations 11.2 of the retail banking review from November 2022 to bring buy-now-pay-later agreements into the central credit register, namely, reducing the reporting threshold for credit agreements from €500 to €200 and the consultation obligation threshold from €2,000 to €1,000; and introducing a new lower fee for Central Credit Register consultations for low value loans (i.e., loans of less than €1,000, in line with the proposed changes to the obligatory consultation threshold) to facilitate smaller loans, particularly by credit unions; and if he will make a statement on the matter. [33538/25]

Summary

292. Deputy Cian O'Callaghan asked the Minister for Finance the timeline for the implementation of Recommendations 11.2 of the retail banking review from November 2022 to bring buy-now-pay-later agreements into the central credit register, namely, reducing the reporting threshold for credit agreements from €500 to €200 and the consultation obligation threshold from €2,000 to €1,000; and introducing a new lower fee for Central Credit Register consultations for low value loans (i.e., loans of less than €1,000, in line with the proposed changes to the obligatory consultation threshold) to facilitate smaller loans, particularly by credit unions; and if he will make a statement on the matter. [33538/25]

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