379. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether he accepts that a significant proportion of consumers who access high-cost or unregulated credit do so due to exclusion from mainstream banking; whether any socio-economic analysis has been undertaken on the profile of such borrowers; and how proposed regulatory measures will prevent vulnerable consumers being exposed to exploitative lending practices. [7625/26]

Summary

379. Deputy Ken O'Flynn asked the Tánaiste and Minister for Finance whether he accepts that a significant proportion of consumers who access high-cost or unregulated credit do so due to exclusion from mainstream banking; whether any socio-economic analysis has been undertaken on the profile of such borrowers; and how proposed regulatory measures will prevent vulnerable consumers being exposed to exploitative lending practices. [7625/26]

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• Financial Services

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