410. Deputy Robert O'Donoghue asked the Minister for Housing, Local Government and Heritage if he acknowledges that single-income households are routinely offered lower loan amounts and less favourable terms by commercial lenders, notwithstanding repayment capacity; and whether the local authority home loan scheme is intended to address this market failure; and if he will make a statement on the matter. [11229/26]

Summary

410. Deputy Robert O'Donoghue asked the Minister for Housing, Local Government and Heritage if he acknowledges that single-income households are routinely offered lower loan amounts and less favourable terms by commercial lenders, notwithstanding repayment capacity; and whether the local authority home loan scheme is intended to address this market failure; and if he will make a statement on the matter. [11229/26]

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• Housing Schemes

  xml · EN · 12 February 2026

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