786. Deputy Charles Ward asked the Tánaiste and Minister for Finance if he has engaged with the Central Bank and mortgage lenders regarding the circumstances in which a mortgage application is refused or cannot proceed because the applicant cannot obtain flood insurance for the property being purchased; if mortgage lenders have a uniform policy in relation to properties located within flood-risk zones; if lenders are required to refuse mortgage finance where flood cover is unavailable; if alternative forms of risk mitigation or security can be accepted in such circumstances; and if he will make a statement on the matter. [62379/26]

Summary

786. Deputy Charles Ward asked the Tánaiste and Minister for Finance if he has engaged with the Central Bank and mortgage lenders regarding the circumstances in which a mortgage application is refused or cannot proceed because the applicant cannot obtain flood insurance for the property being purchased; if mortgage lenders have a uniform policy in relation to properties located within flood-risk zones; if lenders are required to refuse mortgage finance where flood cover is unavailable; if alternative forms of risk mitigation or security can be accepted in such circumstances; and if he will make a statement on the matter. [62379/26]

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 7 September 2026

   Insurance Coverage

   786. Deputy Charles Ward asked the Tánaiste and Minister for Finance if he has engaged with the Central Bank and mortgage lenders regarding the circumstances in which a mortgage application is refused or cannot proceed because the applicant cannot obtain flood insurance for the property being purchased; if mortgage lenders have a uniform policy in relation to properties located within flood-risk zones; if lenders are required to refuse mortgage finance where flood cover is unavailable; if alternative forms of risk mitigation or security can be accepted in such circumstances; and if he will make a statement on the matter. [62379/26]

   Source: written

Votes

No vote records are attached yet.

Versions

No version snapshots stored. Document URLs remain at the source.

Documents

1 official file

• Insurance Coverage

  xml · EN · 7 September 2026

  ViewDownloadOpen at official source

Sponsors

• Charles Ward · Asking member
• Finance · Finance · Addressed to

Related records

No cross-record relationships stored yet.