United States · United States Congress · 8 April 2008
United States Army Commemorative Coin Act of 2008 - Instructs the Secretary of the Treasury to mint and issue $5 gold coins, $1 silver coins, and half dollar clad coins as numismatic items emblematic of the traditions, history, and heritage of the U.S. Army, and its role in American society from the Colonial period to today. Requires the design for such coins to contain motifs that honor specifically the American soldier of both today and yesterday, in wartime and in peace, consistent with the traditions and heritage of the U.S. Army, the mission and goals of the National Museum of the U.S. Army, and the missions and goals of the Army Historical Foundation. Restricts coin issuance to the one-year period beginning on January 1, 2011. Requires all surcharges from coin sales to be promptly paid by the Secretary to the Foundation to help finance the National Museum of the U.S. Army.
United States · United States Congress · 8 April 2008
Housing Assistance Tax Act of 2008 - Amends the Internal Revenue Code relating to the low-income housing tax credit, tax-exempt housing bonds, real estate investment trusts (REITs) and to provide assistance to first-time home buyers and home owners. Increases in 2008 and 2009 the state allocation limits on low-income housing tax credits. Modifies certain rules relating to the low-income housing tax credit, tax-exempt housing bonds, and the rehabilitation of government-leased buildings. Allows: (1) first-time home buyers a refundable tax credit for 10% of the purchase price of a principal residence, up to $7,500; and (2) individual taxpayers who claim the standard deduction an additional deduction from gross income for state and local real property taxes. Authorizes: (1) an additional $10 billion in the volume cap for issuing tax-qualified bonds for certain residential rental projects; and (2) use of mortgage bond proceeds to refinance certain subprime residential mortgage loans. Exempts from the alternative minimum tax (AMT) tax-exempt interest on certain housing bonds. Allows low-income housing and rehabilitation tax credit amounts to offset AMT liability. Allows certain municipal bonds that are guaranteed by federal home loan banks to qualify as tax-exempt bonds. Modifies rules relating to REITs to: (1) treat passive foreign exchange gains attributable to overseas real estate investment as qualifying REIT income; (2) increase from 20 to 25% the the maximum value of an REIT's total assets that may be represented by securities of one or more taxable REIT subsidiaries; (3) revise safe harbor rules for the excise tax penalty on certain REIT sales activities; and (4) treat rental payments made by a health care facility to an REIT as qualifying REIT income. Requires brokers who sell publicly-traded securities to report the customer's adjusted basis in such securities. Delays until after 2009 the taxpayer election to allocate interest expense between U.S. and foreign sources for purposes of the foreign tax credit limitation.
United States · United States Congress · 4 April 2008
Recognizes the historic significance of the 60th anniversary of the reestablishment of the State of Israel as a homeland for the Jewish people. Reaffirms the bonds of friendship and cooperation which have existed between the United States and Israel for the past 60 years and commits to strengthening those bonds.
United States · United States Congress · 3 April 2008
Smuggled Tobacco Prevention Act of 2008 - Amends the Internal Revenue Code to require manufacturers and importers of tobacco products to legibly print a unique serial number on all packages of tobacco products manufactured or imported for sale or distribution. Imposes marking requirements for exports of tobacco products. Authorizes the Secretary of the Treasury to require additional secure methods of identification or marking of tobacco products. Requires the Secretary to prescribe a system of tobacco tax stamps, meter impressions, or other tax-payment indicia for tobacco products. Requires tobacco products sold on Indian reservations to be visibly and prominently labeled as such. Prohibits the export of tobacco products without the posting of a bond with the Secretary. Extends permit, recordkeeping, and reporting requirements to wholesalers of tobacco products. Establishes new criminal offenses relating to the distribution of tobacco products. Increases the civil penalty for tobacco-related infractions from $1,000 to $10,000. Amends the federal criminal code to: (1) extend criminal penalties for contraband cigarettes to tobacco products (i.e., cigars, cigarettes, smokeless tobacco, pipe tobacco, and roll-your-own tobacco) and define "contraband tobacco product" for purposes of such penalties; (2) establish new unlawful acts relating to tobacco products and machines used to manufacture or package tobacco products; and (3) establish whistleblower protections for employees who provide information about violations relating to contraband tobacco.
United States · United States Congress · 13 March 2008
Protecting the Medicaid Safety Net Act of 2008 - Amends the U.S. Troop Readiness, Veterans' Care, Katrina Recovery, and Iraq Accountability Appropriations Appropriations Act, 2007 to extend until April 1, 2009, the moratorium on implementation of a proposed rule ("Medicaid Program; Cost Limit for Providers Operated by Units of Government and Provisions To Ensure the Integrity of Federal-State Financial Partnership") relating to the federal-state financial partnerships under titles XIX (Medicaid) and XXI (State Children's Health Insurance Program) (SCHIP) of the Social Security Act. Extends until April 1, 2009, the moratorium on any action by the Secretary of Health and Human Services to restrict Medicaid payments for graduate medical education (GME). Amends the Medicare, Medicaid, and SCHIP Extension Act of 2007 to extend until April 1, 2009, the moratorium on certain restrictions relating to Medicaid coverage or payment for rehabilitation services or school-based administration and school-based transportation, including specified proposed regulations, if such restrictions are more restrictive in any aspect than those applied to such areas as of July 1, 2007. Establishes additional moratoria until April 1, 2009, on specified regulatory actions concerning Medicaid: (1) treatment of optional case management services; (2) outpatient hospital services; and (3) allowable provider taxes.
United States · United States Congress · 13 March 2008
Pathway for Biosimilars Act - Amends the Public Health Service Act to allow a person to submit an application for licensure of a biological product based on its similarity to a licensed biological product (the reference product). Requires the Secretary of Health and Human Services to approve the application if: (1) the biological product is biosimilar to the reference product with respect to each condition of use for which the reference product is approved; and (2) the applicant consents to the inspection of the facility that is the subject of the application. Sets forth requirements for a determination by the Secretary that a biological product is interchangeable with a reference product. Prohibits a biological product from being evaluated against more than one reference product. Prohibits licensure under this Act of a biological product containing specified agents or toxins. Prohibits the Secretary from making approval of an application under this Act effective until 12 yeas after the date on which the reference product was first licensed. Provides for confidentiality of information received pursuant to this Act. Sets forth provisions governing patent infringement actions related to this Act. Deems as patent infringement the submission of a statement under this Act by the applicant setting forth reasons why the making, use, or sale of the biosimilar product would not infringe the patent, or why the patent is invalid or unenforceable, if the purpose of such submission is to obtain approval to engage in the commercial manufacture, use, or sale before the expiration of such patent.
United States · United States Congress · 13 March 2008
Fair Share Act of 2008 - Amends the Internal Revenue Code and title II (Old Age, Survivors, and Disability Insurance Benefits) of the Social Security Act to treat certain foreign subsidiaries of U.S. companies performing services under a contract with the U.S. government as U.S. employers for purposes of Social Security and Medicare employment taxes.
United States · United States Congress · 12 March 2008
Make Our Veterans Smile Act of 2008 - Directs the Secretary of Veterans Affairs, beginning on January 1, 2009, to provide non-service-connected dental services and treatment and related dental appliances to all veterans with a service-connected disability. (Current law requires the Secretary to provide such services and treatment only to veterans with service-connected disabilities rated as total.)
United States · United States Congress · 10 March 2008
Entitles federal employees who satisfy age and service requirements for immediate or early retirement under the Federal Employees' Retirement System or the Foreign Service Pension System and who are separated from service or transferred to a position not subject to either of those retirement systems to a lump-sum payment for 15% of the amount of their accumulated sick leave exceeding 500 hours. Prohibits such a payment from exceeding $10,000. Excludes hours of sick leave that are creditable in the computation of any other compensation or benefit.
United States · United States Congress · 6 March 2008
Federal Land Assistance, Management and Enhancement Act or FLAME Act - Establishes in the Treasury the Federal Land Assistance, Management, and Enhancement Fund (the Flame Fund). Requires amounts in the Flame Fund to be made available to the Secretary of the Interior and the Secretary of Agriculture (the Secretaries) to pay the costs of catastrophic emergency wildland fire suppression activities that are separate from amounts annually appropriated for the predicted annual workload for such activities. Provides for amounts in the Flame Fund to be made available to the Secretaries only after such Secretaries issue a declaration that a wildland fire suppression activity is eligible for funding through the Fund. Directs such Secretaries to establish an accounting and reporting system for the Flame Fund. Requires such Secretaries to: (1) annually report on the use of the funds from the Flame Fund, together with recommendations that the Secretaries may have to improve administrative control and oversight of the Fund; and (2) submit a report that contains a cohesive wildland fire management strategy, consistent with the recommendations of the Comptroller General reports regarding such issue.
United States · United States Congress · 6 March 2008
Right to Clean Vehicles Act - Amends the Clean Air Act to approve the application of the state of California for a waiver of federal preemption of its motor vehicle emission standards.
United States · United States Congress · 5 March 2008
Peace Corps Reauthorization Act of 2008 - Amends the Peace Corps Act to: (1) authorize appropriations through FY2012; and (2) increase the readjustment allowance for returning Peace Corps volunteers.
United States · United States Congress · 5 March 2008
States that the House of Representatives: (1) makes a stronger commitment to reducing maternal mortality both at home and abroad through greater financial investment and participation in global initiatives; and (2) recognizes maternal health as a human right.
United States · United States Congress · 21 February 2008
Designates the facility of the United States Postal Service located at 120 South Del Mar Avenue in San Gabriel, California, as the "Chi Mui Post Office Building."
United States · United States Congress · 14 February 2008
Amends the Comprehensive Environmental Response, Compensation, and Liability Act of 1980 to require the President to establish a grant program for the revitalization of waterfront brownfield sites. Authorizes such grants to be used for reuse planning, site characterization and assessment, or remediation at waterfront brownfields sites, including the integration of activities related to the design and implementation of water quality improvements, low impact development approaches, green infrastructure, remediation and management of sediments, or flood damage prevention associated with brownfields remediation and reuse. Authorizes the Administrator of the Environmental Protection Agency (EPA) to provide training, research, and technical assistance to individuals and organizations to facilitate waterfront brownfields revitalization. Authorizes funding for brownfields revitalization for FY2008-FY2012. Requires the Administrator to establish and serve as chairperson of a task force on waterfront brownfields revitalization that shall identify: (1) funding and technical assistance resources; (2) barriers to and solutions for revitalization; and (3) methods to coordinate interagency efforts.
United States · United States Congress · 14 February 2008
Amends the Detainee Treatment Act of 2005 and the federal criminal code to include waterboarding (simulated drowning) within the definitions of cruel, inhuman, or degrading treatment or punishment, and torture. Includes individuals under the custody or physical control of the Central Intelligence Agency (CIA) within the protection against cruel, inhuman, or degrading treatment or punishment by the government.
United States · United States Congress · 14 February 2008
Amends the Communications Act of 1934 to require each satellite carrier providing secondary transmissions in the local market of a television broadcast station to carry, on request, the signals of all television broadcast stations located within any local market (currently, located within that local market), subject to existing broadcast signal retransmission consent provisions.
United States · United States Congress · 14 February 2008
Recognizes: (1) the need to apply what is known about reducing the transmission of infections in hospitals and assuring appropriate use of antibiotics to meet patient and public health needs; (2) the need to pursue operational research on preventing hospital- and community-acquired Methicillin-resistant Staphylococcus aureus (MRSA) and developing new antibiotics for improving care for MRSA patients; and (3) the importance of raising awareness of MRSA and methods of preventing MRSA infections. Expresses support for the work of advocates, healthcare practitioners, and science-based experts in educating, supporting, and providing hope for individuals and their families affected by community and healthcare associated infections.
United States · United States Congress · 13 February 2008
Commercial Fishing Industry Health Care Coverage Act of 2008 - Amends the Public Health Service Act to require the Secretary of Health and Human Services, through the Health Resources and Services Administration, to establish a grant program to assist commercial fishing states in establishing or strengthening programs to expand health care coverage and access for uninsured or underinsured workers in the commercial fishing industry and their families. Requires the Secretary to provide: (1) program planning grants for commercial fishing states and organizations within such states, including for initial research and planning to develop a qualified health care coverage program; and (2) implementation and administration grants for such states.
United States · United States Congress · 7 February 2008
Provides that, if the federal medical assistance percentage (FMAP) determined under title XIX (Medicaid) of the Social Security Act without regard to this Act for a state for FY2008 is less than the FMAP as so determined for FY2007, the FY2007 FMAP shall be substituted for the FMAP for the third and fourth calendar quarters of FY2008, before the application of this Act. Provides that, if the FMAP determined without regard to this Act for a state for FY2009 is less than the FMAP as so determined for FY2008, the FY2008 FMAP shall be substituted for the FMAP for the first, second, and third calendar quarters of FY2009, before the application of this Act. Provides that, for each eligible state for the third and fourth calendar quarters of FY2008, and for the first, second, and third calendar quarters of FY2009, the FMAP shall be increased by 2.95 percentage points. Provides for an increase in the cap on Medicaid payments to Puerto Rico, the Virgin Islands, Guam, the Northern Mariana Islands, and American Samoa. Declares that, only for FMAP computation purposes, any significant disproportionate employer pension or insurance fund contribution shall be disregarded in computing the per capita income of a state, but not in computing the per capita income for the continental United States (and Alaska) and Hawaii.
United States · United States Congress · 6 February 2008
Congratulates the National Football League champion New York Giants for winning Super Bowl XLII and completing one of the most impressive seasons in professional sports history.
United States · United States Congress · 29 January 2008
Makes emergency appropriations for FY2008 for state and local law enforcement assistance under the Edward Byrne Memorial Justice Assistance Grant program.
United States · United States Congress · 29 January 2008
Condemns the ongoing Iranian-enabled rocket attacks on Israeli civilians and places responsibility for launching the attacks on Hamas and other terrorist organizations in Gaza. Supports the government of Israel's right to defend its territory. Recognizes the difficult balance Israel faces with the competing pressures of being the primary supplier of numerous necessities for Palestinian civilians, even while rockets are being fired at Israel from Palestinian areas. Supports Palestinian civilians who reject Hamas and all forms of terrorism. Reaffirms the friendship between the governments and the people of Israel and the United States.
United States · United States Congress · 28 January 2008
Securing Success for Veterans on Campus Act of 2008 - Amends the Higher Education Act of 1965 to direct the Secretary of Education to award three-year grants to institutions of higher education to develop model programs that require each grantee to establish a campus Center of Excellence for Veteran Student Success that provides a single point of contact for the coordination of comprehensive support services for students who are veterans. Requires the Secretary to develop an evaluation and accountability plan for measuring the effect such programs have on veterans' success in postsecondary education.
United States · United States Congress · 17 January 2008
Emergency Assistance for Secure Elections Act of 2008 - Directs the Administrator of General Services to reimburse certain jurisdictions for the costs of: (1) converting from electronic or other voting systems to paper ballot voting systems for the general elections for federal office to be held in November 2008; and (2) providing emergency paper ballots if the jurisdiction uses a direct recording electronic voting system which happens to fail. Directs the Administrator to reimburse any state, county, or equivalent location for the documented reasonable costs it incurs in conducting manual audits or hand recounts of the results of any of the regularly scheduled elections for federal office in November 2008 (including, at state or local option, manual audits of state and local elections, ballot initiatives, and referenda). Requires the Director of the National Institute of Standards and Technology (NIST) to study, test, and develop products and practices that ensure the accessibility of paper ballot verification and casting for individuals with disabilities, for voters whose primary language is not English, and for voters with difficulties in literacy.
United States · United States Congress · 19 December 2007
Recognizes the need to pursue research into the causes, treatment, and a cure for primary lateral sclerosis. Commends: (1) hospitals, community clinics, educational institutes, and other organizations that are working to increase awareness of, and conducting research for methods to help patients suffering from, the disorder; and (2) the Spastic Paraplegia Foundation for its efforts to educate, support, and provide hope for individuals who suffer from the disorder, while funding research to help find a cure. Expresses support for the designation of a Hardy Brown Primary Lateral Sclerosis Awareness Month.
United States · United States Congress · 13 December 2007
Code Talkers Recognition Act of 2007 - Directs the Speaker of the House of Representatives and the President pro tempore of the Senate to arrange for the award of gold medals to Native American code talkers of specified Indian tribes. Defines "code talker" as a Native American who served in the Armed Forces during a foreign conflict and who participated in military communications using a native language. Requires the Secretary of the Treasury, in consultation with the Secretary of Defense and Indian tribes, to identify code talkers eligible for a gold medal.
United States · United States Congress · 13 December 2007
Congratulates the Army Reserve on the occasion of the 100th anniversary of the enactment of its original authorizing law on April 23, 1908. Recognizes and commends the Army Reserve for the service of its past and present citizen-soldiers whose personal courage, contributions, and sacrifices have helped preserve the freedom and advance the national security and homeland defense of the United States.
United States · United States Congress · 11 December 2007
Recognizes the foresight of President Theodore Roosevelt in using the Antiquities Act in declaring Muir Woods National Monument. Recognizes the 100 years of careful preservation of America's Coastal Redwood forest within Muir Woods National Monument, and the natural and historical importance of the Monument in California and to the nation.
United States · United States Congress · 5 December 2007
Directs the Speaker of the House of Representatives and the President Pro Tempore of the Senate to arrange for the presentation of a congressional gold medal to to Daw Aung San Suu Kyi in recognition of her courageous and unwavering commitment to peace, nonviolence, human rights, and democracy in Burma.
United States · United States Congress · 5 December 2007
Aerial Firefighter Relief Act of 2007 - Amends the Federal Land Policy and Management Act of 1976 to provide for death and disability benefits for aerial firefighters who serve the Forest Service or any agency of the Department of the Interior and suffer death or disability in the line of duty. Amends the Omnibus Crime Control and Safe Streets Act of 1968 to provide for similar eligibility of aerial firefighters for public safety officer death benefits, applicable to a public agency.
United States · United States Congress · 15 November 2007
Veterans Suicide Study Act - Directs the Secretary of Veterans Affairs conduct a study to determine the number of veterans who have committed suicide between January 1, 1997, and the date of the enactment of this Act.
United States · United States Congress · 14 November 2007
Designates the facility of the United States Postal Service located at 11151 Valley Boulevard in El Monte, California, as the "Marisol Heredia Post Office Building."
United States · United States Congress · 14 November 2007
States that nothing in the Authorization for the Use of Military Force Against Iraq of 2002 (P.L. 107-243), any act that serves as the statutory authority for Executive Order 13382 or Executive Order 13224, any resolution previously adopted, or any other provision of law including Executive Order 13382 or Executive Order 13224 shall be construed to authorize, encourage, or in any way address the use of the U.S. Armed Forces against Iran.
United States · United States Congress · 13 November 2007
Declares that House of Representatives has lost confidence in Consumer Product Safety Commission (CPSC) Chairwoman Nancy Nord and urges the President to request her resignation and to nominate a replacement.
United States · United States Congress · 13 November 2007
Recognizes the 100th anniversary year of the founding of the Port of Los Angeles, the Nation's largest containerport. Congratulates the Port of Los Angeles for its achievements as a leader throughout its history in implementing modern and innovative transportation and goods movements systems that are compatible with responsible environmental stewardship. Wishes the Port of Los Angeles continued success during its next 100 years.
United States · United States Congress · 9 November 2007
College and University Rural Education (CURE) Act of 2007 - Amends the Higher Education Act of 1965 to authorize the Secretary of Education to award grants to partnerships between rural institutions of higher education (IHEs) and rural local educational agencies, rural education service agencies, regional employers, or rural education nonprofit organizations for activities to: (1) improve the rural IHE enrollment rates of rural high school graduates and former attendees; and (2) encourage nontraditional students' participation in rural IHE degree programs. Authorizes the Secretary to award grants to partnerships between rural IHEs and regional employers to: (1) provide additional training to rural IHE attendees in careers relevant to the regional economy; and (2) encourage regional businesses to employ rural IHE graduates. Authorizes the Secretary to award grants to rural IHEs to create or strengthen academic programs that prepare graduates to enter high-need occupations in the regional and local economies. Requires the General Accountability Office (GAO) to investigate, and make recommendations to Congress regarding the improvement of, rural access to four-year IHEs and degree programs.
United States · United States Congress · 9 November 2007
Declares that the United States should continue to promote, in the Doha Development Round negotiations, effective multilateral agreements to prohibit fishing subsidies that promote overcapitalization, overfishing, and illegal, unregulated, and unreported fishing.
United States · United States Congress · 8 November 2007
American Anti-Torture Act of 2007 - Amends the Detainee Treatment Act of 2005 to prohibit any person in the custody or control of the United States (under current law, the Department of Defense) from being subject to any treatment or technique of interrogation not authorized by and listed in the U.S. Army Field Manual on Intelligence Interrogation. Makes such prohibition inapplicable with respect to any person in the custody or control of the United States (under current law, the Department of Defense) pursuant to a U.S. criminal or immigration law.
United States · United States Congress · 7 November 2007
Medicare Recovery Audit Contractor Program Moratorium Act of 2007 - Directs the Secretary of Health and Human Services to effect a one-year moratorium on the Medicare recovery audit contractor program, under which the Secretary contracts with recovery audit contractors to identify underpayments and overpayments, and recoup overpayments, with respect to all services for which payment is made under part A or B of title XVIII (Medicare) of the Social Security Act. Requires: (1) the Administrator of the Centers for Medicare & Medicaid Services to evaluate the program for Congress; and (2) the Comptroller General to report to Congress on the use of recovery audit contractors in the Medicare Integrity program.
United States · United States Congress · 6 November 2007
Declares that House of Representatives has lost confidence in Consumer Product Safety Commission (CPSC) Chairwoman Nancy Nord and urges the President to request her resignation and to nominate a replacement.
United States · United States Congress · 1 November 2007
Prevention Through Affordable Access Act - Amends title XIX (Medicaid) of the Social Security Act to revise requirements for the best price component of the formula for determination of the Medicaid rebate for a covered single source outpatient drug or a covered innovator multiple source outpatient drug. (Under current law, best prices shall not take into account prices that are merely nominal in amount.) Revises the list of entities to which sales by a manufacturer of covered outpatient drugs at nominal prices shall be considered to be sales at a nominal price, or merely nominal in amount (and thus excluded from computation of the best price for such drugs). Adds to such list any entity that is: (1) operated by a health center of an institution of higher education, primarily for its students (university-based clinic); or (2) a public or private nonprofit entity that provides family planning services under the Public Health Service Act (safety-net clinic).
United States · United States Congress · 31 October 2007
Unemployment Insurance for Survivors Act of 2007 - Amends the Internal Revenue Code (Federal Unemployment Tax Act) to add as a condition for approval of a state unemployment compensation law that it does not deny unemployment compensation to individuals separated from employment because of circumstances resulting from the experience of domestic violence, dating violence, sexual assault, or stalking. Prohibits states from imposing additional conditions restricting the individual's eligibility for or receipt of unemployment benefits beyond those required of other individuals forced to leave their jobs or deemed to have good cause for voluntary separating from a job. Amends title III (Grants to States for Unemployment Compensation Administration) of the Social Security Act (SSA) to prohibit the Secretary of Labor from providing grants to states for unemployment compensation administration unless: (1) unemployment compensation applicants are notified of the requirements of this Act; and (2) claims reviewers and hearing personnel are adequately trained in the nature and dynamics of domestic violence, dating violence, sexual assault, or stalking, and in methods of ascertaining and keeping confidential information about such applicants' possible experiences. Amends SSA title IV part A (Temporary Assistance to Needy Families) (TANF) to require a state TANF plan to require the state's chief officer to certify that the state has established and is enforcing standards and procedures to: (1) notify TANF applicants of the requirements of this Act and related assistance; and (2) ensure that TANF personnel receive adequate related training. Authorizes the Secretary of Health and Human Services to award development grants for model training programs under this Act to a national victim services organization and to state, tribal, or local agencies.
United States · United States Congress · 31 October 2007
Insurance Non-Discrimination for Survivors Act - Prohibits an insurer from denying or terminating an insurance policy or health benefit plan, restricting or excluding coverage for losses or denying a claim, or adding a premium differential to any policy or health benefit plan on the basis that the insured (or any employee or any person with whom the insured is known to have a relationship or association) is the subject of, or incurs a claim related to, domestic abuse. Prohibits: (1) an insurer from denying or limiting payment to an insured who is the subject of abuse if the claim for payment is a result of the abuse; (2) an insurer or health carrier from terminating health coverage for a subject of abuse because coverage was originally issued in the name of the abuser and the abuser has divorced, separated from, or lost custody of the subject or the abuser's coverage has terminated and the subject does not qualify for an extension of coverage; and (3) any person employed by or contracting with an insurer or health benefit plan to use, disclose, or transfer specified information (including regarding abuse status) without the subject's consent. Requires: (1) insurers to develop and adhere to written policies specifying procedures to be followed to protect the safety and privacy of a subject of abuse; and (2) an insurer that takes an action that adversely affects a subject of abuse to advise that applicant or insured in writing of the specific reasons for the action.