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Housing

Records whose title is actually about this topic. Use a country filter if the list is still too broad.

101 records in US in 1973

Records

Bill· SS. 2540 (93rd)referred

A bill to require the Secretary of Housing and Urban Development to prescribe an energy saving code applicable to federally assisted building construction.

United States · United States Congress · 8 October 1973

Expresses the findings of Congress and declares it to be the purpose of this Act to require the use of energy conserving materials in federally financed construction and to provide for the use of such materials in buildings owned by the United States. Sets forth the definitions of terms used in this Act. Directs the Secretary of Housing and Urban Development to prescribe an energy saving code requiring that any federally assisted construction of a building shall be carried out so that the heat transmission through the ceiling floors, and exterior walls does not exceed specified British thermal units per hour per square foot per degree differential. Describes the circumstances under which exceptions to such requirements will be permitted. Authorizes the Secretary to cooperate with other agencies and organizations to review and revise model building codes and minimum property and occupancy standards in order to carry out the purposes of this Act.

Bill· SS. 2538 (93rd)referred

National Mobile Home Construction and Safety Standards Act

United States · United States Congress · 4 October 1973

National Mobile Home Construction and Safety Standards Act - Sets forth the purpose of this Act and definitions of terms used in the Act. Directs the Secretary of Housing and Urban Development to establish by order appropriate Federal mobile home safety standards. Provides that in prescribing standards under this Act, the Secretary shall: (1) consider relevant available mobile home safety data; (2) consult with such State or interstate agencies (including legislative committees); (3) consider whether any such proposed standard is reasonable for the particular type of mobile home for which it is prescribed; (4) considered whether any such standard increases the cost of the mobile home substantially beyond the value of expected benefits to the public; and (5) consider the extent to which any such standard will contribute to carrying out the purpose of this Act. Directs the Secretary to establish a National Mobile Home Advisory Council. Specifies the composition of such Council and their rates of compensation. Provides for judicial review of any order regarding Federal mobile home construction and safety standards. States that whenever any manufacturer is opposed to action taken by the Secretary, such manufacturer shall submit cost information for evaluation by the Secretary. Prescribes the procedures for such submission and evaluation. Directs the Secretary to conduct research, testing, development and training necessary to carry out the purposes of this Act. Authorizes the Secretary to advise and assist Federal agencies, State agencies, and other interested public and private agencies in the planning and development of mobile home safety standards. Sets forth the activities which constitute prohibited actions under this Act, including (1) to fail or to refuse access to or copying of records, or to fail to make reports or to provide information, or to fail or to refuse to permit entry or inspection, as required under this Act; and (2) to fail to issue a certificate required by this Act. Prescribes a civil penalty not to exceed $5,000 for each violation of this Act. Provides that each violation shall constitute a separate violation, and that the maximum civil penalty shall not exceed $1,000,000 for any related series of violations. Provides that if the Secretary or a court determines that any mobile home does not conform to Federal standards, the manufacturer shall (1) repurchase the mobile home or (2) furnish the equipment, at his own expense, to bring the mobile home into conformance with such standards. Authorizes the Secretary to conduct inspections necessary to enforce the standards promulgated under this Act. Enumerates addtional authorizations empowered to the Secretary. Requires each manufacturer of mobile homes to submit the building plans of every model to the Secretary for technical evaluation and approval. Requires every manufacturer to furnish notification of any defect which relates to mobile home construction or safety, to the purchase of such mobile homes, within reasonable time after discovery of the defect. Sets forth additional notice and record requirements to be compiled with by mobile home manufacturers, including the furnishing of a one-year warranty to the first purchaser of every mobile home. Establishes the National Mobile Home Administration to perform such duties as are delegated by the Secretary. Directs the Secretary to conduct a study to determine the adequacy of State programs with respect to used mobile homes. Requires the Secretary to submit an annual report to Congress. Specifies the content of such report. Authorizes the appropriation of such sums as are necessary to carry out the provisions of this title.

Bill· HRH.R. 10787 (93rd)referred

National Landlord-Tenant Act

United States · United States Congress · 4 October 1973

National Landloard-Tenant Act - Title I: National Landlord and Tenant Commission - Establishes the National Landlord and Tenant Commission. States that the Commission shall: (1) conduct and commission a study of landlord and tenant problems in the United States and review the implementation of the provisions of this Act; (2) submit to the President and to Congress such interim and final reports it deems appropriate; (3) publish the results of the investigations, studies, and research conducted under authority of this title; (4) make grants to the States for the establishment and maintenance of housing courts, and develop regulations concerning a review system for such grants; (5) develop model lease and rental agreement forms for use in transactions between the landlord and the tenant; and (6) establish rules and guidelines for the purpose of implementing and enforcing this Act. Requires the Commission to the extent practicable, to utilize the services of the Department of Housing and Urban Development and all other Government agencies dealing with housing problems. Title II: Housing Courts - Authorizes the National Landlord-Tenant Commission to make grants to the States for the purpose of establishing and operating housing courts. Directs the Commission, within one hundred eighty days after the enactment of this Act, to promulgate standards for landlord-tenant dispute settlement procedures. Authorizes to be appropriated $500,000,000 for the fiscal years ending June 30, 1974, and June 30, 1975 in order to carry out the purposes of this Act. Title III: Landlord-Tenant Act - States that this Act applies to, regulates, and determines rights, obligations, and remedies under a rental agreement, applicable to all rental units in the United States. Provides that housing courts of the States and all other appropriate courts of general jurisdiction may exercise jurisdiction over any landlord or tenant within their jurisdiction with respect to any conduct governed by this Act or with respect to any claim arising from a transaction subject to this Act. Title IV: Provisions of the Rental Agreement - States that a landlord and a tenant may include in a rental agreement terms and conditions not prohibited by this chapter or other rule of law, including rent, term of the agreement, and other provisions governing the rights, obligations, and remedies of the parties. Provides that in the absence of agreement or legislation fixing the amount of rent the tenant shall pay pursuant to this Act, the tenant shall pay as rent the fair rental value for the use and occupancy of the dwelling unit. Title V: Landlord Obligations - Requires every landlord to: (1) comply with the requirements of applicable building and housing codes; (2) make all repairs and do whatever is necessary to put and keep the premises in a fit and habitable condition; (3) keep all common areas of the premises in a clean and safe condition; (4) provide and maintain in good and safe working order and condition all electrical, plumbing, sanitary, heating, ventilating, locks, and other existing facilities such as elevators, steps, and fire safety equipment supplied or required to be supplied by the landlord; (5) provide and maintain appropriate and convenient receptacles for the removal of ashes, garbage, rubbish, and other waste incidental to the occupancy of the dwelling unit and arrange for its removal; and (6) supply running water and reasonable amounts of hot water at all times and reasonable heat based on geographic location. Requires the landlord or any person authorized to enter into a rental agreement on his behalf to disclose to the tenant in writing at or before the commencement of the tenancy the name and address of: (1) the person authorized to manage the premises, and (2) the owner of the premises or a person authorized to act for and on behalf of the owner for the purpose of service of process and for the purpose of receiving and receipting complaints, notices, and demands. Title VI: Tenant Obligations - States that the tenant shall: (1) comply with all obligations imposed upon tenants by applicable provisions of building and housing codes; (2) Keep that part of the premises that he occupies and uses as clean and safe as the condition of the premises permit; (3) keep all plumbing fixtures in the dwelling unit or those used by the tenant as clean as their condition permits; (4) use in a reasonable manner all electrical, plumbing, sanitary, heating, ventilating, air-conditioning, and other facilities and appliances including elevators on the premises; (5) not deliberately or negligently destroy, deface, damage, impair, or remove any part of the premises or knowingly permit any person to do so; (6) regularly dispose from his dwelling unit all ashes, rubbish, garbage, and other waste in a clean and safe manner; and (7) conduct himself and require other persons on the premises with his consent to conduct themselves in a manner that will not disturb his neighbors' peaceful enjoyment of the premises. Title VII: Landlord Remedies - Sets forth landlord's remedies for: (1) tenant's nonpayment of rent; (2) tenant's refusal to allow lawful access; and (3) tenant's abandonment. Makes provisions for landlord's remedies after the termination of the rental agreement. Title VIII: Tenant Remedies - Establishes tenant remedies for the landlord's: (1) violation of housing codes or the rental agreement; (2) failure to deliver possession; and (3) abuse of access. Title IX: Procedures for Contesting Allegations of Breach - Establishes procedures for both the landlord and the tenant to contest any allegations of a breach of the provisions of this Act or the rental agreement. Title X: Miscellaneous - States that if any provision of this Act or the application thereof to any person or circumstances is held invalid, the invalidity does not affect other provisions or application of the Act which can be given effect without the invalid provision or application.

Bill· HRH.R. 10740 (93rd)referred

A bill to amend various laws relating to housing and urban development so as to repeal the provisions which presently require compliance with the Davis-Bacon Act in the conduct of federally financed activities thereunder.

United States · United States Congress · 4 October 1973

Repeals the provisions of various laws relating to housing and urban development which presently require compliance with the Davis-Bacon Act (rate of wages for laborers and mechanics) in the conduct of federally financed activities thereunder.

Bill· HRH.R. 10706 (93rd)referred

National Homestead Act

United States · United States Congress · 3 October 1973

National Homestead Act - Directs the Secretary of Housing and Urban Development to compile a catalog of all unoccupied single-family dwellings in urban and other areas within the Unites States which are owned by him or his Department, and which would be suitable for occupancy and rehabilitation by qualified low and moderate-income families. Requires the Secretary to take such steps as may be necessary to assure that the residents of each community or area in which any such dwelling is located will be fully and currently informed of the existence, nature, and location of such dwellings. States that an applicant is qualified, for the purposes of participation in the program under this Act with respect to any dwelling, only if he or she (1) is eighteen years of age or older, (2) is the head of his or her household, (3) is a citizen of the United States, (4) has not previously participated in the program, (5) is not the owner of any other real property, and (6) possesses the financial, technical, and other resources which are necessary to rehabilitate such dwelling. Requires each applicant to enter into an agreement that, among other things, he or she will reside in the dwelling for a period of at least five years and will during such period rehabilitate and maintain the dwelling so that it satisfies all of the requirements of applicable State and local law. States that the conveyance of any dwelling to an applicant under this Act shall be made on a conditional basis, in return for the payment by such applicant of $1 and the execution by such applicant of the aforementioned agreement. Provides that upon any material failure by the applicant to carry out his or her agreement entered into under this Act the conditional conveyance of title to such applicant shall be revoked. States that after the applicant has resided in the dwelling for the required five-year period and has rehabilitated and maintained it and otherwise complied with the terms of his or her agreement throughout such period, he shall be granted a fee simple title to such property.

Bill· HRH.R. 10689 (93rd)referred

Private Mortgage Insurance Guarantee Act

United States · United States Congress · 2 October 1973

Private Mortgage Insurance Guarantee Act - Expresses the findings of Congress and sets forth the definitions of terms used in this Act. Authorizes the Secretary of Housing and Urban Development to guarantee private mortgage insurance contracts issued by eligible private mortgage insurers. States that such agreements shall contain such incontestability provisions and conditions as the Secretary shall determine, except that they shall not relieve a private mortgage insurer of its primary obligation to perform the guaranteed mortgage insurance contracts. Establishes in the Treasury a fund to be used as a revolving fund for the purposes of this Act. Authorizes the Secretary to issue notes if the fund moneys are insufficient. States that guarantee agreements made by the Secretary under this Act may provide for payment of claims to insured mortgagees in cash or debentures, or both. Provides for judicial review of claims under this Act. Requires any private mortgage insurer participating in a guarantee program to furnish the Secretary with such information as may be required by the Secretary. Authorizes to be appropriated such sums as may be necessary to carry out this Act.

Bill· HRH.R. 10682 (93rd)referred

Housing Security Act

United States · United States Congress · 2 October 1973

Housing Secretary Act - Establishes in the Department of Housing and Urban Development an office of Security which shall: (1) serve as a clearinghouse for information relating to the physical security of federal and related housing projects; (2) make grants and enter into contracts with sponsors of federally related multifamily housing projects to finance planning and development of a security program for the project, including capital improvements and maintenance of a security force. Authorizes such appropriations as may be necessary to carry out the provisions of the Act.

Bill· HRH.R. 10688 (93rd)referred

Housing Act

United States · United States Congress · 2 October 1973

Housing Act - Title I: Direct Cash Assistance - Sets forth the findings of Congress and goals of the Housing and Urban Development Act. Authorizes an expansion of the Experimental Housing Allowance Program to initiate pilot programs of cash assistance for rental or homeownership expense. Authorizes the appropriation of such sums as may be necessary for carrying out this purpose. Permits the use of funds from the United States Housing Act of 1937 for making cash assistance payments for rental or home ownership expense. Title II: Mortgage Credit Assistance - Revised Housing Act - Sets forth the definitions of terms used in this Act. Requires that an insured mortgage be made by, and held by, a mortgagee approved by the Secretary of Housing and Urban Development as responsible and able to service the mortgage property. Provides that prior to July 1, 1977, the Secretary would be permitted to insure as a special risk a transaction involving experimental financing. Directs the Secretary to prescribe, with respect to specified mortgages, limitations as to the ratio between the principal amount of eligible mortgages or loans and the value, cost, or replacement cost of the properties. Provides for the interest rates on mortgages and loans insured under the Act. Requires that there be water and sewerage facilities serving newly constructed housing except where it was determined by the Secretary that it was not economically feasible. Authorizes the Secretary to use the General Insurance Fund and the Special Risk Insurance fund to carry out his obligations under this and other Acts. Authorizes the Secretary to: (1) fix an insurance premium charge; (2) collect an adjusted premium charge in the event a home or project mortgage was prepaid; (3) terminate any insurance contract upon request of the mortgagor and the mortgagee, and to require the payment of a termination charge. Authorizes the Secretary to insure financial institutions against losses in making improvement loans, mobile home loans, and historic residential structure preservation loans. Prescribes the terms for home improvement loans, refinancing, property standards, contract provisions and waiver of requirements. Provides the requirements a home mortgage must meet to be eligible for insurance, including that: (1) the mortgage must require complete amortization payments which, not in excess of the mortgagor's ability to pay, and must have a maximum term within such limits as the Secretary may prescribe; and (2) the mortgagor would have to make a minimum down payment in cash or its equivalent in such amount as the Secretary requires. Provides for four categories of multifamily housing: (1) rental projects; (2) cooperative projects; (3) projects in which the individual units are to be sold on a condominium basis; and (4) mobile home parks. Authorizes the Secretary to insure mortgages financing the construction of new multifamily projects and the rehabilitation, purchase, or refinancing of existing multifamily projects. Provides for mortgage insurance for health facilities and for supplemental project loans. Sets forth additional authorizations and powers of the Secretary, including: (1) the power to deal with and dispose of property; (2) the power to acquire title; and (3) the power to make expenditures to correct defects in experimental property. Provides for the transition between the National Housing Act and the Revised National Housing Act. Title III: Public Housing Assistance Program - Revises the United States Housing Act of 1937. Declares the policy of the United States and sets forth the definitions of terms used in this Act. Authorizes the Secretary to make loans to public housing agencies to finance low-income housing projects. Authorizes the Secretary to make annual contributions to public housing agencies. Directs that provisions for such contributions be embodied in a contract guaranteeing their payment. Empowers the Secretary to include in any contract for loans, annual contributions or instruments made pursuant to this Act, such provisions as necessary to insure the low-income character and economic viability of the project involved. Describes conditions and provisions required in every contract for annual contributions. Directs the Secretary to assist public housing agencies, in providing housing for displaced, elderly, or handicapped families, to develop housing to meet the special needs of the occupants. Makes provisions for low-income housing in private accommodations. Authorizes the Secretary, at periodic intervals, to determine the market rental required to obtain modest existing and newly constructed rental housing and to establish for each a fair market monthly rental. Requires the Secretary to submit annual budget programs as provided for wholly owned Government Corporations by the Government Corporation Control Act and to maintain an integral set of accounts to be audited annually by the General Accounting Office. Provides for the financing of low-income housing projects. Provides for the termination of the Secretary's authority to enter into new contracts. Specifies the formula for applicability of rental contracts. Exempts specified projects from such formula. Makes technical and conforming amendments to specified acts. Federal Mortgage Foreclosure Act - Sets forth the findings of Congress and the definitions of terms. Provides that a Federal foreclosure remedy is created by authorizing a nonjudicial power of sale. Enumerates the prerequisites to foreclosure and the procedures for notice of default and foreclosure sale. States that money realized from a foreclosure sale be applied to costs of foreclosure, then to any liens prior to the mortgage which are required to be paid, then to advancements for taxes and assessments and expenditures for the necessary protection of the security property, then to interest on the mortgage, then to the principal on the mortgage, then to payment of junior lienholders in order of priority, then to the mortgagor. Prescribes procedures for protection of properties after default when property becomes vacant.

Bill· SS. 2502 (93rd)referred

Neighborhood Government Act

United States · United States Congress · 1 October 1973

Neighborhood Government Act - Declares the purposes of this Act. Allows, under the Internal Revenue Code, a tax credit of the amount contributed to a certified neighborhood corporation and paid during that year, subject to enumerated limitations. Provides that a corporation may be certified upon application if it: (1) is organized under the laws of the State in which it is located as a corporation not for profit and restricts its operations to the single neighborhood it was designed to serve; (2) is organized for the purpose of supplying services to its members which were supplied by a municipal or other government prior to the establishment of the corporation; and (3) demonstrates a capacity to supply such services in an adequate and satisfactory manner. States that upon application from certified neighborhood corporation, the Secretary of the Treasury is authorized to pay to such corporation for general corporate use an amount equal to a part of the amount of non-Federal taxes paid by members of that corporation to State and local governments. Authorizes to be appropriated such sums as may be necessary to carry out the provisions of this Act.

Bill· SS. 2508 (93rd)referred

Private Mortgage Insurance Guarantee Act

United States · United States Congress · 1 October 1973

Private Mortgage Insurance Guarantee Act - Expresses the findings of Congress and sets forth the definitions of terms used in this Act. Authorizes the Secretary of Housing and Urban Development to guarantee private mortgage insurance contracts issued by eligible private mortgage insurers. States that such agreements shall contain such incontestability provisions and conditions as the Secretary shall determine, except that they shall not relieve a private mortgage insurer of its primary obligation to perform the guaranteed mortgage insurance contracts. Establishes in the Treasury a fund to be used as a revolving fund for the purposes of this Act. Authorizes the Secretary to issue notes if the fund moneys are insufficient. States that guarantee agreements made by the Secretary under this Act may provide for payment of claims to insured mortgagees in cash or debentures, or both. Provides for judicial review of claims under this Act. Requires any private mortgage insurer participating in a guarantee program to furnish the Secretary with such information as may be required by the Secretary. Authorizes to be appropriated such sums as may be necessary to carry out this Act.

Bill· SS. 2507 (93rd)referred

Housing Act

United States · United States Congress · 1 October 1973

Housing Act - Title I: Direct Cash Assistance - Sets forth the findings of Congress and goals of the Housing and Urban Development Act. Authorizes an expansion of the Experimental Housing Allowance Program to initiate pilot programs of cash assistance for rental or homeownership expense. Authorizes the appropriation of such sums as necessary for carrying out this purpose. Permits the use of funds from the United States Housing Act of 1937 for making cash assistance payments for rental or home ownership expense. Title II: Mortgage Credit Assistance - Revised Housing Act - Sets forth the difinitions of terms used in this Act. Requires that an insured mortgage be made by, and held by, a mortgagee approved by the Secretary of Housing and Urban Development as responsible and able to service the mortgage property. Provides that prior to July 1, 1977, the Secretary would be permitted to insure as a special risk a transaction involving experimental financing. Directs the Secretary to prescribe, with respect to specified mortgages, limitations as to the ratio between the principal amount of eligible mortgages or loans and the value, cost, or replacement cost of the properties. Provides for the interest rates on mortgages and loans insured under the Act. Requires that there be water and sewerage facilities serving newly constructed housing except where it was determined by the Secretary that it was not economically feasible. Authorizes the Secretary to use the General Insurance Fund and the Special Risk Insurance fund to carry out his obligations under this and other Acts. Authorizes the Secretary to: (1) fix an insurance premium charge; (2) collect an adjusted premium charge in the event a home or project mortgage was prepaid; (3) terminate any insurance contract upon request of the mortgagor and the mortgagee, and to require the payment of a termination charge. Authorizes the Secretary to insure financial institutions against losses in making improvement loans, mobile home loans, and historic residential structure preservation loans. Prescribes the terms for home improvement loans, refinancing, property standards, contract provisions and waiver of requirements. Provides the requirements a home mortgage must meet to be eligible for insurance, including that: (1) the mortgage must require complete amortization payments which, are not in excess of the mortgagor's ability to pay and must have a maximum term within such limits as the Secretary may prescribe; and (2) the mortgagor would have to make a minimum down payment in cash or its equivalent in such amount as the Secretary requires. Provides for four categories of multifamily housing: (1) rental projects; (2) cooperative projects; (3) projects in which the individual units are to be sold on a condominium basis; and (4) mobile home parks. Authorizes the Secretary to insure mortgages financing the construction of new multifamily projects and the rehabilitation, purchase, or refinancing of existing multifamily projects. Provides for mortgage insurance for health facilities and for supplemental project loans. Sets forth additional authorizations and powers of the Secretary, including: (1) the power to deal with and dispose of property; (2) the power to acquire title; and (3) the power to make expenditures to correct defects in experimental property. Provides for the transition between the National Housing Act and the Revised National Housing Act. Title III: Public Housing Assistance Program - Revises the United States Housing Act of 1937. Declares the policy of the United States and sets forth the definitions of terms used in this Act. Authorizes the Secretary to make loans to public housing agencies to finance low-income housing projects. Authorizes the Secretary to make annual contributions to public housing agencies. Directs that provisions for such contributions be embodied in a contract guaranteeing their payment. Empowers the Secretary to include in any contract for loans, annual contributions or instruments made pursuant to this Act, such provisions as may be necessary to insure the low-income character and economic viability of the project involved. Describes conditions and provisions required in every contract for annual contributions. Directs the Secretary to assist public housing agencies, in providing housing for displaced, elderly, or handicapped families, to develop housing to meet the special needs of the occupants. Makes provisions for low-income housing in private accommodations. Authorizes the Secretary, at periodic intervals, to determine the market rental required to obtain modest existing and newly constructed rental housing and to establish for each a fair market monthly rental. Requires the Secretary to submit annual budget programs, as provided for wholly owned Government Corporations by the Government Corporation Control Act, and to maintain an integral set of accounts to be audited annually by the General Accounting Office. Provides for the financing of low-income housing projects. Provides for the termination of the Secretary's authority to enter into new contracts. Specifies the formula for applicability of rental contracts. Exempts specified projects from such formula. Makes technical and conforming amendments to specified acts. Federal Mortgage Foreclosure Act - Sets forth the findings of Congress and the definitions of terms. Provides that a Federal foreclosure remedy is created by authorizing a nonjudicial power of sale. Enumerates the prerequisites to foreclosure and the procedures for notice of default and foreclosure sale. States that money realized from a foreclosure sale be applied to costs of foreclosure, then to any liens prior to the mortgage which are rquired to be paid, then to advancements for taxes and assessments and expenditures for the necessary protection of the security property, then to interest on the mortgage, then to the principal on the mortgage, then to payment of junior lienholders in order of priority, then to the mortgagor. Prescribes procedures for protection of properties after default when property becomes vacant.

Bill· SS. 2449 (93rd)referred

Secondary Mortgage Market Amendments

United States · United States Congress · 20 September 1973

Secondary Mortgage Market Amendments - Allows the purchase of a conventional mortgage with the outstanding balance exceeding 80 percent of value under the Federal Home Loan Mortgage Corporation Act when the excess over 80 percent is insured by a qualified private insurer (under existing law. States that such mortgages may be purchased only where the outstanding balance exceeding 74 percent of value is insured by a qualified private insurer). Removes the limitation now in the law limiting the purchase of conventional mortgages over one year old at time of purchase to 10 percent of conventional portfolio. Provides that the limitations governing the maximum amount of a conventional mortgage purchased by Federal Home Loan Mortgage Corporation be comparable to the limitations contained in the Home Owner's Loan Act of 1933 ($45,000 in the case of single-family dwellings and the dollar amounts contained in the National Housing Act for multi-family housing), except that such limitations may be increased by 25 percent with respect to mortgages on property located in Alaska, Guam, and Hawaii. Provides that national banks, state-chartered banks which are members of the Federal Reserve System, Federal Home Loan Banks, federal savings and loan associations, and federal credit unions shall have statutory power to purchase mortgages from the Corporation without regard to limitations which might be otherwise applicable to purchase of such mortgages. Allows, under the Federal National Mortgage Association Charter Act, the purchase of a conventional mortgage with the outstanding balance exceeding 80 percent of value when the excess over 80 percent is insured by a qualified insurer (under existing law such mortgages may be purchased only where the outstanding balance exceeding 75 percent of value is insured by a qualified "private" insurer). Removes the 10 percent limitation on the purchase of conventional mortgages over one year old. Provides that the maximum amounts of conventional mortgages purchased by FNMA shall be comparable to the limitations contained in the Home Owner's Loan Act of 1933 ($45,000 in the case of single-family dwellings and the dollar amounts contained in the National Housing Act for multi-family housing), except that such limitations may be increased by 25 percent with respect to mortgages on property located in Alaska, Guam, and Hawaii.

Bill· HRH.R. 10373 (93rd)referred

National Homestead Act

United States · United States Congress · 19 September 1973

National Homestead Act - Directs the Secretary of Housing and Urban Development to compile a catalog of all unoccupied single-family dwellings in urban and other areas within the Unites States which are owned by him or his Department, and which would be suitable for occupancy and rehabilitation by qualified low and moderate-income families. Requires the Secretary to take such steps as may be necessary to assure that the residents of each community or area in which any such dwelling is located will be fully and currently informed of the existence, nature, and location of such dwellings. States that an applicant is qualified, for the purposes of participation in the program under this Act with respect to any dwelling, only if he or she (1) is eighteen years of age or older, (2) is the head of his or her household, (3) is a citizen of the United States, (4) has not previously participated in the program, (5) is not the owner of any other real property, and (6) possesses the financial, technical, and other resources which are necessary to rehabilitate such dwelling. Requires each applicant to enter into an agreement that, among other things, he or she will reside in the dwelling for a period of at least five years and will during such period rehabilitate and maintain the dwelling so that it satisfies all of the requirements of applicable State and local law. States that the conveyance of any dwelling to an applicant under this Act shall be made on a conditional basis, in return for the payment by such applicant of $1 and the execution by such applicant of the aforementioned agreement. Provides that upon any material failure by the applicant to carry out his or her agreement entered into under this Act the conditional conveyance of title to such applicant shall be revoked. States that after the applicant has resided in the dwelling for the required five-year period and has rehabilitated and maintained it and otherwise complied with the terms of his or her agreement throughout such period, he shall be granted a fee simple title to such property.

Bill· HRH.R. 10371 (93rd)referred

Housing for the Elderly Act

United States · United States Congress · 19 September 1973

Housing for the Elderly Act - States that it is the purpose of this Act to provide for the needs of lower income elderly for suitable housing and related services and facilities at affordable costs. Authorizes the Secretary of Housing and Urban Development to make loans to any nonprofit corporation, any public body or agency or any limited distribution entity for the provision of rental housing and related facilities to elderly families. States that a loan to a nonprofit corporation or a public body or agency under this Act may be in an amount not to exceed 100 percent of the total development cost of the project involved. Authorizes to be appropriated a sum not to exceed $50,000,000 for the purpose of making such loans. Provides that in order to assist elderly families to rehabilitate homes owned and occupied by them and to provide themselves with decent, safe, and sanitary housing, the Secretary is authorized to provide assistance in the form of loans and grants to elderly families who own and occupy residential property. States that the receipts and disbursements of the Secretary in discharge of his functions under this Act shall not be included in the totals of the budget of the United States Government and shall be exempt from any annual expenditure and net lending limitations imposed on the budget of the United States Government. Establishes an additional position of Assistant Secretary for Housing for the Elderly within the Department of Housing and Urban Development. States that all of the programs administered by the Department to provide aid or assistance in behalf or the elderly shall be administered by the Assistant Secretary. Makes provisions for providing security in low-rent housing for the elderly and congregate housing for the elderly under the United States Housing Act of 1937. Provides for rent supplement payments for the elderly in subsidized housing under the Housing and Urban Development Act of 1965. Authorizes the Secretary to make loans for up-grading fire safety systems in housing projects which are predominantly for the elderly. Directs the Secretary of Housing and Urban Development to conduct such studies and investigations, and such demonstration projects, as he may deem necessary or appropriate to evaluate the housing needs of the elderly. Requires the Secretary to transmit to the President and to the Congress the results of his studies, investigations, and projects under this Act.

Bill· HRH.R. 10315 (93rd)referred

A bill to prohibit Federal assistance to rental housing projects where tenants are not allowed to have pets, or to local governments which do not permit pets in rental housing.

United States · United States Congress · 18 September 1973

Prohibits Federal assistance to rental housing projects where tenants are not allowed to have pets, or to local governments which do not permit pets in rental housing. Permits the removal of household pets which constitute a threat to the health or safety of the residents or neighbors of the housing project.

Bill· HRH.R. 10300 (93rd)referred

Housing and Community Development Act

United States · United States Congress · 17 September 1973

Housing and Community Development Act - States that funds under this Act may be used for: (1) activities undertaken in the preparation of the initial and any subsequent application pursuant to this Act; (2) the acquisition of real property determined to be in need of redevelopment, preservation, rehabilitation or required for other public purposes; (3) the clearance or removal of buildings; (4) the rehabilitation or improvement of buildings, whether publicly or privately owned, including buildings that house families of low-or moderate-income; (5) the development of public works facilities, including water and sewer facilities, neighborhood facilities, utilities, streets, lights and the like; (6) the elimination of building code violations; (7) relocation payments or assistance; immediate or deferred payments or loans to low-and moderate-income homeowners; rent certificates, immediate or deferred, to members of low-or moderate-income households; and (8) assistance to lenders in support of improvement activities relating to the housing conditions of low-or moderate-income people. Sets forth requirements for grant applications. Authorizes $23,833,000,000 which shall remain available until expended and an additional $6,099,000,000 to pay for the increase in deferred housing subsidy payments. Provides that funds shall be allocated by formula directly to cities, counties, and other units of general local government within Standard Metropolitan Statistical Areas, alone or in combination. Requires the Secretary of Housing and Urban Development to make grant payments in accordance with a schedule established by the recipient. Prohibits discrimination in any program or activity funded under the Act. Gives enforcement powers to the Secretary of HUD and the Attorney General. Requires grant recipients to account properly for grant funds they receive and to allow access to their books and records to the Secretary and to the General Accounting Office for audit.

Bill· SS. 2412 (93rd)referred

Demonstration Housing Location Act

United States · United States Congress · 13 September 1973

Demonstration Housing Location Act - Expresses the findings of Congress and declares that the Federal Government should encourage metropolitan areas in demonstration programs designed to increase housing locational opportunities for lower income families. Provides that grants may be made under the Housing and Urban Development Act of 1970 for the planning and implementation of specified activities, including: (1) the maintenance, improvement, or expansion of public services in order to adequately serve the increased supply of housing for lower income families; (2) providing or improving social services related to housing or improving social services related to housing for lower income families; and (3) increasing the efficiency of the project. Sets forth directives which the Secretary of Housing and Urban Development is required to follow in making grants under this Act. Authorizes to be appropriated an amount not to exceed $20,000,000 for fiscal year 1974.

Bill· HRH.R. 10293 (93rd)referred

Elderly Life Safety Act

United States · United States Congress · 13 September 1973

Elderly Life Safety Act - Provides that no loans, mortgages, payments or contracts shall be issued under specified provisions of the National Housing Act unless the Secretary of Housing and Urban Development determines that the housing is in compliance with the requirements of the Life Safety Code of the National Fire Protection Association. Directs the Secretary, upon finding that any housing covered by a mortgage, loan, or other contract is not meeting the requirements imposed upon it, to secure from any United States district court, or any other court of competent jurisdiction within the United States, an appropriate order requiring compliance with such requirements. States that, in order to assure that specified projects are adequately protected against fire, the Secretary is authorized to make commitments to insure and to insure loans made by financial institutions to the owners or sponsors of projects to provide fire safety equipment. Sets forth the requirements which a loan must meet in order to be eligible for such insurance.

Bill· SS. 2404 (93rd)referred

A bill relating to the mortgage insurance premiums applicable to home mortgages insured by the Secretary of Housing and Urban Development, and requiring certain reports to the Congress by the Secretary with respect to the funds used by the Secretary in carrying out the various home mortgage insurance programs. and the premium levels necessary to sustain such funds.

United States · United States Congress · 12 September 1973

Provides that specified insurance premiums for any mortgage insured by the Secretary of Housing and Urban Development shall not exceed one-fourth of one percent per annum of the amount of the principal obligation outstanding. Directs the Secretary to report to the Congress his recommendations on transferring reserves of the Mutual Mortgage Insurance Fund to the General Insurance Fund and the Special Risk Insurance Fund. Specifies additional recommendations to be included in such report.

Bill· SJRESS.J.Res. 152 (93rd)referred

Joint Resolution to extend the authority of the Secretary of Housing and Urban Development with respect to the insurance of loans and mortgages, to extend authorizations under laws relating to housing and urban development, and for other purposes.

United States · United States Congress · 12 September 1973

Extends for one year the authority of the Secretary of Housing and Urban Development with respect to the insurance of loans and mortgages under the Federal Housing Administration Insurance Programs. Extends the authorization pursuant to the following programs relating to housing and urban development: (1) urban renewal, (2) model cities, (3) open-space land, (4) neighborhood facility grants, (5) rehabilitation loans, (6) new community development, and (7) rural housing.

Bill· HRH.R. 10208 (93rd)referred

A bill to provide for the automatic guaranty of mobile home loans.

United States · United States Congress · 12 September 1973

Provides that veterans loans for purchasing mobile homes and mobile home lots will be guaranteed if made by any lender approved by the Administrator of Veterans' Affairs.

Law· HJRESH.J.Res. 719 (93rd)open

Joint resolution to extend the authority of the Secretary of Housing and Urban Development with respect to the insurance of loans and mortgages, to extend authorizations under laws relating to housing and urban development, and for other purposes.

United States · United States Congress · 12 September 1973

Extends for one year the authority of the Secretary of Housing and Urban Development with respect to the insurance of loans and mortgages under the Federal Housing Administration Insurance Programs. Extends the authorizations pursuant to the following programs relating to housing and urban development: (1) urban renewal, (2) model cities, (3) open-space land, (4) neighborhood facility grants, (5) rehabilitation loans, (6) new community development, and (7) rural housing.

Bill· HRH.R. 10112 (93rd)referred

Housing for the Elderly Act

United States · United States Congress · 6 September 1973

Housing for the Elderly Act - States that it is the purpose of this Act to provide for the most urgent needs of the lower income elderly for suitable housing and related services and facilities at affordable costs. Authorizes the Secretary of Housing and Urban Development to make loans to any nonprofit corporation, any public body or agency or any limited distribution entity for the provision of rental housing and related facilities for elderly families. States that a loan to a nonprofit corporation or a public body or agency under this Act may be in an amount not to exceed 100 percent of the total development cost of the project involved. Authorizes to be appropriated not to exceed $50,000,000 for the purposes of making such loans. Provides that, in order to assist elderly families to rehabilitate homes owned and occupied by them and to provide themselves with decent, safe, and sanitary housing, the Secretary is authorized to provide assistance in the form of loans and grants to elderly families who own and occupy residential property. States that the receipts and disbursements of the Secretary in discharge of his functions under this Act shall not be included in the totals of the budget of the United States Government and shall be exempt from any annual expenditure and net lending limitations imposed on the budget of the United States Government. Establishes an additional position of Assistant Secretary for Housing for the Elderly within the Department of Housing and Urban Development. States that all of the programs administered by the Department to provide aid or assistance on behalf of the elderly shall be administered by the Assistant Secretary. Makes provisions for providing security in low-rent housing for the elderly and congregate housing for the elderly under the United States Housing Act of 1937. Provides for rent supplement payments for the elderly in subsidized housing under the Housing and Urban Development Act of 1965. Authorizes the Secretary to make loans for up-grading fire safety systems in housing projects which are predominantly for the elderly. Establishes in the House of Representatives a Select Committee on the Aging. Directs the select committee to conduct a full and complete investigation of any and all matters pertaining to problems of older people, including, but not limited to, problems of maintaining health, assuring adequate income, finding employment, engaging in productive and rewarding retirement activity, securing proper housing, and, when necessary, of securing proper housing. Directs the Secretary of Housing and Urban Development to conduct such studies and investigations, and such demonstration projects, as he may deem necessary or appropriate to evaluate the housing needs of the elderly. Requires the Secretary to transmit to the President and to the Congress the results of his studies, investigations, and projects under this Act.

Bill· HRH.R. 10036 (93rd)referred

Housing and Urban Development Act

United States · United States Congress · 5 September 1973

Housing and Urban Development Act - Chapter I: Community Development and Housing Block Grants - Authorizes the Secretary of Housing and Urban Development to make annual grants to States and units of general local government to help finance Community Development Programs approved in accordance with the provisions of this Act. Sets forth application requirements for such grants. Provides that the Secretary shall review at least annually the performance of recipients of assistance under this part and shall evaluate the continuing capacity of such recipients to carry out in a timely manner the approved Community Development Program. States that a Community Development Program may include (but is not limited to): (1) the acquisition of real property including air rights, water rights, and other interests therein) which is: (A) blighted, deteriorated, deteriorating, undeveloped, or inappropriately developed from the standpoint of sound community development and growth; (B) necessary for the preservation or restoration of historic sites, the beautification of urban land, the conservation of open spaces, natural resources, and scenic areas, the provision of recreational opportunities, or the guidance of urban development; (C) to be used for the provision of public works, facilities, and improvements eligible for assistance under this part; or (D) to be used for other public purposes; (2) the acquisition, construction, reconstruction, or installation of public works, facilities, and site or other improvements, including neighborhood facilities, historic properties, utilities, streets, street lights, parking facilities, water and sewer facilities, solid waste disposal facilities, foundations and platforms for air rights sites, pedestrian malls, and walkways, parks and playgrounds; (3) code enforcement in deteriorated or deteriorating areas in which such enforcement, together with public improvements and services to be provided, may be expected to arrest the decline of the area; and (4) clearance, demolition, removal, and rehabilitation of buildings and improvements (including financing of the rehabilitation of privately owned nonresidential properties). Establishes methods for computing the allocation and distribution of funds. Authorizes the Secretary to make annual grants to States and units of general local government to help finance Housing Assistance Programs approved in accordance with the provisions of this Act. Sets forth application requirements for such grants. Provides that the Secretary shall review at least annually the performance of recipients of assistance under this part and shall evaluate the continuing capacity of such recipients to carry out in a timely manner the approved Housing Assistance Program. States that a Housing Assistance Program may include (but is not limited to): (1) grants for the rehabilitation or repair of real property on which is located a single-family dwelling occupied by the owner for the purpose of making the property conform to applicable code requirements; (2) loans to finance the rehabilitation or repair of privately owned residential property, including the refinancing of existing indebtedness; (3) loans to finance the purchase, any needed rehabilitation or repair, and the resale of one- to three- family dwellings; and (4) periodic grants to reduce the payments for principal, interest, taxes, insurance, and mortgage insurance premiums on mortgages covering one- to three-family dwellings purchased for occupancy by the owner. Establishes methods for computing the allocation and distribution of funds. Directs the Secretary to encourage the utilization of private enterprise to the maximum extent feasible in the implementation of a community's Housing Assistance Program. Requires all amounts distributed to recipients under this chapter to be properly accounted for as Federal funds in the accounts of such recipients. Chapter II: Public Housing Asssistance Program - Revises the United States Housing Act of 1937. Provides that the rental or income contribution provisions of the United States Housing Act of 1937, as amended by this Act, shall not preclude: (1) the use of special schedules of required payments as approved by the Secretary for participants in mutual help housing projects who contribute labor, land, or materials to the development of such projects, or (2) the continued use of special schedules of required payments as approved by the Secretary for home buyers in occupancy in homeownership opportunity projects under lease-purchase type contracts on the effective date of this Act. Chapter III: Mortgage Credit Assistance: Revised National Housing Act - Title I: General Authority - Authorizes the Secretary of Housing and Urban Development, upon application by the mortgagee or lender, to insure mortgages and loans, upon such terms and conditions as he may prescribe, and to make commitments for the insuring of housing mortgages and loans prior to the date of their execution or disbursement thereon. Directs the Secretary to prescribe maximum interest rates for mortgages or loans eligible for insurance under this Act. Provides that no mortgage which covers new construction shall be approved for insurance under this Act if the mortgaged property includes housing which is not served by a public or adequate private community water and sewerage system. Requires that specified minimum standards be met and specified actions taken in connection with mortgage insurance under this Act. Title II: Insurance Funds, Premiums, and Charges - Provides that the General Insurance Fund shall be used by the Secretary as a revolving fund for carrying out all his obligations incurred pursuant to the National Housing Act and pursuant to this Act. Transfers to the General Insurance Fund all the assets, liabilities, and obligations of specified existing Funds. Title III: Insurance Improvement, Mobile Home, and Historic Structure Preservation Loans - Authorizes the Secretary to insure financial institutions against losses which they may sustain as a result of making, advancing credit in connection with, or purchasing property improvement loans, mobile home loans, and historic structure preservation loans meeting the requirements set forth in this title. Title IV: Home Mortgage Insurance - Authorizes the Secretary to insure specified home mortgages. Directs the Secretary to make, and to contract to make, periodic assistance payments on behalf of low-income families in order to assist such families in acquiring ownership of a decent home. Title V: Project Mortgage Insurance - Authorizes the Secretary to insure a mortgage which covers property involving a multifamily housing project. Directs the Secretary to make, and to contract to make, periodic assistance payments on behalf of the owner of a multifamily housing project, which shall be accomplished through payments to mortgagees holding mortgages meeting the requirements specified in this title and supplemental loans meeting the requirements of this title for the purpose of reducing rentals for lower income tenants. Provides that, as a condition to receiving the benefits of assistance payments, the project owner shall operate the project in accordance with such requirements with respect to tenant eligibility and rents as the Secretary may prescribe. Authorizes the Secretary to insure a mortgage which covers a new or rehabilitated project designed for use as a hospital, nursing home, intermediate care facility, or group practice facility or any combination of the foregoing. Requires that the mortgage shall be executed by a mortgagor approved by the Secretary. Title VI: Insurance Claims - Describes the procedure to be followed for settlement of home mortgage insurance claims. States that insurance claims shall be settled by the Secretary: (1) by a payment to the mortgagee which, at the option of the Secretary, shall be in cash or debentures or a combination of cash and debentures having a total face value equal to the value of the mortgage, and (2) by the issuance to the mortgagee of a certificate of claim. Title VII: Miscellaneous - Declares that the Secretary shall have the power, under regulations to be prescribed by him and approved by the Secretary of the Treasury: (1) to assign or sell at public or private sale, or otherwise dispose of, any evidence of debt, contract, claim, personal property, or security held by him pursuant to the provisions of this Act; and (2) to collect or compromise all obligations assigned to or held by him pursuant to the provisions of this Act until such time as such obligations may be referred to the Attorney General for suit or collection. Provides that nothing contained in this Act shall be construed to exempt any real property acquired and held by the Secretary under this Act from taxation by any State or political subdivision thereof to the same extent, according to its value, as other real property is taxed. Authorizes the Secretary to insure under this Act any mortgage assigned to him in connection with payment under a contract of insurance which he subsequently sells or any mortgage executed in connection with the sale by him of any property acquired under this Act or under the National Housing Act. Authorizes the Secretary, with respect to any property improved by a one- to four-family dwelling approved for mortgage insurance under title IV prior to the beginning of construction which he finds to have structural defects, to make expenditures for: (1) correcting such defects, (2) paying the claims of the owner of the property arising from such defects, or (3) acquiring title to the property; but such authority of the Secretary shall exist only if the owner has requested assistance from the Secretary not later than four years (or such shorter time as the Secretary may prescribe) after insurance of the mortgage.

Bill· HRH.R. 10016 (93rd)referred

A bill to amend the Occupational Safety and Health Act of 1970 to require the Secretary of Labor to recognize the difference in hazards to employees between the heavy construction industry and the light residential construction industry.

United States · United States Congress · 3 August 1973

Requires the Secretary of Labor, under the Occupational Safety and Health Act of 1970, to recognize the difference in hazards to employees between the heavy construction industry and the light residential construction industry in promulgating health and safety standards. (Amends 29 U.S.C. 655)

Bill· HRH.R. 10004 (93rd)referred

Home and Neighborhood Preservation Act

United States · United States Congress · 3 August 1973

Home and Neighborhood Preservation Act - Title I: Refinancing for Home Preservation - Authorizes the Secretary of Housing and Urban Development to insure any mortgage in accordance with the provisions of this Act, and to make commitments for such insurance prior to the date of the execution of any mortgage or any disbursement thereon. Directs the Secretary to establish procedures to expedite, to the maximum extent feasible, the processing and approval of applications for such insurance. States that the purpose of this Act is to encourage the preservation and upgrading of existing low- and moderate-income housing through such a program of mortgage insurance. Provides that such mortgage insurance shall apply to predominately residential property which provides either low- or moderate-income housing and satisfies specified conditions regarding the property's potential and present condition. Provides for a limitation on the amount of indebtedness insured. Provides for complete amortization by periodic payments within terms satisfactory to the Secretary, as the mortgagor and mortgagee agree upon, but not to exceed 25 years. Provides precentage limitations upon the Secretary's insurance obligation with respect to the principal of a mortgage. Authorizes the Secretary to issue regulations to assure that the purpose of the Act is accomplished Title II: Home Repair Loans for the Elderly and Handicapped - Provides that in order to assist elderly or handicapped families repair and improve their homes, the Secretary is authorized to provide assistance in the form of loans to qualified borrowers and in the form of advances when necessary to specified recipients. States that loan assistance shall limit the principal to the lesser of $5,000 ($6,000 in any geographical area where the Secretary authorizes an increase on the basis of a finding that cost levels so require) or the cost of the necessary repairs and improvements, bear an interest rate of 3 percent, and be amortized within fifteen years. Provides that advances shall create a lien upon the property, will not exceed $5,000 and bear no interest. Title III: Emergency Home Preservation Loans - Authorizes the Secretary to enter into a loan agreement, upon such terms and conditions as he may prescribe, with a mortgagor who is temporarily unable to make monthly mortgage payments as a result of the death, disability, illness, or unemployment of the principal mortgagor for reasons beyond his control, which agreement provides for the making of disbursements on that loan in the form of periodic payments to a mortgagee on behalf of that mortgagor. Provides for loan limitations and regulations to be made by the Secretary. Authorizes the Secretary, upon such terms and conditions as he may prescribe, to make home repair loans to homeowners who are unable to finance on reasonable terms, by any means other than this Act, the full cost of repairs necessary to maintain their homes. Defines who is a qualified borrower. Title IV: Miscellaneous - Creates a Home Preservation Fund which shall be used by the Secretary in administering this Act. Authorizes $50,000,000 to be appropriated for this fund.

Bill· SJRESS.J.Res. 143 (93rd)referred

Joint resolution to provide for a temporary extension of the authority of the Secretary of Housing and Urban Development with respect to the insurance Development with respect to the insurance of loans and mortgages, and for other purposes.

United States · United States Congress · 1 August 1973

Extends to September 15, 1973, the authority of the Secretary of Housing and Urban Development with respect to the insurance of loans and mortgages under the Federal Housing Administration's housing program.

Bill· SS. 2276 (93rd)referred

Neighborhood Conservation Act

United States · United States Congress · 27 July 1973

Neighborhood Conservation Act - Declares it to be the purpose of this Act to encourage the preservation of older neighborhoods which are threatened with blight and housing abandonment and to stimulate the broadscale conservation and upgrading of existing low and moderate income housing by establishing a program of neighborhood conservation grants and a new program of mortgage insurance designed to generate private capital for housing repairs, maintenance, and rehabilitation. Authorizes the Secretary of Housing and Urban Development to make grants to cities, municipalities, counties and other general purpose units of local government to assist them in carrying out such programs. States that such grants may cover a period of not to exceed five years and may provide one hundred percent of the cost of activities set forth in this Act. Provides that to be eligible for grants under this Act a locality, acting through its chief executive authority, shall designate a specific area and prepare and submit to the Secretary a plan specifying: (1) the improvements in basic community facilities and services to be made in such area over the five year period in which such improvements shall be made; (2) the programs to be introduced to improve the quality of housing in the area; and (3) the public and private resources which will be used to carry out such improvements and programs. Authorizes to be appropriated for grants under this Act not to exceed $100,000,000 for fiscal year 1974, not to exceed $150,000,000 for fiscal year 1975, and not to exceed $220,000,000 for fiscal year 1976. Declares it to be the purpose of this part to help preserve and upgrade the quality of housing in designated neighborhood conservation areas by facilitating the rehabilitation financing of such housing or its transfer to tenant or neighborhood-based corporate ownership. Authorizes the Secretary to insure any mortgage which covers residential property located in a neighborhood conservation area approved for assistance under this Act. Sets forth requirements with respect to the type of property a mortgage may cover and the individual or organization who shall execute such mortgage. Provides that the Secretary shall not insure any mortgage under this Act unless he has received satisfactory and enforceable assurances from the mortgagor that the refinancing or sale of the property will not result, directly or indirectly, in any increase in the rentals or other charges for dwelling units in the property for a period of at least one year from the date of final endorsement of the mortgage insurance, or in any rent increases thereafter in excess of such increases as the Secretary finds justified and approves on the basis of increased operating expenses. Authorizes the Secretary, for the purpose of maintaining or reducing rentals or other charges for properties insured under this Act, to make and to contract to make periodic interest reduction payments on behalf of the owners of the properties which shall be accomplished through payments to mortgagees holding mortgages under the requirements of this Act. Provides that the Secretary shall cooperate with the Secretary of Labor and the Secretary of Health, Education, and Welfare to insure that funds appropriated under the Manpower Development and Training Act of 1962 shall be made available on a priority basis for training and employment support use in connection with improvements financed under this Act. Provides that the Secretary shall develop and maintain full information and statistics regarding the utilization of and experiences incurred under this program. States that the Secretary shall submit each year to the Congress and to the President an annual report summarizing such information, his analysis of the effectiveness and scope of the program, and his recommendations for its improvement and greater utilization.

Bill· HRH.R. 9578 (93rd)referred

Veterans Housing Act

United States · United States Congress · 25 July 1973

Veterans Housing Act - Authorizes increases in the amount limitations of veterans home loan programs. Eliminates specific provisions pertaining to dormant farm and business loans.

Bill· HRH.R. 9509 (93rd)referred

National Mobile Home and Recreational Vehicle Safety Act

United States · United States Congress · 24 July 1973

National Mobile Home and Recreational Vehicle Safety Act - Directs the Secretary of Transportation and Secretary of Housing and Urban Development to establish by order appropriate nonoperational Federal mobile home and recreational vehicle safety standards. Provides that, in prescribing standards under this Act, the Secretary of Transportation and the Secretary of Housing and Urban Development shall: (1) consider relevant available mobile home safety data; (2) consult with such State or interstate agencies (including legislative committees) as he deems appropriate; (3) consider whether any such proposed standard is reasonable, practicable, and appropriate for the particular type of mobile home or recreational vehicle for which it is prescribed; (4) consider whether any such standard will result in a substantial increase in the retail price of mobile homes or recreational vehicles; and (5) consider the extent to which any such standard will contribute to carrying out the purpose of this title. Directs the Secretary of Transportation to issue initial Federal recreational vehicle and mobile home safety standards upon the expiration of a two hundred and seventy day period which begins on the date of enactment of this Act. Provides that the Secretary shall issue new and revised Federal recreational vehicle and mobile home safety standards under this title upon the expiration of the five hundred and forty-day period which begins on the date of enactment of this Act. Establishes both a National Mobile Home Safety Advisory Council, and a National Recreational Vehicle Safety Advisory Council, a majority of each of which shall be representatives of the general public, including representatives of State and local governments, and the remainder shall include mobile home or recreational vehicle manufacturers, dealers, representatives of insurers, and nationally recognized standards-producing organizations. Provides that the Secretary shall consult with the appropriate Advisory Council before establishing or revoking any mobile home or recreational vehicle safety standard pursuant to this title. Directs the Secretary to conduct research, testing, development and training necessary to carry out the purposes of this title. Provides that no person shall: (1) manufacture for sale, sell, offer for sale, or introduce or deliver for introduction into interstate commerce, or import into the United States, any mobile home or recreational vehicle manufactured on or after the date any applicable Federal mobile home or recreational vehicle safety standard takes effect under this title unless it is in conformity with such standard; (2) fail or refuse access to or copying of records, or fail to make reports or provide information, or fail or refuse to permit entry or inspection, as required under this Act; (3) fail to issue a certificate required by this Act, or issure a certificate to the effect that a mobile home or recreational vehicle conforms to all applicable Federal mobile home or recreational vehicle safety standards, unless such person in the exercise of due care has reason to know that such certificate is false or misleading in a material respect; or (4) fail to furnish notification of any defect as required by this Act. Provides for civil penalties for violations of this Act. Authorizes the Secretary to conduct such inspection and investigation as may be necessary to enforce Federal mobile home and recreational vehicles safety standards established under this Act. Provides that every manufacturer, distributor, and dealer of mobile homes and recreational vehicles shall maintain such records, make such reports, and provide such performance and technical data to the Secretary as may be required to carry out the purposes of this Act. Establishes a National Mobile Home and Recreational Vehicle Safety Institute in the Department of Housing and Urban Development. Provides that such Institute shall be headed by a Director appointed by the Secretary. Authorizes such Institute to : (1) develop, establish, and forward to the Secretary of Transportation recommended mobile home and recreational vehicle nonoperational safety standards; (2) conduct research, testing, development, and training as authorized by this title; (3) prepare the annual report to the Congress required by this title; and (4) perform all other functions of the Secretary of Housing and Urban Development under this Act. Requires the Secretary to submit to the President an annual report on the activities of the Department of Transportation under this Title. States that nothing in this Act shall prevent any State agency or court from asserting or continuing jurisdiction under State law over any aspect of mobile home or recreational vehicle safety with respect to which no standards have been established pursuant to this title. Provides that any State may assume responsibility for enforcement of any Federal standards which have been established under this Act upon approval by the Secretary under specified conditions. Authorizes the Secretary to make grants to States which have been delegated enforcement responsibility to assist them in identifying their needs and responsibilities in the area of safety standards enforcement or in developing enforcement plans. Provides that the Federal share of each such grant shall not exceed 90percent of the total cost. Authorizes Federal participation under the Home Owner's Loan Act of 1933 in any loan made for the purchase of a recreational vehicle or mobile home which meets or exceeds the safety standards established under this Act. Provides for Federal participation in loans made to veterans purchasing mobile homes and recreational vehicles which meet such standards.

Bill· HRH.R. 9489 (93rd)referred

A bill to provide for the inclusion of emergency power equipment in federally assisted multifamily housing facilities which are designed for occupancy in whole or substantial part by the elderly, and to authorize Federal loans to finance the provision of such equipment for those facilities.

United States · United States Congress · 23 July 1973

Requires the inclusion of emergency power equipment in federally assisted multifamily housing facilities which are designed for occupancy in whole or substantial part by the elderly. Authorizes Federal loans to finance the provision of such equipment for those facilities, and sets forth the terms of such loans. Authorizes such appropriations as necessary to carry out the purposes of this Act.

Bill· HRH.R. 9425 (93rd)referred

A bill to require that funds be made available for replacement housing in connection with certain highway programs.

United States · United States Congress · 19 July 1973

States that in any case in which a dwelling unit is condemned or otherwise acquired in connection with the construction of a Federal-aid highway, the Secretary of the Treasury shall pay out of the Highway Trust Fund an amount equal to the average construction cost of a three-bedroom public housing unit, to the Secretary of Housing and Urban Development. Provides that such amounts shall be made available for the purpose of any program administered by the Secretary of HUD which provides housing for low-and moderate-income persons.

Bill· HRH.R. 9330 (93rd)referred

Home Buyer and Home Owner Protection Act

United States · United States Congress · 17 July 1973

Home Buyer and Home Owner Protection Act - States that in any case where a mortgage covering property improved by a one- to four-family dwelling is insured under any provision of the National Housing Act and the mortgage is approved for such insurance prior to the beginning of construction, the seller or such other person as may be required by the Secretary shall deliver to the mortgagor a warranty that the dwelling is constructed in substantial conformity with the plans and specifications on which the Secretary based his valuation of the dwelling, and has no structural or other defects which could seriously affect the use and livability of the dwelling. States that the warranty required by this Act shall be in addition to, and not in derogation of, all other rights and privileges which the mortgagor may have under any other law or instrument. Provides that if the owner of any property which is improved by a one- to four-family dwelling covered by a mortgage insured under any provision of this Act requests assistance from the Secretary within five years after the insurance of the mortgage, the Secretary is authorized: (1) to correct structural defects in any such property or any other defects in such property which seriously affects the use and livability of the dwelling; (2) to pay the claims of such owners arising from any such defect or from any substantial nonconformity with any plans and specifications on which the Secretary based his valuation of the dwelling; or (3) to acquire title to property in which any such defect or nonconformity exists. Permits the Secretary to require from the seller of any dwelling an agreement to reimburse him for any payments made pursuant to this subsection with respect to such dwelling. Authorizes the Secretary to provide, in connection with the operation of the Federal Housing Administration, neighborhood counseling services in areas in which he determines that there is a special interest in and need for federally assisted homeownership programs. Sets forth the provisions of such programs. Directs the Secretary by regulation to prescribe "fair-dealing requirements" which must be observed by any person selling real property, if the property is to be occupied by the purchaser or his family as a residence, and the sale is to be financed with assistance under this Act. Sets forth the requirements of such regulations. Establishes in the Department of Housing and Urban Development an Office of Consumer Affairs which shall represent and be an advocate in behalf of the interests of housing consumers in proceedings within the Department. Directs the Secretary of Housing and Urban Development to transmit to the Congress a report on the need for and the feasibility of: (1) a program to provide, by insurance or otherwise, home repair assistance for low-and moderate-income homeowners; and (2) a program whereby mortgagors under mortgages insured by the Secretary pay a monthly fee or premium into an escrow account to be utilized for repairs resulting from latent defects.

Bill· HRH.R. 9315 (93rd)referred

Escrow Account System Improvement Act

United States · United States Congress · 17 July 1973

Escrow Account System Improvement Act - States that it is the purpose of this Act, recognizing that the escrow system is a valuable asset to borrowers, lenders, and local taxing authorities alike, to preserve and strengthen such system to the maximum extent possible while eliminating the inequities and abuses which have too often kept it from being fully effective. Requires an escrow account to be established in connection with any federally related mortgage loan if, at the time the loan is made or at any time thereafter, either the borrower or the lender requests it. States that any such account shall be continuously maintained (without any right on the part of the borrower to withdraw any part thereof) until the borrower has fully discharged his obligation under the loan. Provides that whenever the borrower in connection with a federally related mortgage loan has acquired an equity of at least 20 percent in the property covered by the loan and enters into an agreement to maintain a savings account with a balance equal to assessments, and hazard insurance premiums: (1) the lender shall no longer have the right to require the establishment of an escrow account in connection with such loan, and (2) the borrower shall have the right to terminate any escrow account theretofore established in connection with such loan. States that on each deposit in an escrow account which is made, in connection with a federally related mortgage loan, to a bank, interest shall be paid from the date of deposit to the date of withdrawal at a rate not less than the rate then prevailing for loans by Federal Reserve banks to member banks in the district where the property involved is situated. Sets forth limitations on requirements by lenders of advance deposits in escrow accounts of taxes and insurance premiums. Provides that payments of taxes and insurance premiums by the lender from any escrow account in connection with a federally related mortgage loan shall be made at such times and in such manner as will insure that the borrowers receive the maximum benefit of any discounts and other financial considerations which may be allowed or provided in the jurisdiction where the escrow account is being held.

Bill· SS. 2190 (93rd)referred

Emergency Rural Housing Act

United States · United States Congress · 16 July 1973

Emergency Rural Housing Act - Finds that there are millions of substandard dwelling units in rural areas, that existing agencies operating under existing authorities could not meet the needs of millions of the rural poor, and that there is a need for emergency action in rural housing programs. Establishes an Emergency Rural Housing Administration, the management of which shall be vested in an Administrator appointed by the President with the consent of the Senate. Makes it the duty of the Administrator to provide minimal housing facilities for eligible persons in rural areas and small communities and to do so, to the extent possible, within a five-year period. Forbids the duties and powers of the Administration to be transferred to any other department, agency, or instrumentality of the United States. Authorizes the Administrator to make loans to eligible persons to finance the acquisition of land and the construction thereon of minimal housing facilities, or to finance the acquisition and rehabilitation of existing facilities in accordance with minimum housing facilities standards. Provides that at least 50 percent of the principal amount of any loan made shall be amortized over a period of not more than forty years, shall bear interest at a rate of not less than one percent per year, and shall be secured by a first mortgage. Authorizes the Administration to make rehabilitation grants up to $3,500 to owners who occupy substandard housing and whose income is too low to repay specified types of loans. Authorizes the Administrator to acquire land and engage in the development of housing projects to be sold under the provisions of this Act. Authorizes the Administrator to provide financing to rural housing associations which meet specified requirements for the acquisition, construction, rehabilitation, operation, and maintenance of: (1) minimal housing facilities in rural areas and small communities to be rented by eligible persons; (2) water and sewer facilities for such housing; and (3) related community facilities for such housing. Provides that financing of rental units shall be made in the form of a non-interest-bearing loan. Empowers the Administrator to enter into contracts for annual assistance payments with a borrower. Provides that the Administrator may enter into area responsibility agreements with State-chartered rural housing associations. Sets forth the requirements which a local rural housing association must meet prior to receiving loans under this Act, including the chartering of such association and providing for a board of directors. Provides that when a State fails to establish an association within one year, then the Administration shall establish an organization to carry out this Act. Forbids the Administrator to require, as a condition of assistance under this Act, the relocation of any eligible person in order to engage in or to facilitate the economic development of any area. Requires the Administration to submit an annual report to the Congress and the President on the operation of this Act. Authorizes the Administrator to issue to the Secretary of the Treasury notes or other obligations in such sums as may be necessary to carry out the purposes of this Act. Establishes the Rural Investment Fund to be utilized by the Administration for specified purposes under this Act. Authorizes appropriations to carry out the purposes of this Act.

Bill· HRH.R. 9287 (93rd)referred

A bill to amend the Internal Revenue Code of 1954 to allow a deduction for expenses incurred by a taxpayer in making repairs and improvements to his residence, and to allow the owner of rental housing to amortize at an accelerated rate the cost of rehabilitating or restoring such housing.

United States · United States Congress · 16 July 1973

Allows a tax deduction under the Internal Revenue Code of not more than $750 for ordinary and necessary expenses paid during the taxable year for the repair or improvement of property used by the taxpayer as his principal residence. Permits any person who is the owner of rental housing and who rehabilitates or restores such housing to deduct the cost of such restoration, with respect to the amortization of the adjusted basis of such housing as so restored, based on a period of 60 months. Entitles any person who acquires rehabilitated or restored rental housing from a taxpayer who elected the amortization deduction and who did not discontinue the amortization deduction, to a deduction with respect to the adjusted basis of such facility based on the remaining amount of the 60 month period taken by the person who rehabilitated the house. Provides procedures for the election and termination of the amortization deduction and defines the terms used in this Act.

Bill· SS. 2182 (93rd)referred

Housing Act

United States · United States Congress · 14 July 1973

Housing Act - Chapter I: Mortgage Credit Assistance - Revised National Housing Act - Title I: General Authority - Sets forth the definitions of terms used in this Act. Provides that to be eligible for insurance under this Act: (1) a mortgage or loan shall be made and held by a mortgagee or lender approved by the Secretary of Housing and Urban Development; and (2) the mortgage transaction shall be determined by the Secretary to be an insurable risk, with specified exceptions. Authorizes the Secretary to guarantee mortgage bonds of local housing agencies for the purpose of financing multifamily housing. Provides that no bond shall be guaranteed unless the project financed is acceptable as a special risk by the Secretary. Empowers the Secretary to utilize the Special Risk Insurance Fund in conjunction with such guarantees. Enumerates additional powers and duties vested in the Secretary. Provides that the Secretary shall not insure a mortgage or guarantee a mortgage bond covering property in any area which exceeds, by specified amounts, the appropriate prototype cost for the area. Prescribes the procedure for the Secretary to follow in determining prototype costs. Directs the Secretary to prescribe the maximum interest rates which mortgages, loans or mortgage bonds eligible for insurance or guarantees under this Act may bear. Requires specified water and sewer facilities to use technically suitable structural materials prior to mortgage insurance or guarantee approval under this Act. Allocates sums appropriated for home ownership assistance payments and multifamily rental assistance payments, including sixty percent to metropolitan areas. Sets forth the requirements under which such allocated funds shall be made available to States, regional bodies, and units of local government. Title II: Insurance Funds, Premiums and Charges - Provides that the General Insurance Fund, created by the National Housing Act, shall be used as a revolving fund for carrying out the Secretary's duties under that Act and specified obligations under this Act. Enumerates the circumstances under which the Special Risk Insurance Fund and the Cooperative Management Housing Insurance Fund shall be used by the Secretary. Authorizes the Secretary to fix an insurance premium for the insurance of mortgages and loans under this Act. Provides that where the mortgagor is a serviceman specified rules apply as to the mortgage insurance premiums. Empowers the Secretary to charge and collect from the mortgagee or lender reasonable amounts for the processing of applications, property appraisal and other services. Title III: Insurance for Property Improvement, Historic Structure Preservation, and Mobile Home Loans - Authorizes the Secretary to insure financial institutions against losses from making, advancing credit, or purchasing property improvement loans, historic structure preservation loans, and mobile home loans. Provides that the property improvement loan shall be for financing alterations, repairs, and improvements to existing structures, and the building of new structures, including the restoration of improvements which have been damaged by a natural catastrophe. Specifies the qualifying criteria for mobile home loans and historic structure preservation loans and the terms for such loans. Provides that the Secretary may declare ineligible for financing any item, alteration, improvement, or class thereof, which he determines would not substantially protect or improve the basic livability of properties to be improved by the financing. Limits the insurance granted by the Secretary to any financial institution under this Act to either: (1) 10 percent of the total amount of the loans, advances of credit, and purchases; or (2) 90 percent of the amount of loss on any individual loan, advance of credit, or purchase. Title IV: Home Mortgage Insurance - Authorizes the Secretary to insure a home mortgage (including open-end advances) meeting the requirements of this title. Provides that where the mortgage involves a one-family unit in a condominium, the Secretary shall establish requirements for the protection of the consumer. Provides for maximum mortgage principal obligations of up to 85 percent for newly constructed dwellings meeting specified requirements and for a mortgagor who is not the occupant of the property. Requires the seller, builder, or other person designated, to deliver to the mortgagor (prior to the completion of the sale) a written statement setting forth the amount of the appraised value of the property, as determined by the Secretary. Requires, where the mortgage involves a dwelling approved for insurance prior to construction, the seller to deliver a warranty that the dwelling is constructed in substantial conformity with the plans and specifications on which the Secretary based his valuation. Authorizes the Secretary to insure a home mortgage covering property located in a neighborhood preservation area, and executed to refinance existing indebtedness. Provides that, for the purpose of assisting lower income families in acquiring or maintaining homeownership, the Secretary is authorized to make periodic assistance payments on behalf of such homeowners through payments to mortgagees holding mortgages which meet the requirements of, and are insured under, this Act. Authorizes appropriations for the purpose of carrying out the provisions of this title. States that no assistance payments shall be made with respect to any mortgage securing a loan to finance the rehabilitation of any owner-occupied property, unless: (1) the property is located in a neighborhood which is sufficiently stable to support long-term values; (2) the property, without rehabilitation, does not conform to public standards for decent, safe, and sanitary housing; and (3) the improvements are reasonably required to provide decent, safe and sanitary housing. Defines "lower income families" to mean those families whose incomes do not exceed 90 per cent of the median income for the area, as determined by the Secretary. Excludes from calculation of such income specified amounts, including income of students and the first $300 of secondary income by a spouse. Title V: Project Mortgage Insurance - Authorizes the Secretary to insure a mortgage (including advances) which covers property involving a multifamily housing project to be executed by a mortgagor approved by the Secretary. Provides that the mortgage may involve the financing of new construction, the rehabilitation of an existing structure or structures, or the purchase or refinancing of an existing project. Describes the principal obligation percentages for each such type of mortgage. Empowers the Secretary to prescribe such terms as necessary to assure that specified conditions are met, including: (1) refinancing the making of necessary repairs; (2) the mortgagor or family member owned the property for not less than three years prior to refinancing and (3) the property will be continuously maintained. Authorizes the Secretary to make periodic assistance payments on behalf of the owner of a multifamily housing project. Authorized appropriations for such purposes. Authorizes the Secretary to insure a mortgage upon a multifamily housing project to be occupied primarily by those who are lower income tenants at the time of initial occupancy. Provides that the Secretary is authorized to insure a mortgage which covers a new or rehabilitated project designed for use as a hospital, nursing home, intermediate care facility, group practice facility or medical practice facility. Sets forth the requirements for insuring such mortgages. Authorizes the Secretary to insure a supplemental project loan with respect to a multifamily project or health facility to cover: (1) operating costs; (2) repairs and additions; and (3) purchases and resales of cooperative memberships. Sets forth the terms for such loans. Authorizes the Secretary to insure mortgages for land development. Requires the Secretary to require that the mortgagor certify as to the actual cost of construction or rehabilitation. Requires that specified labor standards be met prior to the insurance of any loans or mortgages under this Act. Title VI: Insurance Claims - Sets forth the procedures for home mortgage insurance claim settlement. Provides that the value of the mortgage shall be determined by specified calculations made on the original principal obligation. Allows the Secretary to permit forebearance of payments where the default on the home mortgage was beyond the control of the mortgagor. Permits the Secretary to consent to the assignment of the defaulted mortgage to avoid foreclosure. Prescribes the procedures for (1) project mortgage insurance claim settlement; (2) modifications in terms of project mortgages; and (3) settlement of insurance claims with debentures. Title VII: Miscellaneous - Empowers the Secretary with specified authorizations for dealing with and disposing of property, including: (1) acquiring of titles; (2) insuring of mortgages sold or executed in connection with the sale of property (by the Secretary); and (3) making of expenditures to correct defects in mortgaged homes and experimental property. Authorizes the Secretary to refuse participation under this Act to any person or firm if he determines it has not met, or has violated, the enumerated requirements. Chapter II: Public Housing Assistance Program - Declares it to be the policy of the United States to remedy the unsanitary housing conditions and the shortage of decent housing for low income families. Sets forth the definitions of terms used in this Act, including "low-income housing", and "low-income families". Authorizes the Secretary to make loans to public housing agencies to finance the development of low-income housing projects. Empowers the Secretary to make annual contributions to public housing agencies to assist in maintaining the low-income character of their projects. Outlines the procedures and amounts of such contributions. Permits the Secretary to include in any contract such covenants as he deems necessary to insure the low-income character of the project involved, including the condition requiring a playground. Sets forth additional provisions required in every contract for annual contributions. Directs the Secretary to encourage public housing agencies to develop housing to meet the needs of displaced, elderly and handicapped families. Directs public housing agencies to provide, to the extent possible, low-income housing in private accommodations. Provides for additional annual contributions by the Secretary to public housing agencies for the operation of low-income housing projects. Allocates the funds authorized for annual contributions between communities of less than and more than fifty thousand in population. Prescribes a rental adjustment formula if a contract for rental contributions requires increased charges to a family in low-income housing. Exempts specified projects from such rental formula. Makes technical and conforming amendments to the National Bank Act and the Lanham Act. Chapter III: Special Housing Needs - Grants the Secretary additional research authority in carrying out specified activities under this Act.

Bill· SS. 2181 (93rd)referred

Intermediate Housing for the Elderly and Handicapped Act

United States · United States Congress · 13 July 1973

Authorizes the Secretary of Housing and Urban Development to make periodic interest reduction payments on behalf of public and private nonprofit corporations in purchasing existing housing, converting such housing into dwelling units suitable for occupancy by elderly families, and reducing rentals for elderly families of low and moderate income. Requires that such corporations, as a condition for receiving the benefits of interest reduction payments, shall: (1) provide, through their own programs or arrangements with other community programs, a comprehensive system of supportive services for the elderly which may include such services as counseling homemaker service, transportation, meals-on-wheels, and others; and (2) operate their projects in accordance with such tenant eligibility and rent requirements as the Secretary may prescribe. Authorizes to be appropriated such sums as may be necessary to carry out the provisions of this Act. Requires the Secretary to give preference to those families whose incomes are within the lowest practicable limits for obtaining rental accomodations in public housing. Requires the Secretary to transfer to the Secretary of Agriculture from time to time a reasonable portion of the interest reduction authority for use in rural areas and small towns.

Bill· SS. 2169 (93rd)referred

A bill to provide for the direct financing of low- and moderate-income housing programs under sections 235 and 236 of the National Housing Act.

United States · United States Congress · 13 July 1973

Establishes the National Subsidized Housing Loan Fund from which direct Government mortgage loans may be made for low-and moderate-income housing under the National Housing Act. Authorizes the Secretary of Housing and Urban Development to issue notes and other obligations to the Secretary of the Treasury in order to carry out the provisions of this Act.

Bill· SS. 2180 (93rd)referred

Housing Security Act

United States · United States Congress · 13 July 1973

Housing Security Act - Establishes in the Department of Housing and Urban Development an Office of Security which shall: (1) serve as a clearinghouse for information relating to the physical security of federally and related housing projects; and (2) make grants and enter into contracts with sponsors of federally related multifamily housing projects to finance planning and development of a security program for the project, including capital improvements and maintenance of a security force. Authorizes such appropriations as may be necessary to carry out the provisions of the Act.

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