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Resolution· SRESS.Res. 5 (103rd)passed
United States · United States Congress · 7 January 1993
Designates majority party membership on the following Senate Committees: (1) Agriculture, Nutrition, and Forestry; (2) Appropriations; (3) Armed Services; (4) Banking, Housing, and Urban Affairs; (5) Commerce, Science, and Transportation; (6) Energy and Natural Resources; (7) Environment and Public Works; (8) Finance; (9) Foreign Relations; (10) Governmental Affairs; (11) Judiciary; and (12) Labor and Human Resources.
Bill· HJRESH.J.Res. 64 (103rd)referred
United States · United States Congress · 6 January 1993
Constitutional Amendment - States that all U.S. citizens shall have a right to decent and affordable housing, which shall not be denied or abridged by the United States or any State.
Bill· HRH.R. 196 (103rd)open
United States · United States Congress · 5 January 1993
TABLE OF CONTENTS: Title I: Tax Incentives for Health Care Access Title II: Health Care Reform Provisions Subtitle A: Model Health Care Insurance Benefits Plan Subtitle B: Managed Care Subtitle C: Small Employer Purchasing Groups Subtitle D: Insurance Market Reform Subtitle E: Uniform Standards for Reporting Services and Processing Claims Title III: Medical Liability Reform Subtitle A: Definitions and Findings Subtitle B: Expedited Medical Malpractice Settlements Subtitle C: Alternative Dispute Resolution Procedures Subtitle D: Uniform Standards for Medical Malpractice Cases Subtitle E: Uniform Disciplinary Reforms Subtitle F: Medical Products Subtitle G: Community Health Centers Subtitle H: Miscellaneous Provisions Title IV: Public Health Provisions Subtitle A: New Basic Health Care Program Subtitle B: Medicaid Provisions Title V: Medically Underserved Areas Subtitle A: Public Health Service Act Provisions Subtitle B: Provision Relating to Social Security Title VI: Incentives to Encourage Preventive Services Title VII: Tax Treatment of Long-Term Care Insurance And Plans Subtitle A: Treatment of Long-Term Care Insurance Subtitle B: Employer Funding of Medical Benefits Subtitle C: Reverse Mortgage Insurance for Older Americans Subtitle D: Income Tax Credits Subtitle E: Treatment of Accelerated Death Benefits Subtitle F: Federal National Long-Term Care Reinsurance Corporation Title VIII: Improvements in Portability of Private Health Insurance Health Equity and Access Improvement Act of 1992 - Title I: Tax Incentives for Health Care Access - (Sec. 101) Amends the Internal Revenue Code regarding: (1) health expense credits; (2) health premium deductions; (3) small employer health credits; (4) health premium deductions for self-employed individuals; and (5) credits for primary health service providers in rural health professional shortage areas. (Sec. 105) Excludes from gross income payments made for a taxpayer by the National Health Service Corps Loan Repayment Program. Permits a rural health professional shortage area physician to expense certain property. Allows deductions for rural medical professionals' student loan interest. Title II: Health Care Reform Provisions - (Sec. 201) Mandates: (1) a model health care insurance benefits plan with standards that carriers should meet; and (2) standards that managed care plan insurers should meet. Establishes the Managed Care Advisory Committee. Preempts State law provisions as applied to managed care plans meeting the recommended standards. (Sec. 221) Provides for contracts between small employer purchasing groups and carriers. Title III: Medical Liability Reform - (Sec. 311) Regulates settlement offers in medical malpractice cases. (Sec. 321) Establishes an Alternative Dispute Resolution Board of Advisers to make recommendations concerning establishing a model voluntary medical malpractice dispute resolution program. (Sec. 332) Caps future losses, noneconomic damages, and attorneys' fees. Prohibits joint liability in civil actions for noneconomic damages. Establishes a medical malpractice statute of limitations. (Sec. 342) Imposes requirements on States regarding: (1) allocation of medical licensing fees; (2) disciplinary board membership; (3) risk management programs; and (4) health care disciplinary trust funds. (Sec. 351) Protects a drug or device producer from punitive damages if the drug or device was subject to approval or premarket approval. (Sec. 361) Amends the Public Health Service Act to mandate a grant to an entity representing recipients of assistance at migrant and community health centers to develop a business plan and establish a nationwide risk retention group. Authorizes appropriations. Title IV: Public Health Provisions - (Sec. 401) Amends the Social Security Act to create the BasiCare program. Authorizes appropriations for basic health care benefits for low-income uninsured individuals ineligible for coverage under title XIX (Medicaid) of the Social Security Act. (Sec. 412) Establishes the Federal Medical Waiver Demonstration Board, permitting it to waive provisions of: (1) the Public Health Service Act; (2) title XVIII (Medicare) of the Social Security Act; (3) Medicaid and BasiCare; (4) veterans' health care programs; and (5) the Employee Retirement Income Security Act of 1974. Title V: Medically Underserved Areas - (Sec. 501) Amends the Public Health Service Act to authorize appropriations for the National Health Service Corps Scholarship Program and the National Health Service Corps Loan Repayment Program. (Sec. 502) Mandates allotments to States for grants for community based primary health care entities providing services to pregnant women and children. (Sec. 503) Mandates grants to federally-qualified health centers (FQHCs) and other entities for services for medically underserved populations or in high impact areas not currently served by a FQHC. Authorizes appropriations. (Sec. 504) Authorizes grants for a plan for mental health outreach programs in rural areas. Authorizes appropriations. (Sec. 505) Mandates priority, in awarding grants regarding the research, teaching, and training activities of health personnel educational entities, to entities that demonstrate a commitment to serving medically underserved communities. Mandates grants for: (1) expanded training for individuals desiring to serve medically underserved communities; and (2) coordination among health professions programs, particularly in medically underserved rural areas. Authorizes appropriations. (Sec. 506) Authorizes grants: (1) to rural communities for stipends to physicians, nurses, or other health professional trainees; (2) for networks among rural and urban providers to preserve and share health care resources and enhance rural care; and (3) for cooperatives in rural areas to establish a case management and reimbursement system. Authorizes appropriations. (Sec. 511) Amends: (1) the Omnibus Budget Reconciliation Act of 1987 to authorize appropriations for the Rural Health Care Transition Grant Program; and (2) Medicare to authorize appropriations for the Essential Access Community Hospital Program. Title VI: Incentives to Encourage Preventive Services - (Sec. 601) Amends the Internal Revenue Code (IRC) to provide credits for preventive services. (Sec. 602) Amends the Public Health Service Act to authorize appropriations for immunization grants. Title VII: Tax Treatment of Long-Term Care Insurance and Plans - (Sec. 701) Amends the IRC to provide for the treatment of long-term care insurance regarding: (1) taxation of life insurance companies; (2) taxation of fringe benefits; (3) amounts withdrawn from individual retirement accounts or qualified pension plans for purchasing insurance; and (4) the exchange of life policies for long-term policies. (Sec. 711) Revises provisions governing medical benefits for retired employees. Allows deductions for employer contributions to health benefits accounts. Defines funded reserve accounts and vesting requirements to qualify for such a deduction. (Sec. 712) Establishes a penalty on early distributions of medical benefits and an excise tax on allocated assets not used to provide retiree health benefits. (Sec. 721) Amends the National Housing Act to modify limits on the insurance benefits under an existing program concerning home equity conversion mortgages for elderly homeowners. (Sec. 731) Allows tax credits for: (1) households including a parent, grandparent, dependent, or spouse who requires custodial care; and (2) long-term care expenses of certain independent persons. (Sec. 741) Provides for: (1) the treatment of amounts paid to an individual who is terminally ill or permanently confined to a nursing home as death benefits; (2) accelerated death benefit riders on life insurance contracts; and (3) incorporation of the Federal National Long-Term Care Reinsurance Corporation. Title VIII: Improvements in Portability of Private Health Insurance - (Sec. 801) Imposes an excise tax on group health plans for failure to provide coverage for a preexisting condition.
Bill· HRH.R. 431 (103rd)open
United States · United States Congress · 5 January 1993
Civil Rights Act of 1993 - Makes it unlawful to discriminate on account of a person's sexual orientation in employment, education, credit, housing, the sale or use of goods or services, with respect to any public facility, or in any federally assisted program or activity.
Bill· HRH.R. 238 (103rd)referred
United States · United States Congress · 5 January 1993
TABLE OF CONTENTS: Title I: Bank Community Development Inventives Title II: Housing and Small Business Finance Title III: Credit Union Amendments Title IV: Bank Enterprise Act Enhancements Title V: Consumer Education Community Development Banking Act of 1993 - Title I: Bank Community Development Incentives - (Sec. 101) Amends the Community Reinvestment Act of 1977 (CRA) to direct the Federal Financial Institutions Examination Council (FFIEC) to establish standards, according to prescribed guidelines, to assess the record of a regulated financial institution in meeting its community credit needs, and for purposes of certain written evaluations and assigned ratings. (Sec. 102) Prescribes guidelines for community development investment activities for which a regulated financial institution or a depository institution holding company will be deemed to be in compliance with such Act. (Sec. 103) Amends the Bank Holding Company Act of 1956 to set forth notice procedures under which a bank holding company may acquire or control a community development corporation. (Sec. 104) Amends Federal banking law and the Home Owners' Loan Act to permit national banks and savings associations to organize, sponsor, or underwrite securities issued by investment companies that invest and trade only in securities issued by companies located and primarily doing business in qualified distressed communities. (Sec. 105) Amends the Bank Holding Company Act of 1956 to delineate conditions under which a bank holding company may acquire shares of any company located and primarily doing business in a qualified distressed community. (Sec. 106) Directs FFIEC to establish an annual awards program for outstanding efforts by insured depository institutions to meet the credit needs of their communities. (Sec. 107) Amends the Home Owners' Loan Act to modify the guidelines governing stock issuance by savings associations and holding companies. Title II: Housing and Small Business Finance - (Sec. 201) Amends the Federal Housing Enterprises Financial Safety and Soundness Act of 1992 to direct the Secretary of Housing and Urban Development (HUD) to establish separate specific sub-goals for the purchase by certain enterprises of mortgages originated by community development organizations with respect to: (1) low and moderate income housing; (2) special affordable housing; and (3) housing for underserved areas. (Sec. 202) Amends the Home Owners' Loan Act to include within the assets of a "qualified thrift investment" loans or extensions of credit for specified projects or small businesses located within a qualified distressed community. (Sec. 203) Amends the Small Business Act to authorize the Administrator to establish a model program to determine the feasibility of developing a private secondary market for certain guaranteed loans to enhance credit availability to small businesses (micro-loan guarantee demonstration program). Title III: Credit Union Amendments - (Sec. 301) Amends the Federal Credit Union Act to define and provide for "community development credit unions," which serve predominantly: (1) members whose median household incomes or wages fall below a certain level; and (2) low- and moderate-income minorities. Grants the National Credit Union Administration Board (NCUAB) additional authority with respect to the Community Development Credit Union Revolving Loan Fund. Title IV: Bank Enterprise Act Enhancements - (Secs. 401-402) Amends the Bank Enterprise Act of 1991 to: (1) make a community development bank eligible for community enterprise assessment credit for a specified period following approval of its initial charter; and (2) prescribe guidelines under which an insured depository institution servicing a qualified distressed community may engage in insurance transactions. (Sec. 402) Amends Federal banking law and the Home Owners' Loan Act to authorize a well-capitalized national bank or savings association serving a qualified distressed community to engage in transactions involving securities issued by any small business located in that community. (Sec. 403) Amends the Bank Enterprise Act of 1991 to: (1) set forth guidelines to determine a "qualified distressed rural community"; (2) include as part of any community enterprise assessment credit certain loans and assistance services provided to such communities; and (3) direct the Community Enterprise Assessment Credit Board to grant priority to qualified distressed communities when allocating funds. Title V: Consumer Education - (Sec. 501) Directs Federal banking regulatory agencies to encourage insured depository institutions to provide consumer education programs in qualified distressed communities. Permits consumer reporting agencies to indicate in their consumer reports those consumers in such distressed communities that have completed such programs.
Bill· HRH.R. 150 (103rd)open
United States · United States Congress · 5 January 1993
TABLE OF CONTENTS: Title I: Family Health and Wellness Savings Plan Title II: Tax Treatment of Long-Term Care Insurance and Plans Subtitle A: Treatment of Long-Term Care Insurance Subtitle B: Employer Funding of Medical Benefits Subtitle C: Reverse Mortgage Insurance for Older Americans Subtitle D: Income Tax Credits Subtitle E: Treatment of Accelerated Death Benefits Subtitle F: Federal National Long-Term Care Reinsurance Corporation Title III: Malpractice Liability Reform Title IV: Working Americans Access To Health Care Subtitle A: Increase in Small Employer Access to Affordable Health Insurance Subtitle B: Equalization of Tax Benefits for Self-Employed Persons Under Certain Plans Subtitle C: Managed Care Rights Subtitle D: Study and Report Title V: Administrative Cost Savings Subtitle A: Standardization of Claims Processing Subtitle B: Electronic Medical Data Standards Subtitle C: Development and Distribution of Comparative Value Information Subtitle D: Additional Standards and Requirements; Research and Demonstrations Health Care Choice and Access Improvement Act of 1993 - Title I: Family Health and Wellness Savings Plan - (Sec. 101) Amends the Internal Revenue Code to allow individuals a tax deduction for contributions made to a medical care savings account established for the benefit of an eligible individual. Defines an eligible individual as one who: (1) is not covered by an employer-provided group health plan; or (2) is covered by a qualified employer-provided catastrophic coverage health plan but not by any other health plan. Allows such deduction in arriving at adjusted gross income. Includes any non-medical distributions from such an account in gross income and assesses an additional tax. Establishes an excise tax for excess contributions to medical care savings accounts. (Sec. 102) Allows the transfer of unused amounts in flexible spending accounts of cafeteria plans to medical savings accounts. (Sec. 103) Allows the full deduction for medical, dental, etc., expenses for amounts paid for qualified catastrophic coverage health plans. Title II: Tax Treatment of Long-Term Care Insurance and Plans - (Sec. 201) Provides for the treatment of long-term care insurance as: (1) accident and health insurance for life insurance company taxation; and (2) a tax-free fringe benefit. (Sec. 203) Excludes from gross income amounts withdrawn from individual retirement accounts or qualified pension plans for such insurance. (Sec. 204) Permits the non-taxable exchange of life insurance policies for long-term care insurance by individuals over age 59 1/2. (Sec. 211) Revises provisions governing retiree medical benefits. Authorizes employer health benefit account contribution deductions. (Sec. 212) Imposes a medical benefits early distribution penalty and an excise tax on allocated assets not used to provide retiree benefits. (Sec. 221) Amends the National Housing Act to limit insurance of elderly homeowner home equity conversion mortgages. (Sec. 231) Allows credits for: (1) households including relatives or dependents requiring custodial care; and (2) the long-term care expenses of independent persons. (Sec. 241) Allows accelerated death benefits to be: (1) paid to certain individuals; and (2) treated as life insurance. (Sec. 251) Authorizes incorporation of the Federal National Long-Term Care Reinsurance Corporation. Title III: Malpractice Liability Reform - (Sec. 302) Declares that a State meets the requirements of these provisions if it has enacted laws or regulations: (1) regarding health care liability actions, allowing several but not joint liability for noneconomic damages, limiting the dollar amount of noneconomic damages, mandating offsets for collateral source payments, regulating the treatment of payments for future economic losses, limiting attorney's fees, and providing special rules for certain obstetric services; (2) implementing at least one mediation or pretrial screening panel; and (3) taking specified steps regarding quality assurance reform. (Sec. 305) Amends titles XVIII (Medicare) and XIX (Medicaid) of the Social Security Act to reduce payments to hospitals (regarding Medicare) and States (regarding Medicaid) in States not in compliance. Makes additional hospital payments in States in compliance. (Sec. 306) Amends Federal law relating to tort claims against the United States to set forth special rules similar to the State health care liability reform requirements under this title. Title IV: Working Americans Access to Health Care - (Sec. 401) Provides for model standards regarding requirements of this title. Allows more stringent State standards. (Sec. 402) Preempts certain State laws concerning small employer health benefit plans. (Sec. 403) Requires small employer carriers to offer MedEquity plans, defined as: (1) providing only basic benefits; (2) guaranteeing issue; (3) meeting writing, premium increase, and market reentry standards; and (4) providing for cost containment. Requires each plan to accept every small employer applicant and enroll every full time employee applicant. Provides for cost containment models. (Sec. 404) Sets forth requirements regarding pre-existing conditions, premiums, rating practices, actuarial certification, registration, minimum participation, renewability, premium increases, and market reentry. (Sec. 406) Provides for reinsurance models, requiring establishment of mechanisms in each State. (Sec. 409) Sets forth requirements for being considered a small employer purchasing group. Preempts State laws, with regard to such groups, regarding health plans, premium taxes, and managed care. (Sec. 411) Amends the Internal Revenue Code to increase and make permanent health insurance deductions for self-employed individuals. (Sec. 421) Preempts State laws relating to reimbursement rates, selective contracting, differential financial incentives, and utilization review methods. Title V: Administrative Cost Savings - (Sec. 501) Provides for standards regarding medical data elements, uniform claims forms and data transmission. (Sec. 512) Requires electronic maintenance or transmittal by: (1) Medicare-participating and veterans' hospitals; and (2) providers required under a Federal program to transmit data. (Sec. 514) Prohibits benefit plans from requiring data elements not in the standards. (Sec. 515) Establishes a standards advisory commission. Authorizes appropriations. (Sec. 521) Authorizes grants for comparative value information systems covering service prices and quality and outcomes data. Authorizes appropriations. Mandates similar Federal information. (Sec. 524) Mandates model systems for such information. Authorizes standards and appropriations. (Sec. 531) Provides for magnetized Medicare and Medicaid cards. Mandates a system on plans that are primary Medicare and Medicaid payors. Authorizes appropriations. (Sec. 532) Preempts State laws requiring written records. (Sec. 533) Requires benefit plans to use social security number identifiers. (Sec. 534) Provides for standards regarding coordination of benefits. (Sec. 535) Mandates grants regarding patient care application of information systems. Authorizes appropriations. Authorizes grants regarding: (1) communications between plan and provider systems; (2) regional or community-based clinical information systems; and (3) developing data elements. Authorizes appropriations.
Bill· HRH.R. 100 (103rd)open
United States · United States Congress · 5 January 1993
Amends the Internal Revenue Code to permanently extend the low-income housing credit. Provides for the permanent extension of the period during which qualified mortgage bonds and mortgage credit certificates may be issued.
Bill· HRH.R. 42 (103rd)open
United States · United States Congress · 5 January 1993
Amends the Internal Revenue Code to permanently extend the low-income housing credit.
Bill· HRH.R. 18 (103rd)open
United States · United States Congress · 5 January 1993
Amends the Internal Revenue code to permanently extend the low-income housing credit.
Bill· HRH.R. 15 (103rd)open
United States · United States Congress · 5 January 1993
TABLE OF CONTENTS: Title I: Urban Tax Enterprise Zones and Rural Development Investment Zones Subtitle A: Designation and Tax Incentives Subtitle B: Redevelopment Bonds for Tax Enterprise Zones Subtitle C: Expansion of Targeted Jobs Credit Subtitle D: Credit for Contributions to Certain Community Development Corporation Subtitle E: Report on Number of Areas Meeting Enterprise Zone Criteria Title II: Authorization for Additional Assistance to Distressed Communities Subtitle A: National Public-Private Partnership Programs Subtitle B: Block Grant Funding for Eligible Programs Subtitle C: Other Programs Enterprise Zone Community Development Act of 1993 - Title I: Urban Tax Enterprise Zones and Rural Development Investment Zones - Declares it to be the purpose of this Act to establish a demonstration program of providing incentives for the creation of tax enterprise zones in order to: (1) revitalize economically and physically distressed areas; (2) promote meaningful employment for zone residents; and (3) encourage individuals to reside in the zones in which they are employed. Subtitle A: Designation and Tax Incentives - Amends the Internal Revenue Code to provide for the designation of tax enterprise zones during calendar years after 1992 and before 1999: (1) by the Secretary of Housing and Urban Development (HUD), in the case of an urban tax enterprise zone; and (2) by the Secretary of Agriculture, in consultation with the Secretary of Commerce, in the case of a rural development investment zone. Sets forth the eligibility criteria for such designation for urban tax enterprise zones and for rural development investment zones. Allows an enterprise zone employment credit to small employers and tax-exempt organizations as a general business credit of 15 percent of the qualified zone wages. Allows such credit for the first five years of the employee's employment. Allows a deduction for the purchase of enterprise zone stock paid in cash. Excludes from gross income 50 percent of qualified capital gain recognized on the sale or exchange of a new qualified zone asset held for more than ten years. Subtitle B: Redevelopment Bonds for Tax Enterprise Zones - Sets forth special rules for tax-exempt redevelopment bonds which provide financing for tax enterprise zones for the first 60-month period after a zone is so designated. Subtitle C: Expansion of Targeted Jobs Credit - Includes economically disadvantaged zone residents as members of a targeted group. Subtitle D: Credit for Contributions to Certain Community Development Corporations - Allows a general business tax credit for contributions to selected community development corporations to provide employment of, and business opportunities for, low-income individuals who are residents of the operational area of the community. Subtitle E: Report on Number of Areas Meeting Enterprise Zone Criteria - Directs the Secretary of the Treasury to report to the Congress on the number of areas which satisfy the tax enterprise zone eligibility criteria and the estimated cost to the Government if all such areas were designated as tax enterprise zones. Title II: Authorization for Additional Assistance to Distressed Communities - Subtitle A: National Public-Private Partnership Programs - Expresses the sense of the Congress that public-private partnerships between government and community-based organizations offer an opportunity to empower residents of low-income distressed communities and to forge innovative solutions to the challenges confronting these communities and that increased resources should be invested in such partnerships. Authorizes appropriations to promote certain national public-private partnerships for FY 1993 through 2002. Specifies amounts to be available only for projects or activities that directly and principally benefit the residents of tax enterprise zones. Subtitle B: Block Grant Funding for Eligible Programs - Authorizes appropriations for FY 1993 through 2002 for urban enterprise zones and rural development investment zones. Provides for the allocation and use of such amounts for carrying out selected programs within such zones. Specifies the eligible programs in the areas of: (1) crime and criminal justice; (2) job training; (3) education; (4) health and nutrition; and (5) housing and community development. Sets forth requirements for applying for funding. Establishes an interagency council to provide administrative assistance for functions under this title. Requires the council, one year after enactment of this Act, to report to the Congress on: (1) any alternative methods or systems for allocation of amounts made available for enterprise zones; and (2) any problems experienced in the implementation and administration of this subtitle. Subtitle C: Other Programs - Amends the Housing and Community Development Act of 1974 to waive the cap on assistance under the community development block grant program for units of general local government located within or containing an urban tax enterprize zone. Authorizes the Secretary of (HUD) to make loan guarantees for such units of local government for development activities. Amends the Job Training Partnership Act to establish the youth adult employment demonstration program to assist young adults with education, job training, and employment services in tax enterprise zones. National Community Economic Partnership Act of 1993 - Authorizes the Secretary of Health and Human Services to provide nonrefundable lines of credit to community development corporations for the establishment, maintenance, or expansion of revolving loan funds to be utilized to finance projects intended to provide business and employment opportunities for low-income, unemployed, or underemployed individuals and to improve the quality of life in urban and rural areas. Provides assistance to community development corporations to upgrade the management and operating capacity of such corporations and to enhance the resources available to enable such corporations to increase their community economic development activities. Authorizes the Secretary to award grants to emerging community development corporations to enable them to establish, maintain or expand revolving loan funds, to make capital or guarantee loans, or to make investments in new or expanding businesses. Requires the Secretary to award grants to organizations to enable them to undertake programs involving research, testing, studies or demonstrations related to community economic development. Directs the Secretary to develop and promulgate joint community development activity programs with other agencies. Authorizes appropriations. Enterprise Capital Access Fund Demonstration Program - Establishes a demonstration program to provide loans and technical assistance grants to nonprofit financial intermediaries in order to finance business and employment opportunities, low-income housing opportunities, and neighborhood revitalization projects. Establishes within HUD an Office of Community Banking to carry out this section. Directs the Secretary of Labor, in consultation with the Secretary of Transportation, to establish a Reverse Commuting Demonstration Program to test the effects of assisting residents of poor inner-city areas to commute to job sites in other areas of the city or surrounding suburbs. Directs the Comptroller General to report to the Congress on an assessment of the market availability of insurance for businesses and residences located in central cities and distressed urban areas and the impact of the availability of such insurance on the economic development or redevelopment of such areas.
Bill· HRH.R. 27 (103rd)open
United States · United States Congress · 5 January 1993
Escrow Account Reform Act of 1993 - Amends the Real Estate Settlement Procedures Act of 1974 to modify the limitation placed on advance deposits in escrow accounts. Requires any mortgage lender or servicer that establishes or maintains an escrow account in connection with a federally related mortgage loan to pay interest on the balance in such account at a specified minimum annual rate. Cites conditions under which a borrower in connection with a federally related mortgage may terminate an escrow account by submitting a statement certifying that the borrower agrees to make timely payments of all charges paid from the escrow account. Defines the liability incurred for noncompliance with this Act. Sets forth Federal court jurisdiction over escrow account violations, and identifies the parties with standing to sue (including the borrower). Requires the Secretary of Housing and Urban Development to: (1) report to the Congress the results of a study of standard escrow account management procedures; and (2) promulgate regulations implementing this Act.
Bill· HRH.R. 16 (103rd)referred
United States · United States Congress · 5 January 1993
TABLE OF CONTENTS: Title I: Benefits and Eligibility Title II: Participation of Physicians, Dentists, Nurses, Hospitals, and Others Title III: Local Administration Title IV: State Administration Title V: National Health Insurance Board; National Advisory Medical Policy Council; General Administrative Provisions Title VI: Eligibility Determinations, Complaints, Hearings, and Judicial Review Title VII: Application of Act to Individuals Covered Under Medicare Program Title VIII: Fiscal Provisions Title IX: Miscellaneous Provisions Title X: Value Added Tax and National Health Care Trust Fund Title XI: Study and Development of Cost Control Mechanisms National Health Insurance Act - Title I: Benefits and Eligibility - (Sec. 101) Makes medical services available to eligible individuals. (Sec. 102) Authorizes the National Health Insurance Board to limit services when personnel, facilities, or funds are inadequate. (Sec. 103) Allows patient choice of physicians and hospitals. (Sec. 105) Makes Federal grants to States under the Social Security Act available to the States for services for uninsured needy individuals. Title II: Participation of Physicians, Dentists, Nurses, Hospitals, and Others - (Sec. 205) Authorizes State agreements with individuals or organizations for service provision. (Sec. 208) Regulates payment bases and rates, requiring local adjustments. (Sec. 210) Allows providers to choose their practice locality and, consistent with State law and professional ethics, reject patients. Title III: Local Administration - (Sec. 301) Decentralizes administration to local administrative committees or officers. (Sec. 303) Requires establishment in each health service area of a local area committee and local professional committees. Title IV: State Administration - (Sec. 401) Expresses the intent of the Congress that benefit provisions be administered by each State. Provides for Board administration if State plans are not approved and complied with. Title V: National Health Insurance Board; National Advisory Medical Policy Council; General Administrative Provisions - (Sec. 501) Establishes: (1) in the Department of Health and Human Services the National Health Insurance Board; (2) the National Advisory Medical Policy Council. Title VI: Eligibility Determinations, Complaints, Hearings, and Judicial Review - (Sec. 601) Requires that the Secretary of Health and Human Services determine benefit eligibility. (Sec. 602) Describes complaint investigation procedures. Title VII: Application of Act to Individuals Covered Under Medicare Program - (Sec. 701) Limits, for individuals entitled to benefits under title XVIII (Medicare) of the Social Security Act, benefits under this Act to services for which the individual is not eligible under Medicare. (Sec. 702) Mandates a study of the relationship of this Act's program and Medicare. Title VIII: Fiscal Provisions - (Sec. 801) Makes National Health Care Trust Fund amounts available for expenditures under this Act. (Sec. 802) Directs the Board to determine amounts to be made available from the Fund and allotments to the States. (Sec. 803) Authorizes grants to: (1) educational institutions regarding the training of personnel providing or administering benefits; and (2) individuals in courses regarding the provision or administration of benefits. Requires that funds be made available. Title IX: Miscellaneous Provisions - (Sec. 902) Requires that benefits first become available on a specified date. Title X: Value Added Tax and National Health Care Trust Fund - (Sec. 1001) Amends the Internal Revenue Code to impose a tax on each taxable transaction (the sale of property, performance of services, and importing of property by a taxable person in a commercial-type transaction). Sets the tax rate at zero for: (1) retail food, principal residence housing (sale and rental), and medical care; (2) certain transactions involving governmental entities; and (3) certain tax-exempt organizations. Makes the person selling the property or services liable for the tax. (Sec. 1002) Establishes the National Health Care Trust Fund. Appropriates to the Fund amounts received from the value added tax. Allows the Fund to be used only to carry out the program under this Act. Title XI: Study and Development of Cost Control Mechanisms - (Sec. 1101) Directs the Secretary of Health and Human Services to: (1) conduct a study on controlling benefit costs, including malpractice claims and malpractice insurance costs; (2) report to the Congress; and (3) implement the report's recommendations.
Bill· HRH.R. 59 (103rd)open
United States · United States Congress · 5 January 1993
TABLE OF CONTENTS: Title I: Supervisory Reforms Title II: Nonsupervisory Reforms Subtitle A: Expedited Funds Availability and Electronic Transfers Subtitle B: Amendments to the Truth in Lending Act Subtitle C: Homeownership Amendments Depository Institution Burden Relief Act of 1993 - Title I: Supervisory Reforms - (Secs. 101-105) Amends the Federal Deposit Insurance Act to modify the guidelines governing: (1) the coordination of Federal and State examinations and reporting requirements for insured depository institutions; (2) the consolidation of requisite reports by a depository institution holding company for its capital-efficient insured depository institution subsidiaries; (3) the non-applicability to capital-efficient depository institutions of certain financial status reports for the early identification of needed improvements; and (4) the submission of duplicative information to Federal banking supervisory agencies. (Sec. 106) Prohibits a Federal banking agency from requiring an insured depository institution to submit information unrelated to either its safety or soundness, its insured deposits, or its reserve requirements. (Sec. 107) Limits the information that a capital-efficient insured depository institution must include in its federally required financial status report. (Secs. 108-109) Exempts from certain regulatory standards capital-efficient insured depository institutions and insured depository institutions which received an "outstanding rating for meeting community credit needs". (Sec. 110) Sets forth guidelines for each Federal banking agency to review and report to the Congress on needless burdens imposed by the Federal banking regulatory scheme. (Sec. 111) Amends the Federal Reserve Act to repeal the statutory scheme with respect to interbank liabilities. (Sec. 112) Amends the Federal Deposit Insurance Act to set forth expedited approval procedures under which capital-efficient State banks may engage in specified activities. (Sec. 113) Amends the Community Reinvestment Act (CRA) to set forth self-certification procedures for certain regulated financial institutions in good standing. Permits Federal financial supervisory agencies to accept in satisfaction of CRA requirements State examinations conducted pursuant to comparable community reinvestment laws. Declares that a comprehensive examination of performance shall only be conducted if a Federal regulatory agency is not satisfied that credit is being extended throughout the community in a nondiscriminatory manner. (Sec. 114) Exempts specified banks from the purview of the CRA. (Sec. 115) Amends the Federal Deposit Insurance Act to modify the assessment base guidelines for deposit insurance premiums. (Sec. 116) Mandates that certain Federal banking regulations be accompanied with a detailed statement about their economic impact upon small banks and savings associations. (Sec. 117) Mandates that each Federal banking regulatory agency establish a separate Office of Regulatory Quality to monitor its examination activities. (Sec. 118) Limits the frequency of routine examinations of insured depository institutions except those for safety and soundness. (Secs. 119-121) Amends the Bank Holding Company Act of 1956 to modify the guidelines for: (1) certain reorganizations of banks into holding companies; and (2) certain bank holding companies seeking approval to engage in specified nonbanking activities. (Sec. 122) Amends Federal law regarding monetary instruments transactions to direct the Secretary of the Treasury to: (1) review annually all regulations pertaining to monetary instruments transaction requirements seeking public comment; and (2) publish all written rulings interpreting such law, as well as staff commentaries. (Sec. 123) Amends the Federal Reserve Act to modify the aggregate limits on insider lending for specified small banks. Title II: Nonsupervisory Reforms - Subtitle A: Expedited Funds Availability and Electronic Transfers - (Sec. 201) Amends the Expedited Funds Availability Act to: (1) modify the availability schedules for both depository institution accounts and new accounts; and (2) authorize the Board to establish rules for losses and liability among the States and their political subdivisions in connection with any aspect of the payment system. Subtitle B: Amendments to the Truth in Lending Act - (Sec. 211) Amends the Truth in Lending Act to: (1) exempt from its purview credit transactions involving consumers whose income or net worth exceeds specified thresholds; and (2) modify its information disclosure guidelines. Subtitle C: Homeownership Amendments - (Sec. 221) Amends the Home Mortgage Disclosure Act of 1975 to modify the total assets criterion used to exempt depository institutions from its purview. (Sec. 222) Amends the Housing and Urban Development Act of 1968 to repeal its homeownership debt counseling notification requirements. (Sec. 223) Forbids a Federal banking agency from requiring any institution under its purview to engage in data collection practices pursuant to the requirements of the Fair Housing Act other than data required under the Home Mortgage Disclosure Act of 1975.
Bill· HRH.R. 121 (103rd)referred
United States · United States Congress · 5 January 1993
Directs the Secretary of Housing and Urban Development to provide emergency repair assistance to lower income housing projects operated by the Chicago Housing Authority in Illinois. Authorizes appropriations.
Bill· HRH.R. 7 (103rd)referred
United States · United States Congress · 5 January 1993
TABLE OF CONTENTS: Title I: Temporary Assistance for Community Development Activities Title II: Homeownership Assistance Title III: Rural Housing Assistance Emergency Community Development Act of 1993 - Title I: Temporary Assistance for Community Development Activities - Authorizes the Secretary of Housing and Urban Development to make grants to States, local governments, and Indian tribes for community development assistance. Sets forth the following eligible activities under this title: (1) acquisition of real property; (2) construction of public works and facilities; (3) clearance and rehabilitation of buildings and improvements; (4) provision of public services and housing; (5) relocation assistance; (6) accessibility projects for elderly and handicapped persons; (7) services for high-risk youth; and (8) administrative expenses. Title II: Homeownership Assistance - Authorizes additional appropriations for the National Homeownership Trust Demonstration. Title III: Rural Housing Assistance - Authorizes and increases funding for: (1) insured or guaranteed rural housing loans; (2) supplemental grants for remote rural housing; (3) housing improvement loans; (4) rural housing loans for elderly, handicapped, or low-income persons; (5) housing for rural homeless and migrant farmworkers; and (6) rental assistance payment contracts.
Bill· HRH.R. 122 (103rd)referred
United States · United States Congress · 5 January 1993
Public Housing Energy Conservation Act - Directs the Secretary of Housing and Urban Development to: (1) establish public housing energy conservation performance standards; and (2) revise public housing construction cost limits to reflect structural life-cycle costs and major heating and cooling systems. Requires public housing development and rehabilitation programs begun one year after enactment of this Act to incorporate such standards. Directs the Secretary to provide financial assistance to the Chicago Housing Authority in Illinois to implement public housing energy conservation measures.