Debt Respite Scheme

Summary

To ask the Chancellor of the Exchequer, what recent steps she has taken to ensure local councils adhere to creditors' responsibilities when debtors are under a Debt Respite (Breathing Space) period.

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Timeline

1. 26 January 2026

   Written question

   To ask the Chancellor of the Exchequer, what recent steps she has taken to ensure local councils adhere to creditors' responsibilities when debtors are under a Debt Respite (Breathing Space) period.

   Source: Commons

2. 3 February 2026

   Answer

   The Breathing Space Scheme was launched in May 2021 to give those in problem debt the space to engage with professional debt advice by providing a temporary relief from creditor enforcement action. The scheme guidance for creditors sets out their responsi...

   Source: Written answer

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• · Treasury · Answering body

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