Credit Cards

Summary

To ask the Chancellor of the Exchequer, whether she is taking steps to regulate credit card providers to ensure they lend to those who are (a) vulnerable and (b) persistently in debt in a responsible way.

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Timeline

1. 9 February 2026

   Written question

   To ask the Chancellor of the Exchequer, whether she is taking steps to regulate credit card providers to ensure they lend to those who are (a) vulnerable and (b) persistently in debt in a responsible way.

   Source: Commons

2. 17 February 2026

   Answer

   Lenders offering credit are regulated by the Financial Conduct Authority (FCA). This oversight ensures that lending practices are fair and that consumers are protected – firms regulated by the FCA must comply with its strict lending affordability rules, l...

   Source: Written answer

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• · Treasury · Answering body

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