Equity Release: Interest Charges

Summary

To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of the charging of (a) interest and (b) compound interest on Equity Release Loans by financial services companies on (i) elderly customers and (ii) relatives of d

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Timeline

1. 29 August 2025

   Written question

   To ask the Chancellor of the Exchequer, what assessment she has made of the potential impact of the charging of (a) interest and (b) compound interest on Equity Release Loans by financial services companies on (i) elderly customers and (ii) relatives of d

   Source: Commons

2. 4 September 2025

   Answer

   Decisions concerning the design of loans, including the interest charged, are commercial decisions for firms in which the Government does not intervene. However, equity release products are regulated by the Financial Conduct Authority and so benefit from ...

   Source: Written answer

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• · Treasury · Answering body

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