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United Kingdom · Question · Written question

UIN 84

Mortgages

Original

answeredUnited Kingdom· UK Parliament· EN

Introduced

19 December 2019

Last action

13 January 2020 · Answer

Status

Answered

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Subjects

Discovery layer

Source updated

13 January 2020

Summary

To ask the Chancellor of the Exchequer, if he will review the lending requirements for mortgages to ensure the affordability of rents and repayments in relation to the current salary multiplier requirement.

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Timeline

  1. 19 December 2019

    Written question

    To ask the Chancellor of the Exchequer, if he will review the lending requirements for mortgages to ensure the affordability of rents and repayments in relation to the current salary multiplier requirement.

    Source: Commons

  2. 13 January 2020

    Answer

    The Financial Conduct Authority’s (FCA) ‘Mortgage Market Review’ regulations are based on the principle that mortgages should only be advanced where there is a reasonable expectation that borrowers can repay. To provide new mortgage loans, all lenders mus...

    Source: Written answer

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