Floods: Home Insurance

Summary

To ask the Secretary of State for Environment, Food and Rural Affairs, whether she can disclose how much additional risk the Flood Re scheme is underwriting this year than it was when it launched; and whether she holds any information about the sustainabi

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Timeline

1. 27 November 2025

   Written question

   To ask the Secretary of State for Environment, Food and Rural Affairs, whether she can disclose how much additional risk the Flood Re scheme is underwriting this year than it was when it launched; and whether she holds any information about the sustainabi

   Source: Commons

2. 4 December 2025

   Answer

   In its first operational year (2016/17), the Flood Re scheme’s Liability Limit was £2.1 billion and 127,326 policies were ceded to the scheme. By 2024/25, 346,200 policies were ceded and from 1 April 2025, the Liability Limit reset to £3.2 billion for thr...

   Source: Written answer

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• · Department for Environment, Food and Rural Affairs · Answering body

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