Debt Respite Scheme

Summary

To ask the Chancellor of the Exchequer, whether she has made an assessment of the potential merits of introducing a mechanism for creditors to seek redress where a Breathing Space certification has been incorrectly granted and financial loss has resulted.

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Timeline

1. 2 December 2025

   Written question

   To ask the Chancellor of the Exchequer, whether she has made an assessment of the potential merits of introducing a mechanism for creditors to seek redress where a Breathing Space certification has been incorrectly granted and financial loss has resulted.

   Source: Commons

2. 10 December 2025

   Answer

   The Breathing Space Scheme gives debtors the space to engage with professional debt advice, or to receive crisis treatment for a mental health condition. A standard breathing space provides people in problem debt with protections from creditor enforcement...

   Source: Written answer

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Sponsors

• · Treasury · Answering body

Related records

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