Require car insurance companies to insure the car, not the driver

Summary

Car insurance companies primarily insure drivers, rather than cars. We believe that not only is this false advertisement, but it can also allow for discrimination, often affecting young people. One price comparison firm said in January that on average 17-20-year-olds had seen insurance rise by more than £1,000 from the same time last year. We believe that car insurance companies should be required to only insure cars, so any driver with a full and valid licence would be insured when driving an insured vehicle. This would base car insurance pricing on the car itself, and not driver demographics.

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