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United States · Bill · HR

H.R. 10162 (93rd)

Equal Credit Opportunity Act

referredUnited States· United States Congress· EN

Introduced

11 September 1973

Last action

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Status

Referred to House Committee on Banking and Currency.

Sponsors

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Subjects

Discovery layer

Source updated

3 September 2025

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Summary

Equal Credit Opportunity Act - Provides, under the Consumer Credit Protection Act, that any creditor who fails to comply with the provisions of this Act will be liable for (1) actual damages, (2) specified amounts in individual and class actions, and (3) reasonable attorney's fees. Prescribes the factors to be considered in determining the amount of award in any class action. Provides that a person may not offset any amount for which a creditor is potentially liable against any amount owed to such creditor. Makes it unlawful for any creditor or card issuer to discriminate on account of sex or marital status against any individual with respect to credit or the terms of such credit.

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Documents

1 official file

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