United States · Bill · HR
H.R. 1153 (115th)
Mortgage Choice Act of 2017
Introduced
16 February 2017
Last action
12 February 2018 · Introduced
Status
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
Rep. Huizenga, Bill [R-MI-4], Rep. Royce, Edward R. [R-CA-39], David Scott, Rep. Stivers, Steve [R-OH-15], Rep. Meeks, Gregory W. [D-NY-5], Rep. Joyce, David P. [R-OH-14], Rep. Doyle, Michael F. [D-PA-14], Rep. McCollum, Betty [D-MN-4], Rep. Wagner, Ann [R-MO-2], Rep. Ross, Dennis A. [R-FL-15], Rep. Rothfus, Keith J. [R-PA-12], Rep. Pittenger, Robert [R-NC-9], Rep. Walberg, Tim [R-MI-5], Rep. Duffy, Sean P. [R-WI-7], Rep. Messer, Luke [R-IN-6], David Trott, Rep. Norman, Ralph [R-SC-5], Rep. Gottheimer, Josh [D-NJ-5]
Subjects
Housing
Source updated
7 April 2025
Summary
Mortgage Choice Act of 2017 This bill amends the Truth in Lending Act to specify that neither escrow charges for insurance nor affiliated title charges shall be considered "points and fees" for purposes of determining whether a mortgage is a "high-cost mortgage."
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
16 February 2017
Introduced
Introduced in House
Source: IntroReferral
16 February 2017
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
16 February 2017
Introduced
Introduced in House
Source: IntroReferral
14 November 2017
Vote
Ordered to be Reported by the Yeas and Nays: 46 - 13.
Source: Committee
14 November 2017
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
22 January 2018
Calendars
Placed on the Union Calendar, Calendar No. 387.
Source: Calendars
22 January 2018
Reported
Reported by the Committee on Financial Services. H. Rept. 115-522.
Source: Committee
22 January 2018
Reported
Reported by the Committee on Financial Services. H. Rept. 115-522.
Source: Committee
5 February 2018
Reported
Rules Committee Resolution H. Res. 725 Reported to House. The resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.
Source: Floor
7 February 2018
Floor
The previous question was ordered pursuant to the rule.
Source: Floor
7 February 2018
Reported
The resolution provides for one hour of debate on each measure. The resolution also waives the requirement of clause 6(a) of rule XIII for a two-thirds vote to consider a report from the Committee on Rules on the same day it is presented to the House with respect to any resolution reported through the legislative day of February 9, 2018. It shall be in order at any time on the legislative day of February 8, 2018 or February 9, 2018 for the Speaker to entertain motions to suspend the rules.
Source: Floor
7 February 2018
Floor
Considered under the provisions of rule H. Res. 725. (consideration: CR H906-965; text: CR H907)
Source: Floor
8 February 2018
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
8 February 2018
Vote
On passage Passed by the Yeas and Nays: 280 - 131 (Roll no. 64).
Source: Floor
8 February 2018
Vote
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 280 - 131 (Roll no. 64).
Source: Floor
8 February 2018
Floor
Considered as unfinished business. (consideration: CR H981-982)
Source: Floor
12 February 2018
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
Votes
8 February 2018 · passed · On Passage · Passed · Official source
Yes 280 · No 131 · Abstain — · Absent/not voting 19
- Rep. Ferguson, A. Drew, IV [R-GA-3]Yea
- Rep. McEachin, A. Donald [D-VA-4]Nay
- Rep. Hastings, Alcee L. [D-FL-20]Nay
- Rep. Kinzinger, Adam [R-IL-16]Yea
Showing the first 4 recorded positions. Vote totals above are complete.
Versions
- Referred in Senate · 12 February 2018 · Download file
- Engrossed in House · 8 February 2018 · Download file
- Reported in House · 22 January 2018 · Download file
- Introduced in House · 16 February 2017 · Download file
Documents
11 official files
Referred in Senate (text)
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Referred in Senate (text)
Referred in Senate · EN · 12 February 2018
Referred in Senate (PDF)
Referred in Senate · EN · 12 February 2018
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Engrossed in House (text)
Engrossed in House · EN · 8 February 2018
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Engrossed in House (PDF)
Engrossed in House · EN · 8 February 2018
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Passed House without amendment
summary · EN · 8 February 2018
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Reported in House (text)
Reported in House · EN · 22 January 2018
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Reported in House (PDF)
Reported in House · EN · 22 January 2018
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Reported to House without amendment
summary · EN · 22 January 2018
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Introduced in House (text)
Introduced in House · EN · 16 February 2017
ViewDownloadOpen at official source
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Introduced in House (PDF)
Introduced in House · EN · 16 February 2017
ViewDownloadOpen at official source
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Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 16 February 2017
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Huizenga, Bill [R-MI-4] · R · Sponsor
- Rep. Royce, Edward R. [R-CA-39] · R · Sponsor
- David Scott · D · Sponsor
- Rep. Stivers, Steve [R-OH-15] · R · Sponsor
- Rep. Meeks, Gregory W. [D-NY-5] · D · Sponsor
- Rep. Joyce, David P. [R-OH-14] · R · Sponsor
- Rep. Doyle, Michael F. [D-PA-14] · D · Cosponsor
- Rep. McCollum, Betty [D-MN-4] · D · Cosponsor
- Rep. Wagner, Ann [R-MO-2] · R · Cosponsor
- Rep. Ross, Dennis A. [R-FL-15] · R · Cosponsor
- Rep. Rothfus, Keith J. [R-PA-12] · R · Cosponsor
- Rep. Pittenger, Robert [R-NC-9] · R · Cosponsor
- Rep. Walberg, Tim [R-MI-5] · R · Cosponsor
- Rep. Duffy, Sean P. [R-WI-7] · R · Cosponsor
- Rep. Messer, Luke [R-IN-6] · R · Cosponsor
- David Trott · R · Cosponsor
- Rep. Norman, Ralph [R-SC-5] · R · Cosponsor
- Rep. Gottheimer, Josh [D-NJ-5] · D · Cosponsor
- · ssbk00 · Standing
- · hsba00 · Standing
Related records
- related to → Financial CHOICE Act of 2017
- related to ← Providing for consideration of the bill (H.R. 772) to amend the Federal Food, Drug, and Cosmetic Act to improve and clarify certain disclosure requirements for restaurants and similar retail food establishments, and to amend the authority to bring proceedings under section 403A; providing for consideration of the bill (H.R. 1153) to amend the Truth in Lending Act to improve upon the definitions provided for points and fees in connection with a mortgage transaction; providing for consideration of the bill (H.R. 4771) to raise the consolidated assets threshold under the small bank holding company policy statement, and for other purposes; and for other purposes.
- related to ← Interior, Environment, Financial Services and General Government, Agriculture, Rural Development, Food and Drug Administration, and Transportation, Housing and Urban Development Appropriations Act, 2019
- related to ← Protecting American Taxpayers and Homeowners Act of 2018
- related to ← Mortgage Choice Act of 2015
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/115th-congress/house-bill/1153
- Open data entity: https://api.congress.gov/v3/bill/115/hr/1153
- us · 115-hr-1153 · source updated 7 April 2025