United States · Bill · HR
H.R. 1197 (103rd)
To amend the Fair Credit Reporting Act to prohibit the inclusion of certain information in files and credit reports relating to consumers.
Introduced
3 March 1993
Last action
—
Status
Referred to the Subcommittee on Consumer Credit and Insurance.
Sponsors
—
Subjects
Discovery layer
Source updated
2 January 2025
Summary
Amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from maintaining in the file of, or furnishing in a report on, a consumer any information regarding a failure to make a payment on an account primarily because of the consumer's lack of access to funds in financial institutions in a State due to a bank holiday.
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Timeline
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Votes
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Versions
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 3 March 1993
Introduced in House (PDF)
Introduced in House · EN · 3 March 1993
Introduced in House
summary · EN · 3 March 1993
Sponsors
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Related records
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Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/103rd-congress/house-bill/1197
- Open data entity: https://api.congress.gov/v3/bill/103/hr/1197