United States · Bill · HR
H.R. 123 (117th)
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act
Introduced
4 January 2021
Last action
—
Status
Referred to the House Committee on Financial Services.
Sponsors
—
Subjects
Discovery layer
Source updated
15 May 2025
Summary
Alternative Data for Additional Credit FHA Pilot Program Reauthorization Act This bill establishes a pilot program for an additional credit rating system for use by mortgage lenders. Specifically, the program utilizes one or more commercially available credit scoring models that apply additional credit information about borrowers who have insufficient credit histories for purposes of determining their creditworthiness for mortgages insured by the Federal Housing Administration.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 4 January 2021
Introduced in House (PDF)
Introduced in House · EN · 4 January 2021
Introduced in House
summary · EN · 4 January 2021
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/117th-congress/house-bill/123
- Open data entity: https://api.congress.gov/v3/bill/117/hr/123