United States · Bill · HR
H.R. 1236 (102nd)
National Flood Insurance, Mitigation, and Erosion Management Act of 1991
Introduced
5 March 1991
Last action
6 May 1991 · Introduced
Status
Received in the Senate and read twice and referred to the Committee on Banking.
Sponsors
Rep. Erdreich, Ben [D-AL-6], Sen. Carper, Thomas R. [D-DE], Rep. Kanjorski, Paul E. [D-PA-11]
Subjects
Housing
Source updated
14 January 2025
Summary
National Flood Insurance, Mitigation, and Erosion Management Act of 1991 - Title I: Definitions - Defines specified terms under the Flood Disaster Protection Act of 1973 and the National Flood Insurance Act of 1968. Title II: Compliance and Increased Participation - Amends the Flood Disaster Protection Act of 1973 to expand flood insurance purchase requirements. Requires residential real estate lenders to establish flood insurance premium escrow accounts. Imposes a fine for lenders failing to require flood insurance. Requires the seller-transferor of a residential-secured loan in a flood hazard area to so notify the purchaser-transferee unless a flood hazard determination has been made within the previous five years. Revises flood insurance notice requirements. Amends the National Flood Insurance Act of 1968 to require the development of a standard hazard determination form. Amends the Federal Financial Institutions Examination Council Act of 1978 to direct the Financial Institutions Examination Council to coordinate with Federal entities for lending regulation to develop uniform lender standards. Title III: Ratings and Incentives for Community Floodplain Management Programs - Amends the National Flood Insurance Act of 1968 to provide for a community rating system and incentives for community floodplain management. Provides program funding. Title IV: Mitigation of Flood Risks - Amends the Housing and Urban Development Act of 1968 to establish an Office of Mitigation Assistance in the Federal Insurance Administration to carry out a mitigation assistance grant program. Amends the National Flood Insurance Act of 1968 to establish in the Treasury the National Flood Mitigation Fund. Provides for an insurance premium mitigation surcharge to be paid into such Fund. Authorizes a mitigation transition pilot program to be carried out through the Office of Mitigation Assistance. Repeals (with a transition period) the current program for the purchase of certain insured properties. Title V: Flood Insurance Task Force - Establishes a two-year interagency Flood Insurance Task Force which shall: (1) develop standardized flood insurance enforcement procedures and guidelines; and (2) conduct a study of the extent to which the secondary mortgage market can assist enforcement. Title VI: Miscellaneous Provisions - Amends the National Flood Insurance Act of 1968 to: (1) increase flood insurance coverage amounts for nonresidential, single family, and multifamily structures; (2) permit flood insurance private sector participation; and (3) require at least every five years an assessment (and revision if necessary) of flood insurance maps.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
5 March 1991
Introduced
Introduced in House
Source: IntroReferral
5 March 1991
Introduced
Referred to the House Committee on Banking, Finance + Urban Affrs.
Source: IntroReferral
5 March 1991
Introduced
Introduced in House
Source: IntroReferral
6 March 1991
Referred
Referred to the Subcommittee on Policy, Research and Insurance.
Source: Committee
6 March 1991
Committee
Subcommittee Consideration and Mark-up Session Held.
Source: Committee
6 March 1991
Committee
Forwarded by Subcommittee to Full Committee (Amended).
Source: Committee
11 April 1991
Reported
Ordered to be Reported (Amended).
Source: Committee
11 April 1991
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
22 April 1991
Calendars
Placed on the Union Calendar, Calendar No. 23.
Source: Calendars
22 April 1991
Reported
Reported (Amended) by the Committee on Banking, Finance + Urban Affrs. H. Rept. 102-38.
Source: Committee
22 April 1991
Reported
Reported (Amended) by the Committee on Banking, Finance + Urban Affrs. H. Rept. 102-38.
Source: Committee
30 April 1991
Reported
Rules Committee Resolution H. Res. 138 Reported to House. Rule provides for consideration of H.R. 1236 with 1 hour 0 of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. It shall be in order to consider the amendment in the nature of a substitute recommended by the Com mittee on Banking, Finance, and Urban Af fairs now printed in the bill as an orig inal bill for the purpose of amendment under the five-minute rule. Measure will be read by title. Bill is open to amendments. It shall be in order to consid er en bloc, if offered by Mr. Erdreich or his designee, the amendments printed in the report of the Committee on Rules accompanying this resolution, and said amendments en bloc may a mend portions of the committee amendment in the nature of a substitute not yet read fo r amendment, and shall not be subject to a demand for a division of the question in the House or in the Commi...
Source: Floor
1 May 1991
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
1 May 1991
Vote
On passage Passed by the Yeas and Nays: 388 - 18 (Roll no. 75).
Source: Floor
1 May 1991
Vote
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 388 - 18 (Roll no. 75).
Source: Floor
1 May 1991
Passed
The House adopted the amendment in the nature of a substitute as agreed to by the Committee of the Whole House on the state of the Union.
Source: Floor
1 May 1991
Floor
The previous question was ordered pursuant to the rule.
Source: Floor
1 May 1991
Floor
The House rose from the Committee of the Whole House on the state of the Union to report H.R. 1236.
Source: Floor
1 May 1991
Floor
Rule provides for consideration of H.R. 1236 with 1 hour 0 of general debate. Previous question shall be considered as ordered without intervening motions except motion to recommit with or without instructions. It shall be in order to consider the amendment in the nature of a substitute recommended by the Com mittee on Banking, Finance, and Urban Af fairs now printed in the bill as an orig inal bill for the purpose of amendment under the five-minute rule. Measure will be read by title. Bill is open to amendments. It shall be in order to consid er en bloc, if offered by Mr. Erdreich or his designee, the amendments printed in the report of the Committee on Rules accompanying this resolution, and said amendments en bloc may a mend portions of the committee amendment in the nature of a substitute not yet read fo r amendment, and shall not be subject to a demand for a division of the question in the House or in the Commi...
Source: Floor
1 May 1991
Floor
The Speaker designated the Honorable Barbara B. Kennelly to act as Chairwoman of the Committee.
Source: Floor
1 May 1991
Floor
House resolved itself into the Committee of the Whole House on the state of the Union pursuant to H. Res. 138 and Rule XXIII.
Source: Floor
1 May 1991
Floor
Considered under the provisions of rule H. Res. 138.
Source: Floor
1 May 1991
Passed
Rule H. Res. 138 passed House.
Source: Floor
6 May 1991
Introduced
Received in the Senate and read twice and referred to the Committee on Banking.
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Engrossed in House · — · Download file
- Introduced in House · — · Download file
- Referred in Senate · — · Download file
- Reported in House · — · Download file
Documents
7 official files
Reported in House (text)
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Reported in House (text)
Reported in House · EN
Referred in Senate (text)
Referred in Senate · EN
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Introduced in House (text)
Introduced in House · EN
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Engrossed in House (text)
Engrossed in House · EN
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Passed House amended
summary · EN · 1 May 1991
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Reported to House with amendment(s)
summary · EN · 22 April 1991
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Introduced in House
summary · EN · 5 March 1991
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Erdreich, Ben [D-AL-6] · D · Sponsor
- Sen. Carper, Thomas R. [D-DE] · D · Sponsor
- Rep. Kanjorski, Paul E. [D-PA-11] · D · Sponsor
- · ssbk00 · Standing
- · hsba00 · Standing
Related records
- related to → Providing for the consideration of the bill (H.R. 1236) to revise the national flood insurance program to provide for mitigation of potential flood damages and management of coastal erosion, ensure the financial soundness of the program, and increase compliance with the mandatory purchase requirement, and for other purposes.
- amends ← Amendments en bloc: 1) clarified the definition of "tidal waters"; 2) clarified that the Director of the Federal Emergency Management Agency is expected to designate erosion-prone communities on an ongoing basis; 3) clarified language in the riverine erosion study; 4) clarified language concerning the redetermination of an existing mortgage portfolio; and 5) codified the existing practice of providing flood maps free of charge to those who participate in the Write Your Own Program.
- amends ← Amendments en bloc: 1) required the Director of the Federal Emergency Management Agency (FEMA) to consult with the Administrator of the National Oceanic and Atmospheric Administration (NOAA) in implementing the coastal erosion management provisions of the Act; and 2) created a select subcommittee to make recommendations regarding the implementation of the provisions of the Act which deal with protection of the natural and beneficial functions of the floodplain.
- amends ← Amendment sought to delete section 604 which incorporated the Congressional Budget Office cost estimate of the Act for purposes of the Balanced Budget and Emergency Deficit Control Act of 1985.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/102nd-congress/house-bill/1236
- Open data entity: https://api.congress.gov/v3/bill/102/hr/1236
- us · 102-hr-1236 · source updated 14 January 2025