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United States · Bill · HR

H.R. 1247 (104th)

Insurance Disclosure Act of 1995

referredUnited States· United States Congress· EN

Introduced

15 March 1995

Last action

Status

Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.

Sponsors

Subjects

Discovery layer

Source updated

21 August 2025

Summary

Insurance Disclosure Act of 1995 - Instructs the Secretary of Housing and Urban Development to require insurers to provide written disclosures to applicants and policyholders, stating the reasons for: (1) declining a written application; or (2) cancelling or refusing to renew an existing policy. Authorizes the Secretary to provide immunity to insurers, agents, and brokers regarding their communication of a cancellation, denial, or nonrenewal of insurance. Prescribes guidelines under which the Secretary shall designate certain lines of insurance. Sets forth enforcement guidelines, including civil penalties and injunctive relief.

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Documents

3 official files

Introduced in House (text)

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Sources

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