United States · Bill · HR
H.R. 1247 (104th)
Insurance Disclosure Act of 1995
Introduced
15 March 1995
Last action
—
Status
Referred to the Subcommittee on Commerce, Trade, and Hazardous Materials.
Sponsors
—
Subjects
Discovery layer
Source updated
21 August 2025
Summary
Insurance Disclosure Act of 1995 - Instructs the Secretary of Housing and Urban Development to require insurers to provide written disclosures to applicants and policyholders, stating the reasons for: (1) declining a written application; or (2) cancelling or refusing to renew an existing policy. Authorizes the Secretary to provide immunity to insurers, agents, and brokers regarding their communication of a cancellation, denial, or nonrenewal of insurance. Prescribes guidelines under which the Secretary shall designate certain lines of insurance. Sets forth enforcement guidelines, including civil penalties and injunctive relief.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 15 March 1995
Introduced in House (PDF)
Introduced in House · EN · 15 March 1995
Introduced in House
summary · EN · 15 March 1995
Sponsors
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Related records
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Sources
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- Official source: https://www.congress.gov/bill/104th-congress/house-bill/1247
- Open data entity: https://api.congress.gov/v3/bill/104/hr/1247