Home Construction Lending Regulatory Improvement Act of 2013

Summary

Home Construction Lending Regulatory Improvement Act of 2013 - Directs the appropriate federal banking agencies to initiate a coordinated rulemaking with respect to financial institutions under their respective jurisdictions that make real estate loans to home builders. Requires such rulemaking to provide for: (1) elimination of the 100% of bank capital measurement, (2) realistic market-based appraisals, and (3) a prohibition against compelling lenders to call or curtail loans in good standing. Prohibits a federal banking agency from preventing a qualified financial institution from making a real estate loan to a home builder that has a viable project.

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Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 19 March 2013

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• Introduced in House (PDF)

  Introduced in House · EN · 19 March 2013

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• Introduced in House

  summary · EN · 19 March 2013

  Open at official source

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