Insurance Credit Score Disclosure and Reporting Act

Summary

Insurance Credit Score Disclosure and Reporting Act - Requires insurers who use consumer reports or insurance credit scores as a factor in underwriting insurance policies or renewals to disclose the effect of such practice upon the scope and cost of the insurance at the time of either insurance application or insurance renewal. Prescribes disclosure requirements, including disclosure of the relationship between the use of insurance credit scores or other risk scores or predictors. Directs the Federal Trade Commission to: (1) promulgate requirements for insurers to submit specified insurance credit score information to the Commission; and (2) investigate and report to Congress on the relationship between credit information and insurance credit scores and the race, income, geographic location, and age of insurance applicants and policyholders. Sets forth civil penalties for violations of this Act.

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Timeline

1. 27 March 2003

   Introduced

   Referred to the House Committee on Financial Services.

   Source: IntroReferral

2. 27 March 2003

   Introduced

   Introduced in House

   Source: IntroReferral

3. 27 March 2003

   Introduced

   Introduced in House

   Source: IntroReferral

4. 10 April 2003

   Referred

   Referred to the Subcommittee on Capital Markets, Insurance and Government Sponsored Enterprises.

   Source: Committee

Votes

No vote records are attached yet.

Versions

• Introduced in House · 27 March 2003 · Download file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 27 March 2003

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 27 March 2003

  ViewDownloadOpen at official source

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• Introduced in House

  summary · EN · 27 March 2003

  Open at official source

  Leesvertaling

  Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

  Vertaal naarNL · DutchDE · GermanFR · FrenchES · SpanishIT · ItalianPL · PolishPT · PortugueseSV · SwedishDA · DanishFI · FinnishEL · GreekCS · CzechHU · HungarianRO · RomanianBG · BulgarianHR · CroatianSK · SlovakSL · SlovenianLT · LithuanianLV · LatvianET · EstonianGA · IrishMT · Maltese

  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Rep. Gutierrez, Luis V. [D-IL-4] · D · Sponsor
• Rep. Jackson Lee, Sheila [D-TX-18] · D · Cosponsor
• Rep. Owens, Major R. [D-NY-11] · D · Cosponsor
• Rep. Grijalva, Raúl M. [D-AZ-7] · D · Cosponsor
• Rep. Andrews, Robert E. [D-NJ-1] · D · Cosponsor
• Rep. Slaughter, Louise McIntosh [D-NY-25] · D · Cosponsor
• Rescom. Acevedo-Vila, Anibal [D-PR-At Large] · D · Cosponsor
• Sen. Sanders, Bernard [I-VT] · I · Cosponsor
• Rep. Lee, Barbara [D-CA-12] · D · Cosponsor
• Rep. Clyburn, James E. [D-SC-6] · D · Cosponsor
• Rep. McGovern, James P. [D-MA-2] · D · Cosponsor
• · hsba00 · Standing

Related records

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