United States · Bill · HR
H.R. 1529 (114th)
Community Institution Mortgage Relief Act of 2015
Introduced
23 March 2015
Last action
6 April 2015 · Reported
Status
Placed on the Union Calendar, Calendar No. 38.
Sponsors
Rep. Sherman, Brad [D-CA-32], Rep. Luetkemeyer, Blaine [R-MO-3], Rep. Posey, Bill [R-FL-8]
Subjects
Taxation
Source updated
7 April 2025
Summary
Community Institution Mortgage Relief Act of 2015 This bill amends the Truth in Lending Act to create a safe harbor from requirements for an escrow or impound account for the payment of taxes and hazard insurance in the case of mortgage loans made by a creditor with consolidated assets of $10 billion or less that holds the loan on its balance sheet for three years after its origination. A creditor shall be deemed to have complied with the three-year balance sheet requirement if it transfers a loan by reason of its bankruptcy or failure, the purchase of it by another, or by a supervisory act or recommendation from a state or federal regulator. The Consumer Financial Protection Bureau is required to exempt mortgage servicers that service 20,000 or fewer mortgage loans from requirements of the Real Estate Settlement Procedures Act of 1974 pertaining to the servicing of mortgage loans and administration of escrow accounts.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
23 March 2015
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
23 March 2015
Introduced
Introduced in House
Source: IntroReferral
23 March 2015
Introduced
Introduced in House
Source: IntroReferral
25 March 2015
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
26 March 2015
Vote
Ordered to be Reported by the Yeas and Nays: 48 - 10.
Source: Committee
26 March 2015
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
6 April 2015
Calendars
Placed on the Union Calendar, Calendar No. 38.
Source: Calendars
6 April 2015
Reported
Reported by the Committee on Financial Services. H. Rept. 114-57.
Source: Committee
6 April 2015
Reported
Reported by the Committee on Financial Services. H. Rept. 114-57.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Reported in House · 6 April 2015 · Download file
- Introduced in House · 23 March 2015 · Download file
Documents
6 official files
Reported in House (text)
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Leesvertaling
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Reported in House (text)
Reported in House · EN · 6 April 2015
Reported in House (PDF)
Reported in House · EN · 6 April 2015
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Reported to House without amendment
summary · EN · 6 April 2015
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Introduced in House (text)
Introduced in House · EN · 23 March 2015
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Introduced in House (PDF)
Introduced in House · EN · 23 March 2015
ViewDownloadOpen at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 23 March 2015
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Sherman, Brad [D-CA-32] · D · Sponsor
- Rep. Luetkemeyer, Blaine [R-MO-3] · R · Sponsor
- Rep. Posey, Bill [R-FL-8] · R · Cosponsor
- · hsba00 · Standing
Related records
- related to → CLEARR Act of 2015
- related to ← Financial CHOICE Act of 2016
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/114th-congress/house-bill/1529
- Open data entity: https://api.congress.gov/v3/bill/114/hr/1529
- us · 114-hr-1529 · source updated 7 April 2025