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United States · Bill · HR

H.R. 1553 (114th)

Small Bank Exam Cycle Reform Act of 2015

referredUnited States· United States Congress· EN

Introduced

23 March 2015

Last action

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Status

Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

Sponsors

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Subjects

Discovery layer

Source updated

12 August 2025

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Summary

Small Bank Exam Cycle Reform Act of 2015 This bill amends the Federal Deposit Insurance Act to increase from $500 million to $1 billion the asset size of small insured depository institutions eligible for 18-month on-site examination cycles. Such an institution is also qualified for the 18-month cycle if its total assets are at most $200 million (currently $100 million) and the most recent examination found its composite condition to be good rather than outstanding. A federal banking agency is granted discretion to increase this assets ceiling amount from $200 million to $1 billion (currently from $100 million to $500 million) if that greater asset size would be consistent with the principles of safety and soundness.

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Documents

10 official files

Referred in Senate (text)

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