Consumer Protection for Medical Debt Collections Act

Summary

Consumer Protection for Medical Debt Collections Act This bill restricts the inclusion of medical debt on a consumer credit report. A consumer reporting agency is prohibited from including on a consumer credit report, and a person is prohibited from reporting to such agency (1) medical debt arising from a medically necessary procedure, or (2) other medical debt less than a year old. A person reporting medical debt to a consumer reporting agency must first provide notice to that consumer regarding the restrictions on including medical debt on credit reports. Furthermore, a debt collector is prohibited from collecting a medical debt less than two years old.

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Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 23 March 2023

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• Introduced in House (PDF)

  Introduced in House · EN · 23 March 2023

  ViewDownloadOpen at official source

• Introduced in House

  summary · EN · 23 March 2023

  Open at official source

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