United States · Bill · HR
H.R. 1908 (114th)
Housing Financial Literacy Act of 2015
Introduced
21 April 2015
Last action
22 April 2015 · Introduced
Status
Sponsor introductory remarks on measure. (CR E559)
Sponsors
Joyce Beatty, Steve Stivers, Rep. Hinojosa, Ruben [D-TX-15], Terri Sewell, CAROLYN MALONEY, Gwen Moore, Rep. Edwards, Donna F. [D-MD-4], JOHN CONYERS, Robin Kelly, Denny Heck, Tony Cárdenas, Bonnie Watson Coleman, Al Green, Rep. Rangel, Charles B. [D-NY-19], Rep. Hahn, Janice [D-CA-44], Eleanor Norton, ELIJAH CUMMINGS, Rep. Fattah, Chaka [D-PA-2], David Scott, WM. CLAY, Marcia Fudge, Marcy Kaptur, André Carson, EDDIE JOHNSON, Barbara Lee, JOSE SERRANO, JOSEPH CROWLEY, JOHN LEWIS, Brenda Lawrence, ALCEE HASTINGS, Stacey Plaskett, Sheila Jackson Lee, Alma Adams, Henry Johnson, Danny Davis
Subjects
Housing
Source updated
12 August 2025
Summary
Housing Financial Literacy Act of 2015 Amends the National Housing Act to revise the single insurance premium payment for a mortgage (secured by a one- to four-family dwelling that is an obligation of the Mutual Mortgage Insurance Fund) of a first-time homebuyer who completes a program of counseling on the responsibilities and financial management involved in homeownership that is approved by the Secretary of Housing and Urban Development. Repeals the current maximum premium payment of 2.75% of the amount of the mortgage's original insured principal obligation. Sets the single mortgage insurance premium payment at 25 basis points lower than the premium payment amount otherwise established.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
21 April 2015
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
21 April 2015
Introduced
Introduced in House
Source: IntroReferral
21 April 2015
Introduced
Introduced in House
Source: IntroReferral
22 April 2015
Introduced
Sponsor introductory remarks on measure. (CR E559)
Source: IntroReferral
Votes
No vote records are attached yet.
Versions
- Introduced in House · 21 April 2015 · Official file
Documents
3 official files
Introduced in House (text)
Introduced in House · EN · 21 April 2015
Introduced in House (PDF)
Introduced in House · EN · 21 April 2015
Introduced in House
summary · EN · 21 April 2015
Sponsors
- Joyce Beatty · D · Sponsor
- Steve Stivers · R · Sponsor
- Rep. Hinojosa, Ruben [D-TX-15] · D · Sponsor
- Terri Sewell · D · Sponsor
- CAROLYN MALONEY · D · Sponsor
- Gwen Moore · D · Sponsor
- Rep. Edwards, Donna F. [D-MD-4] · D · Sponsor
- JOHN CONYERS · D · Sponsor
- Robin Kelly · D · Sponsor
- Denny Heck · D · Sponsor
- Tony Cárdenas · D · Sponsor
- Bonnie Watson Coleman · D · Sponsor
- Al Green · D · Sponsor
- Rep. Rangel, Charles B. [D-NY-19] · D · Sponsor
- Rep. Hahn, Janice [D-CA-44] · D · Sponsor
- Eleanor Norton · D · Sponsor
- ELIJAH CUMMINGS · D · Sponsor
- Rep. Fattah, Chaka [D-PA-2] · D · Sponsor
- David Scott · D · Sponsor
- WM. CLAY · D · Sponsor
- Marcia Fudge · D · Sponsor
- Marcy Kaptur · D · Sponsor
- André Carson · D · Sponsor
- EDDIE JOHNSON · D · Cosponsor
- Barbara Lee · D · Cosponsor
- JOSE SERRANO · D · Cosponsor
- JOSEPH CROWLEY · D · Cosponsor
- JOHN LEWIS · D · Cosponsor
- Brenda Lawrence · D · Cosponsor
- ALCEE HASTINGS · D · Cosponsor
- Stacey Plaskett · D · Cosponsor
- Sheila Jackson Lee · D · Cosponsor
- Alma Adams · D · Cosponsor
- Henry Johnson · D · Cosponsor
- Danny Davis · D · Cosponsor
- · hsba00 · Standing
Related records
- related to → Housing Financial Literacy Act of 2017
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/114th-congress/house-bill/1908
- Open data entity: https://api.congress.gov/v3/bill/114/hr/1908
- us · 114-hr-1908 · source updated 12 August 2025