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United States · Bill · HR

H.R. 2076 (114th)

Marijuana Businesses Access to Banking Act of 2015

referredUnited States· United States Congress· EN

Introduced

28 April 2015

Last action

1 June 2015 · Referred

Status

Referred to the Subcommittee on Crime, Terrorism, Homeland Security, and Investigations.

Sponsors

Ed Perlmutter, Denny Heck, Jared Polis, Hakeem Jeffries, Earl Blumenauer, Rep. Rangel, Charles B. [D-NY-19], Diana DeGette, Del. Norton, Eleanor Holmes [D-DC-At Large], James McGovern, Rep. Titus, Dina [D-NV-1], Scott Peters, Rep. DelBene, Suzan K. [D-WA-1], Julia Brownley, Zoe Lofgren, Mike Coffman, Rep. Pingree, Chellie [D-ME-1], Brad Sherman, Kyrsten Sinema, PETER DEFAZIO, Rep. Smith, Adam [D-WA-9], Jared Huffman, Kurt Schrader, Rep. Beyer, Donald S. [D-VA-8], Tulsi Gabbard, Rep. Murphy, Patrick [D-FL-18], Derek Kilmer, Barbara Lee, Eric Swalwell, Rep. Pocan, Mark [D-WI-2], Rep. Takai, Mark [D-HI-1], Rep. McDermott, Jim [D-WA-7], Rep. Heck, Joseph J. [R-NV-3], Rep. Lieu, Ted [D-CA-36], Rep. Ribble, Reid J. [R-WI-8], John Delaney, Raúl Grijalva, MICHAEL CAPUANO, Pete Aguilar, DANA ROHRABACHER, Rep. Courtney, Joe [D-CT-2]

Subjects

Discovery layer

Source updated

12 August 2025

Official sourceDownload fileView documentsShare

Summary

Marijuana Businesses Access to Banking Act of 2015 This bill provides a safe harbor for depository institutions providing financial services to a marijuana-related legitimate business insofar as it prohibits a federal banking regulator from: (1) terminating or limiting the deposit or share insurance of a depository institution solely because it provides financial services to a marijuana-related legitimate business; or (2) prohibiting, penalizing, or otherwise discouraging a depository institution from offering such services. A federal banking regulator may neither recommend, motivate, provide incentives, nor encourage a depository institution to refuse to offer financial services to an individual, nor downgrade or cancel financial services offered to an individual, solely because the individual: (1) is a manufacturer, producer, owner or operator of a marijuana-related legitimate business; or (2) the depository institution was not aware that the individual is the owner or operator of a marijuana-related legitimate business. A federal banking regulator may not take any adverse or corrective supervisory action, solely because of the business involved, on a loan made to an owner or operator of: (1) a marijuana-related legitimate business, or (2) real estate or equipment that is leased to a marijuana-related legitimate business. Immunity from federal criminal prosecution or investigation is granted, subject to certain conditions, to a depository institution that provides financial services to a marijuana-related legitimate business in a state or one of its political subdivisions that allows the cultivation, production, manufacture, sale, transportation, display, dispensing, distribution, or purchase of marijuana. Neither the depository institution nor its officers, directors, nor employees may be held liable under federal law or regulation solely for providing such financial services or further investing income derived from those services. The Department of the Treasury must require any suspicious activity report filed by a financial institution regarding a marijuana-based business to comply with specified guidance of the Financial Crimes Enforcement Network.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 28 April 2015

    Introduced

    Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

    Source: IntroReferral

  2. 28 April 2015

    Introduced

    Referred to the Committee on Financial Services, and in addition to the Committee on the Judiciary, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.

    Source: IntroReferral

  3. 28 April 2015

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 28 April 2015

    Introduced

    Introduced in House

    Source: IntroReferral

  5. 1 June 2015

    Referred

    Referred to the Subcommittee on Crime, Terrorism, Homeland Security, and Investigations.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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Sponsors

Related records

Sources

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