PoliticalRepoPoliticalRepo

United States · Bill · HR

H.R. 2643 (109th)

Innocent Check Depositor Protection Act

referredUnited States· United States Congress· EN

Introduced

25 May 2005

Last action

3 June 2005 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Rep. Weiner, Anthony D. [D-NY-9], Rep. Ackerman, Gary L. [D-NY-7], Rep. Berman, Howard L. [D-CA-26], Earl Blumenauer, ROBERT BRADY, JOHN CONYERS, ELIJAH CUMMINGS, PETER DEFAZIO, Rosa DeLauro, ELIOT ENGEL, Rep. Evans, Lane [D-IL-17], Raúl Grijalva, ALCEE HASTINGS, Rep. Hinchey, Maurice D. [D-NY-22], Sheila Jackson Lee, Rep. Jones, Stephanie Tubbs [D-OH-11], Rep. Kilpatrick, Carolyn C. [D-MI-13], Rep. Kucinich, Dennis J. [D-OH-10], Barbara Lee, CAROLYN MALONEY, Rep. McDermott, Jim [D-WA-7], Rep. Miller, George [D-CA-7], Richard Neal, Rep. Owens, Major R. [D-NY-12], Rep. Payne, Donald M. [D-NJ-10], Sen. Sanders, Bernard [I-VT], Rep. Schakowsky, Janice D. [D-IL-9], Rep. Stark, Fortney Pete [D-CA-9], Rep. Wasserman Schultz, Debbie [D-FL-25], Rep. Watson, Diane E. [D-CA-33], Rep. Waxman, Henry A. [D-CA-24], Rep. Wynn, Albert Russell [D-MD-4]

Subjects

Discovery layer

Source updated

15 August 2025

Official sourceDownload fileView documentsShare

Summary

Innocent Check Depositor Protection Act - Amends the Expedited Funds Availability Act to provide that, in the case of a check drawn on an account at an originating institution which is dishonored by that institution due to lack of sufficient funds, a receiving depository institution may not impose any fee on the depositor, in connection with such check, due to such dishonorment. States that this Act shall not be construed as affecting any intervening depository institution or the costs of services it provides.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 25 May 2005

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 25 May 2005

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 25 May 2005

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 3 June 2005

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

View fileDownload file

Sponsors

Related records

No cross-record relationships stored yet.

Sources

PoliticalRepo is an index and interpretation layer, not the authoritative legal source.