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United States · Bill · HR

H.R. 2656 (118th)

Trigger Leads Abatement Act of 2023

referredUnited States· United States Congress· EN

Introduced

17 April 2023

Last action

Status

Referred to the House Committee on Financial Services.

Sponsors

Subjects

Discovery layer

Source updated

24 July 2024

Summary

Trigger Leads Abatement Act of 2023 This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.

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Documents

3 official files

Introduced in House (text)

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