United States · Bill · HR
H.R. 2954 (115th)
Home Mortgage Disclosure Adjustment Act
Introduced
20 June 2017
Last action
19 January 2018 · Introduced
Status
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Sponsors
Rep. Emmer, Tom [R-MN-6], Rep. Luetkemeyer, Blaine [R-MO-3], Rep. Duffy, Sean P. [R-WI-7], Rep. Hill, J. French [R-AR-2], Rep. Latta, Robert E. [R-OH-5], Rep. Arrington, Jodey C. [R-TX-19], Rep. Smith, Adrian [R-NE-3], Rep. Ross, Dennis A. [R-FL-15]
Subjects
Discovery layer
Source updated
5 December 2025
Summary
Home Mortgage Disclosure Adjustment Act This bill amends the Home Mortgage Disclosure Act of 1975 to exempt a depository institution from certain records and disclosure requirements: (1) with respect to closed-end mortgage loans, if the depository institution originated fewer than 1,000 such loans in each of the two preceding years; and (2) with respect to open-end lines of credit, if the depository institution originated fewer than 2,000 such lines of credit in each of the two preceding years. In addition, the bill lessens requirements for depository institutions to itemize and disclose specified mortgage loan data.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
20 June 2017
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
20 June 2017
Introduced
Introduced in House
Source: IntroReferral
20 June 2017
Introduced
Introduced in House
Source: IntroReferral
11 October 2017
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
12 October 2017
Vote
Ordered to be Reported (Amended) by the Yeas and Nays: 36 - 24.
Source: Committee
12 October 2017
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
8 January 2018
Calendars
Placed on the Union Calendar, Calendar No. 359.
Source: Calendars
8 January 2018
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-485.
Source: Committee
8 January 2018
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 115-485.
Source: Committee
16 January 2018
Reported
Rules Committee Resolution H. Res. 693 Reported to House. The rule provides for one hour of general debate on both measures. Only those amendments printed in Part A of the report shall be considered for H.R. 3326. The amendment printed in Part B of the report, relating to H.R. 2954, shall be considered as adopted. The rule allows for one motion to recommit with or without instructions for both measures.
Source: Floor
17 January 2018
Passed
Rule H. Res. 693 passed House.
Source: Floor
18 January 2018
Floor
The previous question was ordered pursuant to the rule.
Source: Floor
18 January 2018
Passed
Motion to reconsider laid on the table Agreed to without objection.
Source: Floor
18 January 2018
Vote
On passage Passed by the Yeas and Nays: 243 - 184 (Roll no. 32).
Source: Floor
18 January 2018
Vote
Passed/agreed to in House: On passage Passed by the Yeas and Nays: 243 - 184 (Roll no. 32).
Source: Floor
18 January 2018
Vote
On motion to recommit with instructions Failed by the Yeas and Nays: 191 - 236 (Roll no. 31).
Source: Floor
18 January 2018
Floor
Considered under the provisions of rule H. Res. 693. (consideration: CR H513-521)
Source: Floor
18 January 2018
Floor
The rule provides for one hour of general debate on both measures. Only those amendments printed in Part A of the report shall be considered for H.R. 3326. The amendment printed in Part B of the report, relating to H.R. 2954, shall be considered as adopted. The rule allows for one motion to recommit with or without instructions for both measures.
Source: Floor
18 January 2018
Floor
The previous question on the motion to recommit with instructions was ordered without objection.
Source: Floor
18 January 2018
Floor
Mr. Ellison moved to recommit with instructions to the Committee on Financial Services. (text: CR H520-521)
Source: Floor
19 January 2018
Introduced
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Source: IntroReferral
Votes
19 January 2018 · passed · On Passage · Passed · Official source
Yes 243 · No 184 · Abstain — · Absent/not voting 3
- Rep. Ferguson, A. Drew, IV [R-GA-3]Yea
- Rep. McEachin, A. Donald [D-VA-4]Nay
- Rep. Hastings, Alcee L. [D-FL-20]Nay
- Rep. Kinzinger, Adam [R-IL-16]Yea
Showing the first 4 recorded positions. Vote totals above are complete.
19 January 2018 · failed · On Motion to Recommit with Instructions · Failed · Official source
Yes 191 · No 236 · Abstain — · Absent/not voting 3
- Rep. Ferguson, A. Drew, IV [R-GA-3]Nay
- Rep. McEachin, A. Donald [D-VA-4]Yea
- Rep. Hastings, Alcee L. [D-FL-20]Yea
- Rep. Kinzinger, Adam [R-IL-16]Nay
Showing the first 4 recorded positions. Vote totals above are complete.
Versions
- Referred in Senate · 19 January 2018 · Download file
- Engrossed in House · 18 January 2018 · Download file
- Reported in House · 8 January 2018 · Download file
- Introduced in House · 20 June 2017 · Download file
Documents
11 official files
Referred in Senate (text)
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Referred in Senate (text)
Referred in Senate · EN · 19 January 2018
Referred in Senate (PDF)
Referred in Senate · EN · 19 January 2018
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Engrossed in House (text)
Engrossed in House · EN · 18 January 2018
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Engrossed in House (PDF)
Engrossed in House · EN · 18 January 2018
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Passed House amended
summary · EN · 18 January 2018
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Reported in House (text)
Reported in House · EN · 8 January 2018
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Reported in House (PDF)
Reported in House · EN · 8 January 2018
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Reported to House with amendment(s)
summary · EN · 8 January 2018
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Introduced in House (text)
Introduced in House · EN · 20 June 2017
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Introduced in House (PDF)
Introduced in House · EN · 20 June 2017
ViewDownloadOpen at official source
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Introduced in House
summary · EN · 20 June 2017
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Sponsors
- Rep. Emmer, Tom [R-MN-6] · R · Sponsor
- Rep. Luetkemeyer, Blaine [R-MO-3] · R · Sponsor
- Rep. Duffy, Sean P. [R-WI-7] · R · Cosponsor
- Rep. Hill, J. French [R-AR-2] · R · Cosponsor
- Rep. Latta, Robert E. [R-OH-5] · R · Cosponsor
- Rep. Arrington, Jodey C. [R-TX-19] · R · Cosponsor
- Rep. Smith, Adrian [R-NE-3] · R · Cosponsor
- Rep. Ross, Dennis A. [R-FL-15] · R · Cosponsor
- · ssbk00 · Standing
- · hsba00 · Standing
Related records
- related to → Financial CHOICE Act of 2017
- related to → CLEARR Act of 2017
- related to → Home Mortgage Disclosure Adjustment Act
- related to ← Financial Services and General Government Appropriations Act, 2018
- related to ← Make America Secure and Prosperous Appropriations Act, 2018
- related to ← Economic Growth, Regulatory Relief, and Consumer Protection Act
- related to ← Providing for consideration of the bill (H.R. 3326) to increase accountability, combat corruption, and strengthen management effectiveness at the World Bank, and providing for consideration of the bill (H.R. 2954) to amend the Home Mortgage Disclosure Act of 1975 to specify which depository institutions are subject to the maintenance of records and disclosure requirements of such Act, and for other purposes.
- amends ← Pursuant to the provisions of H.Res. 693 the amendment in the nature of a substitute recommended by the Committee on Financial Services now printed in the bill, modified by the amendment printed in Part B of the Rules Committee report is considered as adopted.
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/115th-congress/house-bill/2954
- Open data entity: https://api.congress.gov/v3/bill/115/hr/2954
- us · 115-hr-2954 · source updated 5 December 2025