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United States · Bill · HR

H.R. 2987 (114th)

Community Bank Capital Clarification Act

openUnited States· United States Congress· EN

Introduced

8 July 2015

Last action

Status

Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.

Sponsors

Subjects

Discovery layer

Source updated

12 August 2025

Summary

Community Bank Capital Clarification Act This bill amends the Financial Stability Act of 2010 with respect to: minimum leverage capital requirements and minimum risk-based capital requirements for depository institution holding companies; mandatory deductions from actual capital in the calculation of such minimum capital requirements for certain investments by such institutions, especially in financial subsidiaries; and the exemption from such capital deductions for the debt or equity instruments issued by certain smaller institutions. A depository institution holding company exempted from capital deductions because it had less than $15 billion of total consolidated assets at the end of a quarterly financial reporting period after December 31, 2009, shall continue to be treated as an exempt institution as long it has total consolidated assets of less than $15 billion.

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3 official files

Introduced in House (text)

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