United States · Bill · HR
H.R. 2987 (114th)
Community Bank Capital Clarification Act
Introduced
8 July 2015
Last action
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Status
Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.
Sponsors
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Subjects
Discovery layer
Source updated
12 August 2025
Summary
Community Bank Capital Clarification Act This bill amends the Financial Stability Act of 2010 with respect to: minimum leverage capital requirements and minimum risk-based capital requirements for depository institution holding companies; mandatory deductions from actual capital in the calculation of such minimum capital requirements for certain investments by such institutions, especially in financial subsidiaries; and the exemption from such capital deductions for the debt or equity instruments issued by certain smaller institutions. A depository institution holding company exempted from capital deductions because it had less than $15 billion of total consolidated assets at the end of a quarterly financial reporting period after December 31, 2009, shall continue to be treated as an exempt institution as long it has total consolidated assets of less than $15 billion.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 8 July 2015
Introduced in House (PDF)
Introduced in House · EN · 8 July 2015
Introduced in House
summary · EN · 8 July 2015
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Sources
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- Official source: https://www.congress.gov/bill/114th-congress/house-bill/2987
- Open data entity: https://api.congress.gov/v3/bill/114/hr/2987