Secure Americans from Financial Exploitation (SAFE) Act

Summary

Secure Americans from Financial Exploitation (SAFE) Act This bill prohibits the Federal Housing Finance Agency, the Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) from implementing their January 2023-announced changes to the single-family pricing framework for fees on purchase, rate-term refinance, and cash-out refinance loans. The changes revise the fee charts that provide percentage adjustments based on a borrower's credit score and other factors.

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Timeline

1. 2 May 2023

   Introduced

   Referred to the House Committee on Financial Services.

   Source: IntroReferral

2. 2 May 2023

   Introduced

   Introduced in House

   Source: IntroReferral

3. 2 May 2023

   Introduced

   Introduced in House

   Source: IntroReferral

Votes

No vote records are attached yet.

Versions

• Introduced in House · 2 May 2023 · Download file

Documents

3 official files

• Introduced in House (text)

  Introduced in House · EN · 2 May 2023

  ViewDownloadOpen at official source

• Introduced in House (PDF)

  Introduced in House · EN · 2 May 2023

  ViewDownloadOpen at official source

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• Introduced in House

  summary · EN · 2 May 2023

  Open at official source

  Leesvertaling

  Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.

  Vertaal naarNL · DutchDE · GermanFR · FrenchES · SpanishIT · ItalianPL · PolishPT · PortugueseSV · SwedishDA · DanishFI · FinnishEL · GreekCS · CzechHU · HungarianRO · RomanianBG · BulgarianHR · CroatianSK · SlovakSL · SlovenianLT · LithuanianLV · LatvianET · EstonianGA · IrishMT · Maltese

  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Rep. Calvert, Ken [R-CA-41] · R · Sponsor
• Rep. Issa, Darrell [R-CA-48] · R · Cosponsor
• · hsba00 · Standing

Related records

• related to → To cancel certain proposed changes to loan level price adjustments by the Federal National Mortgage Association and credit fees charged by the Federal Home Loan Mortgage Corporation.
• related to → Responsible Borrower Protection Act of 2023
• related to → Fairness in Borrowing Act of 2023