United States · Bill · HR
H.R. 3181 (101st)
Basic Banking Services Access Act of 1989
Introduced
4 August 1989
Last action
—
Status
Referred to the Subcommittee on Consumer Affairs and Coinage.
Sponsors
—
Subjects
Discovery layer
Source updated
26 August 2025
Summary
Basic Banking Services Access Act of 1989 - Requires each depository institution to: (1) offer a basic financial services account to low- and moderate-income persons under prescribed guidelines which include specified minimal deposit, balance, and withdrawal requirements; and (2) post a conspicuous notice of the availability of such accounts to its customers. Prescribes administrative enforcement guidelines. Subjects a depository institution to civil liability for noncompliance with this Act.
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Documents
2 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN
Introduced in House
summary · EN · 4 August 1989
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/101st-congress/house-bill/3181
- Open data entity: https://api.congress.gov/v3/bill/101/hr/3181