United States · Bill · HR
H.R. 3190 (112th)
To amend the Federal Deposit Insurance Act to prohibit insured depository institutions from charging consumers fees for the use of debit cards.
Introduced
13 October 2011
Last action
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Status
Referred to the Subcommittee on Financial Institutions and Consumer Credit.
Sponsors
—
Subjects
Discovery layer
Source updated
3 January 2025
Summary
Amends the Federal Deposit Insurance Act to prohibit an insured depository institution from charging a fee to any consumer for receiving or using a debit card. Subjects violators of such prohibition to civil liability for: (1) actual damages sustained by the consumer of between $100 and $1,000, (2) such punitive damages as the court may allow, and (3) the costs of a successful action together with reasonable attorney's fees to enforce liability.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 13 October 2011
Introduced in House (PDF)
Introduced in House · EN · 13 October 2011
Introduced in House
summary · EN · 13 October 2011
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/112th-congress/house-bill/3190
- Open data entity: https://api.congress.gov/v3/bill/112/hr/3190