United States · Bill · HR
H.R. 3285 (115th)
Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017
Introduced
18 July 2017
Last action
19 July 2017 · Referred
Status
Referred to the Subcommittee on Economic Development, Public Buildings and Emergency Management.
Sponsors
Rep. Higgins, Clay [R-LA-3], Rep. Johnson, Mike [R-LA-4], Rep. Pallone, Frank [D-NJ-6], Rep. Pascrell, Bill, Jr. [D-NJ-9], Rep. Sires, Albio [D-NJ-13], Rep. Watson Coleman, Bonnie [D-NJ-12], Rep. Harper, Gregg [R-MS-3], Rep. Palazzo, Steven M. [R-MS-4], Rep. Payne, Donald M., Jr. [D-NJ-10], Rep. Crist, Charlie [D-FL-13], Carlos Curbelo, Rep. Hastings, Alcee L. [D-FL-20], Rep. Norcross, Donald [D-NJ-1], Rep. Lofgren, Zoe [D-CA-18]
Subjects
Discovery layer
Source updated
10 January 2026
Summary
Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017 This bill amends the National Flood Insurance Act of 1968 to extend through FY2023 the National Flood Insurance Program (NFIP). NFIP policy coverage limits for residential and nonresidential buildings are increased. NFIP premiums, surcharges, and fees may not be increased by more than 10% each year. The Federal Emergency Management Agency (FEMA) must provide: (1) loans for mitigation projects, and (2) other financial assistance to qualified households for NFIP premium payments and mitigation projects. The limitation on Increased Cost of Compliance (ICC) coverage (offered by NFIP to cover the cost of flood mitigation measures on certain structures) is increased to $100,000 and ICC eligibility is expanded. This bill prevents the Department of the Treasury from charging interest to FEMA on amounts borrowed for NFIP through FY2023. This bill directs FEMA to revise: (1) directives related to the Write Your Own program, (2) specified elements of the claims process, (3) the appeals process for claims and flood map determinations, and (4) certain flood risk zones. FEMA must study business interruption coverage and participation rates in specified flood zones. This bill also makes changes to: (1) FEMA's mitigation assistance programs, (2) the usage and collection of specified surcharges and fees, (3) the scope of coverage available under NFIP, (4) requirements of NFIP engineers and adjusters, and (5) regulations relating to the disclosure of flood risks on rental property. This bill amends the Biggert-Waters Flood Insurance Reform Act of 2012 to reauthorize through FY2023 the National Flood Mapping Program.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
18 July 2017
Introduced
Referred to the Committee on Financial Services, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Source: IntroReferral
18 July 2017
Introduced
Introduced in House
Source: IntroReferral
18 July 2017
Introduced
Introduced in House
Source: IntroReferral
19 July 2017
Referred
Referred to the Subcommittee on Economic Development, Public Buildings and Emergency Management.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Introduced in House · 18 July 2017 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 18 July 2017
Introduced in House (PDF)
Introduced in House · EN · 18 July 2017
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Introduced in House
summary · EN · 18 July 2017
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Sponsors
- Rep. Higgins, Clay [R-LA-3] · R · Sponsor
- Rep. Johnson, Mike [R-LA-4] · R · Sponsor
- Rep. Pallone, Frank [D-NJ-6] · D · Sponsor
- Rep. Pascrell, Bill, Jr. [D-NJ-9] · D · Sponsor
- Rep. Sires, Albio [D-NJ-13] · D · Sponsor
- Rep. Watson Coleman, Bonnie [D-NJ-12] · D · Sponsor
- Rep. Harper, Gregg [R-MS-3] · R · Sponsor
- Rep. Palazzo, Steven M. [R-MS-4] · R · Sponsor
- Rep. Payne, Donald M., Jr. [D-NJ-10] · D · Sponsor
- Rep. Crist, Charlie [D-FL-13] · D · Cosponsor
- Carlos Curbelo · R · Cosponsor
- Rep. Hastings, Alcee L. [D-FL-20] · D · Cosponsor
- Rep. Norcross, Donald [D-NJ-1] · D · Cosponsor
- Rep. Lofgren, Zoe [D-CA-18] · D · Cosponsor
- · hspw00 · Standing
- · hsba00 · Standing
Related records
- related to → Sustainable, Affordable, Fair, and Efficient (SAFE) National Flood Insurance Program Reauthorization Act of 2017
- related to ← MEMA Act of 2017
- related to ← National Flood Insurance Program Extension Act of 2018
- related to ← NFIP Extension Act of 2018
- related to ← National Flood Insurance Program Extension Act
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/115th-congress/house-bill/3285
- Open data entity: https://api.congress.gov/v3/bill/115/hr/3285
- us · 115-hr-3285 · source updated 10 January 2026