Protecting Consumers' Access to Credit Act of 2017

Summary

Protecting Consumers' Access to Credit Act of 2017 This bill amends the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to state that bank loans that are valid when made as to their maximum rate of interest in accordance with federal law shall remain valid with respect to that rate regardless of whether a bank has subsequently sold or assigned the loan to a third party.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

1. 19 July 2017

   Introduced

   Referred to the House Committee on Financial Services.

   Source: IntroReferral

2. 19 July 2017

   Introduced

   Introduced in House

   Source: IntroReferral

3. 19 July 2017

   Introduced

   Introduced in House

   Source: IntroReferral

4. 15 November 2017

   Vote

   Ordered to be Reported by the Yeas and Nays: 42 - 17.

   Source: Committee

5. 15 November 2017

   Committee

   Committee Consideration and Mark-up Session Held.

   Source: Committee

6. 30 January 2018

   Calendars

   Placed on the Union Calendar, Calendar No. 402.

   Source: Calendars

7. 30 January 2018

   Reported

   Reported by the Committee on Financial Services. H. Rept. 115-538.

   Source: Committee

8. 30 January 2018

   Reported

   Reported by the Committee on Financial Services. H. Rept. 115-538.

   Source: Committee

9. 13 February 2018

   Reported

   Rules Committee Resolution H. Res. 736 Reported to House. Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018.

   Source: Floor

10. 14 February 2018

    Passed

    Motion to reconsider laid on the table Agreed to without objection.

    Source: Floor

11. 14 February 2018

    Vote

    On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78). (text: CR H1148)

    Source: Floor

12. 14 February 2018

    Vote

    Passed/agreed to in House: On passage Passed by the Yeas and Nays: 245 - 171 (Roll no. 78).(text: CR H1148)

    Source: Floor

13. 14 February 2018

    Floor

    Considered under the provisions of rule H. Res. 736. (consideration: CR H1147-1155)

    Source: Floor

14. 14 February 2018

    Floor

    Provides for consideration of H.R. 620 and H.R. 3978 under structured rules and H.R. 3299 under a closed rule. Each bill shall be debatable for one hour. The resolution provides for proceedings during the period of February 16, 2018 through February 23, 2018.

    Source: Floor

15. 14 February 2018

    Floor

    The previous question was ordered pursuant to the rule.

    Source: Floor

16. 15 February 2018

    Introduced

    Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

    Source: IntroReferral

Votes

Versions

• Referred in Senate · 15 February 2018 · Download file
• Engrossed in House · 14 February 2018 · Download file
• Reported in House · 30 January 2018 · Download file
• Introduced in House · 19 July 2017 · Download file

Documents

11 official files

• Referred in Senate (text)

  Referred in Senate · EN · 15 February 2018

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• Referred in Senate (PDF)

  Referred in Senate · EN · 15 February 2018

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• Engrossed in House (text)

  Engrossed in House · EN · 14 February 2018

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• Engrossed in House (PDF)

  Engrossed in House · EN · 14 February 2018

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  Vertaal document

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• Passed House without amendment

  summary · EN · 14 February 2018

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  Vertaal document

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• Reported in House (text)

  Reported in House · EN · 30 January 2018

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• Reported in House (PDF)

  Reported in House · EN · 30 January 2018

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  Vertaal document

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• Reported to House without amendment

  summary · EN · 30 January 2018

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  Vertaal document

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• Introduced in House (text)

  Introduced in House · EN · 19 July 2017

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  Vertaal document

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• Introduced in House (PDF)

  Introduced in House · EN · 19 July 2017

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  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

• Introduced in House

  summary · EN · 19 July 2017

  Open at official source

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  Vertaal document

  Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Sponsors

• Rep. McHenry, Patrick T. [R-NC-10] · R · Sponsor
• Rep. Meeks, Gregory W. [D-NY-5] · D · Sponsor
• Rep. Moore, Gwen [D-WI-4] · D · Cosponsor
• Rep. Hollingsworth, Trey [R-IN-9] · R · Cosponsor
• · ssbk00 · Standing
• · hsba00 · Standing

Related records

• related to ← Protecting Consumers' Access to Credit Act of 2017
• related to ← Providing for consideration of the bill (H.R. 620) to amend the Americans with Disabilities Act of 1990 to promote compliance through education, to clarify the requirements for demand letters, to provide for a notice and cure period before the commencement of a private civil action, and for other purposes; providing for consideration of the bill (H.R. 3299) to amend the Revised Statutes, the Home Owners' Loan Act, the Federal Credit Union Act, and the Federal Deposit Insurance Act to require the rate of interest on certain loans remain unchanged after transfer of the loan, and for other purposes; providing for consideration of the bill (H.R. 3978) to amend the Real Estate Settlement Procedures Act of 1974 to modify requirements related to mortgage disclosures, and for other purposes; and providing for proceedings during the period from February 16, 2018, through February 23, 2018.