Restoring Unfairly Impaired Credit and Protecting Consumers Act

openUnited States· United States Congress· EN

Introduced

5 July 2019

Last action

23 December 2019 · Reported

Status

Placed on the Union Calendar, Calendar No. 287.

Summary

Restoring Unfairly Impaired Credit and Protecting Consumers Act This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by requiring removal of adverse information that resulted from specified fraudulent lending activity, shortening the time period adverse information stays on reports, and limiting the inclusion of certain medical debt on reports. The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

5 July 2019
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
5 July 2019
Introduced
Introduced in House
Source: IntroReferral
5 July 2019
Introduced
Introduced in House
Source: IntroReferral
11 July 2019
Vote
Ordered to be Reported (Amended) by the Yeas and Nays: 32 - 26.
Source: Committee
11 July 2019
Committee
Committee Consideration and Mark-up Session Held.
Source: Committee
23 December 2019
Calendars
Placed on the Union Calendar, Calendar No. 287.
Source: Calendars
23 December 2019
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362.
Source: Committee
23 December 2019
Reported
Reported (Amended) by the Committee on Financial Services. H. Rept. 116-362.
Source: Committee

Votes

No vote records are attached yet.

Versions

Reported in House · 23 December 2019 · Download file
Introduced in House · 5 July 2019 · Download file

Documents

6 official files

Reported in House (text)

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Reported in House (text)
Reported in House · EN · 23 December 2019
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Reported in House (PDF)
Reported in House · EN · 23 December 2019
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Reported to House
summary · EN · 23 December 2019
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Introduced in House (text)
Introduced in House · EN · 5 July 2019
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Introduced in House (PDF)
Introduced in House · EN · 5 July 2019
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Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.
Introduced in House
summary · EN · 5 July 2019
Open at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Vertaal naar
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Related records

related to → Restoring Unfairly Impaired Credit and Protecting Consumers Act
related to ← Comprehensive Credit Reporting Enhancement, Disclosure, Innovation, and Transparency Act of 2020

Sources

PoliticalRepo is an index and interpretation layer, not the authoritative legal source.

Official source: https://www.congress.gov/bill/116th-congress/house-bill/3622
Open data entity: https://api.congress.gov/v3/bill/116/hr/3622
us · 116-hr-3622 · source updated 7 April 2025