Restoring Unfairly Impaired Credit and Protecting Consumers Act

Summary

Restoring Unfairly Impaired Credit and Protecting Consumers Act This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by requiring removal of adverse information that resulted from specified fraudulent lending activity, shortening the time period adverse information stays on reports, and limiting the inclusion of certain medical debt on reports. The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.

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Documents

6 official files

• Reported in House (text)

  Reported in House · EN · 23 December 2019

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• Reported in House (PDF)

  Reported in House · EN · 23 December 2019

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• Reported to House

  summary · EN · 23 December 2019

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• Introduced in House (text)

  Introduced in House · EN · 5 July 2019

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• Introduced in House (PDF)

  Introduced in House · EN · 5 July 2019

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• Introduced in House

  summary · EN · 5 July 2019

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