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United States · Bill · HR

H.R. 3681 (111th)

Fairness in Health Insurance Act of 2009

referredUnited States· United States Congress· EN

Introduced

30 September 2009

Last action

1 October 2009 · Referred

Status

Referred to the Subcommittee on Health.

Sponsors

Rep. Ellison, Keith [D-MN-5], Rep. Tierney, John F. [D-MA-6]

Subjects

Healthcare

Source updated

4 December 2025

Healthcare

Official sourceDownload fileView documentsShare

Summary

Fairness in Health Insurance Act of 2009 - Prohibits a health insurance issuer from offering health insurance coverage unless the issuer demonstrates that such coverage has a medical loss ratio of at least 90%. Directs the Secretary: (1) to establish a uniform definition of "medical loss ratio" and methodology for calculating it, which shall take into account the circumstances of different plans and activities related to health services, such as chronic disease management and quality assurance; and (2) by December 31, 2010, to develop, publish, and implement the standardized data elements and definitions to be used by health insurance issuers in the reporting of data necessary to calculate such ratio. Requires each issuer: (1) beginning in plan year 2011, to provide the Secretary with data to enable the Secretary to determine whether the issuer is in compliance with this Act; and (2) to provide payment rebates to enrollees for any plan year in which the coverage has a medical loss ratio below 90%.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 30 September 2009

    Introduced

    Referred to the House Committee on Energy and Commerce.

    Source: IntroReferral

  2. 30 September 2009

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 30 September 2009

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 1 October 2009

    Referred

    Referred to the Subcommittee on Health.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 30 September 2009

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 30 September 2009

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 30 September 2009

    Open at official source

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Sponsors

Related records

Sources

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