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United States · Bill · HR

H.R. 3742 (104th)

FHA Single Family Housing Reform Act of 1996

referredUnited States· United States Congress· EN

Introduced

27 June 1996

Last action

12 July 1996 · Referred

Status

Referred to the Subcommittee on Housing and Community Opportunity.

Sponsors

Rep. Lazio, Rick [R-NY-2]

Subjects

Housing, Education

Source updated

21 August 2025

Housing · Education

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Summary

TABLE OF CONTENTS: Title I: Product Flexibility and Insurance Title II: Claims and Property Disposition Reform Initiatives Title III: Streamlining Proposals FHA Single Family Housing Reform Act of 1996 - Title I: Product Flexibility and Insurance - Amends the National Housing Act to authorize the Secretary of Housing and Urban Development to establish: (1) alternative mortgage insurance premium structures; and (2) demonstrations of underwriting, premiums, and insurance products to expand home ownership opportunities. Extends Federal Housing Administration mortgage insurance authority. Title II: Claims and Property Disposition Reform Initiatives - Revises single family claims procedures. Title III: Streamlining Proposals - Revises eligibility and warranty provisions. Authorizes: (1) delegation of insuring authority to direct endorsement mortgagees; and (2) use of amounts borrowed from family for downpayments. Revises home equity conversion program provisions with respect to: (1) insurance limitations; and (2) consumer education requirements. Provides 100 percent condominium mortgage insurance for disasters. Repeals authority for Housing Insurance Fund expenditures to correct or compensate for substantial defects in mortgaged homes.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 27 June 1996

    Introduced

    Referred to the House Committee on Banking and Financial Services.

    Source: IntroReferral

  2. 27 June 1996

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 27 June 1996

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 12 July 1996

    Referred

    Referred to the Subcommittee on Housing and Community Opportunity.

    Source: Committee

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 27 June 1996

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 27 June 1996

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 27 June 1996

    Open at official source

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Sponsors

Related records

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Sources

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