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United States · Bill · HR

H.R. 3823 (106th)

Federal Payday Loan Consumer Protection Amendments of 2000

referredUnited States· United States Congress· EN

Introduced

2 March 2000

Last action

13 March 2000 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Rep. LaFalce, John J. [D-NY-29], Rep. Kanjorski, Paul E. [D-PA-11], Rep. Maloney, Carolyn B. [D-NY-12], Rep. Gutierrez, Luis V. [D-IL-4], Rep. Meeks, Gregory W. [D-NY-5], Rep. Lee, Barbara [D-CA-12], Rep. Schakowsky, Janice D. [D-IL-9], Rep. Moore, Dennis [D-KS-3], Rep. Gonzalez, Charles A. [D-TX-20], Rep. Jones, Stephanie Tubbs [D-OH-11], Rep. Capuano, Michael E. [D-MA-8], Sen. Sanders, Bernard [I-VT], Rep. Rush, Bobby L. [D-IL-1], Rep. Frost, Martin [D-TX-24], Rep. Blumenauer, Earl [D-OR-3], Rep. Waxman, Henry A. [D-CA-33], Rep. Engel, Eliot L. [D-NY-16], Rep. Barrett, Thomas M. [D-WI-5], Rep. Stark, Fortney Pete [D-CA-13]

Subjects

Discovery layer

Source updated

20 August 2025

Official sourceDownload fileView documentsShare

Summary

Federal Payday Loan Consumer Protection Amendments of 2000 - Amends the Federal Deposit Insurance Act to prohibit an insured depository institution from making: (1) payday loans; and (2) any loan to any lender in order to either finance, refinance or extend a payday loan. Amends the Consumer Credit Protection Act to redefine credit to include any payday loan. Amends the Truth in Lending Act to prohibit a creditor from making a payday loan if the creditor has reasonable cause to believe that: (1) the personal check or share draft received in exchange for such loan is drawn upon either an insured depository institution or insured credit union; or (2) the account debited in exchange for such loan is a transaction or share draft account at an insured depository institution or an insured credit union. Sets forth civil liabilities for violations of this Act.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 2 March 2000

    Introduced

    Referred to the House Committee on Banking and Financial Services.

    Source: IntroReferral

  2. 2 March 2000

    Introduced

    Sponsor introductory remarks on measure. (CR E222-223)

    Source: IntroReferral

  3. 2 March 2000

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 2 March 2000

    Introduced

    Introduced in House

    Source: IntroReferral

  5. 13 March 2000

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 2 March 2000

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 2 March 2000

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 2 March 2000

    Open at official source

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Sponsors

Related records

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Sources

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