United States · Bill · HR
H.R. 3872 (116th)
National Flood Insurance Program Reauthorization and Reform Act of 2019
Introduced
22 July 2019
Last action
23 July 2019 · Referred
Status
Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
Sponsors
Rep. Pallone, Frank [D-NJ-6], Rep. Higgins, Clay [R-LA-3], Rep. Pascrell, Bill, Jr. [D-NJ-9], Rep. Sherrill, Mikie [D-NJ-11], Rep. Van Drew, Jefferson [R-NJ-2], Rep. Sires, Albio [D-NJ-13], Rep. Norcross, Donald [D-NJ-1], Rep. Malinowski, Tom [D-NJ-7], Rep. Watson Coleman, Bonnie [D-NJ-12], Rep. Mucarsel-Powell, Debbie [D-FL-26], Rep. Crist, Charlie [D-FL-13], Rep. Payne, Donald M., Jr. [D-NJ-10], Sen. Kim, Andy [D-NJ], Rep. Smith, Christopher H. [R-NJ-4], Rep. Murphy, Stephanie N. [D-FL-7], Rep. Gottheimer, Josh [D-NJ-5], Rep. Rose, Max [D-NY-11], Rep. Cartwright, Matt [D-PA-17], Rep. Hastings, Alcee L. [D-FL-20]
Subjects
Discovery layer
Source updated
20 January 2026
Summary
National Flood Insurance Program Reauthorization and Reform Act of 2019 This bill generally revises the National Flood Insurance Program (NFIP) and reauthorizes the program through FY2024. The bill addresses NFIP coverage, cost, and availability, including by generally prohibiting the Federal Emergency Management Agency (FEMA) from raising certain premiums, surcharges, and fees more than 9% a year for five years; revising flood insurance coverage limits; establishing the Affordability Assistance Fund to provide financial assistance to low income households through vouchers, grants, or premium credits; and revising standards and certification requirements for flood insurance rate maps. The bill also revises administrative provisions of NFIP, including by allowing for the continuous operation of NFIP during a lapse in appropriations, and prohibiting the Department of the Treasury from charging FEMA interest for NFIP debt for five years. The bill sets forth requirements for Write Your Own companies related to reimbursements, agent commissions, and penalties for underpayment of claims. (A Write Your Own company writes and services federal standard flood insurance policies in its own name.) The bill establishes a state revolving fund for flood mitigation activities and also provides for loans, grants, and other incentives regarding mitigation.
This text is taken from the official record. PoliticalRepo does not editorialize.
Timeline
22 July 2019
Introduced
Referred to the Committee on Financial Services, and in addition to the Committee on Transportation and Infrastructure, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Source: IntroReferral
22 July 2019
Introduced
Introduced in House
Source: IntroReferral
22 July 2019
Introduced
Introduced in House
Source: IntroReferral
23 July 2019
Referred
Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management.
Source: Committee
Votes
No vote records are attached yet.
Versions
- Introduced in House · 22 July 2019 · Download file
Documents
3 official files
Introduced in House (text)
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Introduced in House (text)
Introduced in House · EN · 22 July 2019
Introduced in House (PDF)
Introduced in House · EN · 22 July 2019
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Introduced in House
summary · EN · 22 July 2019
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Sponsors
- Rep. Pallone, Frank [D-NJ-6] · D · Sponsor
- Rep. Higgins, Clay [R-LA-3] · R · Sponsor
- Rep. Pascrell, Bill, Jr. [D-NJ-9] · D · Sponsor
- Rep. Sherrill, Mikie [D-NJ-11] · D · Sponsor
- Rep. Van Drew, Jefferson [R-NJ-2] · D · Sponsor
- Rep. Sires, Albio [D-NJ-13] · D · Sponsor
- Rep. Norcross, Donald [D-NJ-1] · D · Sponsor
- Rep. Malinowski, Tom [D-NJ-7] · D · Sponsor
- Rep. Watson Coleman, Bonnie [D-NJ-12] · D · Sponsor
- Rep. Mucarsel-Powell, Debbie [D-FL-26] · D · Sponsor
- Rep. Crist, Charlie [D-FL-13] · D · Sponsor
- Rep. Payne, Donald M., Jr. [D-NJ-10] · D · Sponsor
- Sen. Kim, Andy [D-NJ] · D · Sponsor
- Rep. Smith, Christopher H. [R-NJ-4] · R · Sponsor
- Rep. Murphy, Stephanie N. [D-FL-7] · D · Sponsor
- Rep. Gottheimer, Josh [D-NJ-5] · D · Sponsor
- Rep. Rose, Max [D-NY-11] · D · Cosponsor
- Rep. Cartwright, Matt [D-PA-17] · D · Cosponsor
- Rep. Hastings, Alcee L. [D-FL-20] · D · Cosponsor
- · hspw00 · Standing
- · hsba00 · Standing
Related records
- related to → FIRM IT Act of 2019
- related to → National Flood Insurance Program Consultant Accountability Act of 2019
- related to → MEMA Act of 2019
- related to → State Flood Mitigation Revolving Fund Act of 2019
- related to → State Flood Mitigation Revolving Fund Act of 2019
- related to → FIRM IT Act of 2019
- related to → National Flood Insurance Program Reauthorization and Reform Act of 2019
Sources
PoliticalRepo is an index and interpretation layer, not the authoritative legal source.
- Official source: https://www.congress.gov/bill/116th-congress/house-bill/3872
- Open data entity: https://api.congress.gov/v3/bill/116/hr/3872
- us · 116-hr-3872 · source updated 20 January 2026