Free Credit Freeze Act

referredUnited States· United States Congress· EN

Introduced

28 September 2017

Last action

28 September 2017 · Introduced

Status

Referred to the House Committee on Financial Services.

Sponsors

Sen. Luján, Ben Ray [D-NM], Rep. Langevin, James R. [D-RI-2], Rep. Cárdenas, Tony [D-CA-29], Rep. Nadler, Jerrold [D-NY-12], Rep. Beyer, Donald S. [D-VA-8], Rep. Kaptur, Marcy [D-OH-9], Del. Norton, Eleanor Holmes [D-DC-At Large], Rep. Boyle, Brendan F. [D-PA-2], Rep. Bishop, Sanford D. [D-GA-2], Rep. Lujan Grisham, Michelle [D-NM-1], Rep. Capuano, Michael E. [D-MA-8], Rep. Butterfield, G. K. [D-NC-1], Rep. Napolitano, Grace F. [D-CA-32], Rep. Loebsack, David [D-IA-2], Rep. Takano, Mark [D-CA-39], Rep. Green, Gene [D-TX-29], Rep. Raskin, Jamie [D-MD-8], Rep. Ellison, Keith [D-MN-5], Rep. Slaughter, Louise McIntosh [D-NY-25], Rep. Grijalva, Raúl M. [D-AZ-7], Rep. Jayapal, Pramila [D-WA-7], Rep. Clark, Katherine M. [D-MA-5], Rep. DeSaulnier, Mark [D-CA-10], Rep. Smith, Adam [D-WA-9], Rep. Deutch, Theodore E. [D-FL-22], Rep. McGovern, James P. [D-MA-2], Rep. Garamendi, John [D-CA-8], Rep. Cicilline, David N. [D-RI-1]

Subjects

Discovery layer

Source updated

5 December 2025

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Summary

Free Credit Freeze Act This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

28 September 2017
Introduced
Referred to the House Committee on Financial Services.
Source: IntroReferral
28 September 2017
Introduced
Introduced in House
Source: IntroReferral
28 September 2017
Introduced
Introduced in House
Source: IntroReferral

Votes

No vote records are attached yet.

Versions

Introduced in House · 28 September 2017 · Download file

Documents

3 official files

Introduced in House (text)

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Introduced in House (text)
Introduced in House · EN · 28 September 2017
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Introduced in House (PDF)
Introduced in House · EN · 28 September 2017
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Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Vertaal naar
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Introduced in House
summary · EN · 28 September 2017
Open at official source
Leesvertaling
Vertaal dit document naar jouw taal. PoliticalRepo bewaart geen aparte kopie per EU-taal.
Vertaal naar
Documentvertaling op verzoek met downloadbare PDF (logo + link naar de officiële bron). Het bronbestand blijft leidend.

Related records

related to → Freedom from Equifax Exploitation Act
related to → Comprehensive Consumer Credit Reporting Reform Act of 2017
related to → Free Credit Freeze Act

Sources

PoliticalRepo is an index and interpretation layer, not the authoritative legal source.

Official source: https://www.congress.gov/bill/115th-congress/house-bill/3878
Open data entity: https://api.congress.gov/v3/bill/115/hr/3878
us · 115-hr-3878 · source updated 5 December 2025