United States · Bill · HR
H.R. 3878 (115th)
Free Credit Freeze Act
Introduced
28 September 2017
Last action
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Status
Referred to the House Committee on Financial Services.
Sponsors
—
Subjects
Discovery layer
Source updated
5 December 2025
Summary
Free Credit Freeze Act This bill amends the Fair Credit Reporting Act to prohibit a consumer reporting agency from charging a consumer a fee for placing, temporarily lifting, or fully removing a credit freeze. A consumer reporting agency must place a credit freeze on the consumer's file upon a consumer's request, prohibiting a consumer reporting agency from releasing any credit information without the consumer's permission.
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Timeline
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Votes
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Versions
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 28 September 2017
Introduced in House (PDF)
Introduced in House · EN · 28 September 2017
Introduced in House
summary · EN · 28 September 2017
Sponsors
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Related records
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Sources
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- Official source: https://www.congress.gov/bill/115th-congress/house-bill/3878
- Open data entity: https://api.congress.gov/v3/bill/115/hr/3878