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United States · Bill · HR

H.R. 3882 (109th)

Financial Safety and Equity Act of 2005

referredUnited States· United States Congress· EN

Introduced

22 September 2005

Last action

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Subjects

Discovery layer

Source updated

15 August 2025

Summary

Financial Safety and Equity Act of 2005 - Amends the Bank Holding Company Act of 1956 regarding interests in nonbanking organizations to provide that any company that controls an industrial loan company, industrial bank, or similar institution shall become a financial holding company. Requires such entity to comply with all federal conditions, requirements, restrictions and limitations applicable to a financial holding company. Grants a five-year divestiture period for nonconforming activities to an entity that: (1) owned or controlled an industrial loan company, industrial bank, or similar institution on January 1, 2005; and (2) was not a bank holding company or a foreign bank on that date.

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Documents

3 official files

Introduced in House (text)

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Sources

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