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United States · Bill · HR

H.R. 3914 (118th)

Failing Bank Acquisition Fairness Act

referredUnited States· United States Congress· EN

Introduced

7 June 2023

Last action

Status

Referred to the House Committee on Financial Services.

Sponsors

Subjects

Discovery layer

Source updated

27 May 2025

Summary

Failing Bank Acquisition Fairness Act This bill restricts the ability of large banks and financial companies to acquire banks in default or in danger of default if smaller institutions otherwise qualify. Specifically, if a merger with a bank in default results in one institution controlling more than a specified percentage of deposits or liabilities in the United States, regulators are prohibited from approving it, unless no other institution qualifies.

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Documents

3 official files

Introduced in House (text)

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Sources

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