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United States · Bill · HR

H.R. 4002 (111th)

Truth in Lending Clarification Act of 2009

referredUnited States· United States Congress· EN

Introduced

3 November 2009

Last action

3 November 2009 · Introduced

Status

Referred to the House Committee on Financial Services.

Sponsors

Rep. Hensarling, Jeb [R-TX-5]

Subjects

Discovery layer

Source updated

14 August 2025

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Summary

Truth in Lending Clarification Act of 2009 - Amends the Truth in Lending Act concerning the mandatory 45-day advance notice of significant changes (including rate increases) under an open end consumer credit plan. Declares that such requirement does not prevent a creditor from putting into effect immediately any reduction in an annual percentage rate (APR), any decrease or elimination of any fee imposed upon a consumer, or any significant change in terms solely or primarily for the benefit of the consumer.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 3 November 2009

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 3 November 2009

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 3 November 2009

    Introduced

    Introduced in House

    Source: IntroReferral

Votes

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Versions

Documents

3 official files

Introduced in House (text)

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Leesvertaling

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  • Introduced in House (text)

    Introduced in House · EN · 3 November 2009

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 3 November 2009

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 3 November 2009

    Open at official source

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Sponsors

Related records

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Sources

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