United States · Bill · HR
H.R. 4071 (113th)
Flood Insurance Flexibility Act of 2014
Introduced
21 February 2014
Last action
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Status
Referred to the House Committee on Financial Services.
Sponsors
—
Subjects
Discovery layer
Source updated
12 August 2025
Summary
Flood Insurance Flexibility Act of 2014 - Amends the National Flood Insurance Act of 1968 to direct the Administrator of the Federal Emergency Management Agency (FEMA) to make available, at the option of the insured, flood insurance coverage for properties with premiums and deductibles which have an annual loss-deductible for damage to the covered property of at least $10,000. Authorizes FEMA to make coverage available with higher loss-deductible amounts that it considers feasible and appropriate. Requires such flood insurance coverage to have a chargeable risk premium rate that, as determined by FEMA, accurately reflects both the current risk of flood to the property and the deductible.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 21 February 2014
Introduced in House (PDF)
Introduced in House · EN · 21 February 2014
Introduced in House
summary · EN · 21 February 2014
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/113th-congress/house-bill/4071
- Open data entity: https://api.congress.gov/v3/bill/113/hr/4071