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United States · Bill · HR

H.R. 4076 (112th)

To amend the Truth in Lending Act to add a rule of construction relating to certain payments to an employee of a mortgage originator.

referredUnited States· United States Congress· EN

Introduced

17 February 2012

Last action

23 February 2012 · Referred

Status

Referred to the Subcommittee on Financial Institutions and Consumer Credit.

Sponsors

Rep. Frank, Barney [D-MA-4], Rep. Miller, Gary G. [R-CA-42], Rep. Stark, Fortney Pete [D-CA-13], Rep. Long, Billy [R-MO-7]

Subjects

Housing

Source updated

6 February 2024

Housing

Official sourceDownload fileView documentsShare

Summary

Amends the Truth in Lending Act to deny any construction of the prohibition against residential mortgage loan originator steering incentives as prohibiting a creditor or mortgage originator from reducing compensation to an employee mortgage originator if, after the employee mortgage originator has made the consumer an initial annual percentage rate (APR) offer, the employee mortgage originator makes a subsequent offer to the consumer that: (1) consists only of a reduction in the APR, and (2) is made in response to a lower APR offer to the consumer by another creditor or mortgage originator.

This text is taken from the official record. PoliticalRepo does not editorialize.

Timeline

  1. 17 February 2012

    Introduced

    Referred to the House Committee on Financial Services.

    Source: IntroReferral

  2. 17 February 2012

    Introduced

    Introduced in House

    Source: IntroReferral

  3. 17 February 2012

    Introduced

    Introduced in House

    Source: IntroReferral

  4. 23 February 2012

    Referred

    Referred to the Subcommittee on Financial Institutions and Consumer Credit.

    Source: Committee

Votes

No vote records are attached yet.

Versions

Documents

3 official files

Introduced in House (text)

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  • Introduced in House (text)

    Introduced in House · EN · 17 February 2012

    ViewDownloadOpen at official source

  • Introduced in House (PDF)

    Introduced in House · EN · 17 February 2012

    ViewDownloadOpen at official source

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  • Introduced in House

    summary · EN · 17 February 2012

    Open at official source

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Sponsors

Related records

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Sources

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