United States · Bill · HR
H.R. 4079 (116th)
ExCEL Act of 2019
Introduced
25 July 2019
Last action
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Status
Referred to the Committee on Education and Labor, and in addition to the Committee on Ways and Means, for a period to be subsequently determined by the Speaker, in each case for consideration of such provisions as fall within the jurisdiction of the committee concerned.
Sponsors
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Subjects
Discovery layer
Source updated
21 July 2025
Summary
Earnings Contingent Education Loans Act of 2019 or the ExCEL Act of 2019 This bill replaces existing federal student loan programs with the Income Dependent Education Assistance (IDEA) Loan Program and the IDEA Loan Repayment Program. Loans under these programs are not eligible for the federal public service loan forgiveness program. The repayment program offers a single repayment plan that caps annual debt repayments based on the borrower's income. The Department of Education (ED) must provide an online tool to enable borrowers to make payments and access specified details regarding loans. The bill provides ED with access to information in the National Directory of New Hires to identify when borrowers are hired and remind them of their repayment status and obligation to provide accurate employment information. The bill requires (1) the total amount deducted and withheld under the IDEA Loan Repayment Program to be reported on W-2 forms, and (2) the Department of the Treasury to disclose to ED tax return information necessary to carry out the IDEA Loan Repayment Program.
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Documents
3 official files
Introduced in House (text)
Introduced in House (text)
Introduced in House · EN · 25 July 2019
Introduced in House (PDF)
Introduced in House · EN · 25 July 2019
Introduced in House
summary · EN · 25 July 2019
Sponsors
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Sources
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- Official source: https://www.congress.gov/bill/116th-congress/house-bill/4079
- Open data entity: https://api.congress.gov/v3/bill/116/hr/4079